Credit Analysis Associate — Underwriting & Analytics

California Bank of Commerce, N.A.; Cerritos (CA); On-site; USD 55,000 - 85,000; Full time

Job summary

California Bank of Commerce, N.A. is seeking a Junior Credit Analyst to assist in evaluating commercial borrowers. You will organize and spread financial statements, analyze credit data, prepare projections, and support loan underwriting under senior staff guidance.

This role focuses on accuracy, timely reporting, and collaboration with Relationship Managers. A Bachelor’s degree in accounting, finance, or economics and strong MS Excel skills are required, with opportunities to grow into credit

Qualifications

• Bachelor’s degree required in a related field.
• Commercial credit/banking experience preferred.
• Proficient with MS Office applications.

Responsibilities

• Assist senior staff with credit analyses and underwriting.
• Spread and analyze financial statements and projections.
• Monitor loan portfolio and support annual reviews.
• Prepare summaries of credit worthiness for review.
• Update credit files with current statements and reports.
• Support servicing requests and data analysis for credit risk.

Skills

Commercial lending

Financial statements

Cash-flow analysis

Credit risk

Communication

Time management

Teamwork

Attention to detail

Education

Bachelor’s Degree in accounting, finance, economics, business administration or related field

Tools

CASH Insight

Microsoft Excel

Microsoft Word

Microsoft Outlook

Job description

California Bank of Commerce, N.A. is seeking a Junior Credit Analyst to assist in evaluating commercial borrowers. You will organize and spread financial statements, analyze credit data, prepare projections, and support loan underwriting under senior staff guidance.

This role focuses on accuracy, timely reporting, and collaboration with Relationship Managers. A Bachelor’s degree in accounting, finance, or economics and strong MS Excel skills are required, with opportunities to grow into credit