CRE Portfolio Manager: Credit & Risk Leader

Flagstar Bank; Hicksville (NY); On-site; USD 65,000 - 104,000; Full time

Benefits offered by this job

Insurance package

Leave program

Bonus incentives

Other benefits

Job summary

Flagstar Bank, N.A. in Hicksville, NY seeks a CRE Portfolio Manager to support underwriting, structuring, and ongoing management of commercial credit relationships.

You will provide financial analysis and risk assessment to help bankers make sound credit decisions and grow the portfolio. As part of a team of RMs and credit professionals, you will structure new loan transactions, monitor covenants, and identify emerging risks while maintaining compliance with applicable laws and internal

Qualifications

• Undergraduate degree in Finance, Accounting, Economics, or 5+ years related experience.
• 2+ years in credit underwriting, portfolio management, or related field.
• Strong financial analysis and risk assessment abilities.
• Fundamental understanding of loan structuring and credit agreements.
• Proficiency in financial modeling and credit decision tools.
• Effective communication and teamwork skills.

Responsibilities

• Loan Structuring & Underwriting: Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages.
• Portfolio Management: Monitor financial trends, covenant compliance, and borrowing bases to identify potential credit risks and recommend actions.
• Client & Internal Partner Collaboration: Work alongside sales and credit teams to structure deals, address underwriting inquiries, and support client needs.
• Act as a mentor to analysts, sharing expertise in financial analysis, credit structuring, and risk assessment.
• Credit Knowledge Development: Stay informed on market trends, credit policies, and risk mitigation techniques to strengthen expertise in commercial lending.
• Uses independent judgement and discretion to make decisions regarding assigned portfolio.
• Performs special projects, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.
• Accountable to maintain compliance with applicable federal, state and local laws and regulations.

Skills

Financial analysis

Risk assessment

Credit underwriting

Portfolio management

Communication skills

Excel skills

Credit structuring

Team collaboration

Education

Undergraduate Degree in Finance/Accounting/Economics

Tools

Credit analysis software

Financial modeling tools

Pivot tables (Excel)

Job description

Flagstar Bank, N.A. in Hicksville, NY seeks a CRE Portfolio Manager to support underwriting, structuring, and ongoing management of commercial credit relationships.

You will provide financial analysis and risk assessment to help bankers make sound credit decisions and grow the portfolio. As part of a team of RMs and credit professionals, you will structure new loan transactions, monitor covenants, and identify emerging risks while maintaining compliance with applicable laws and internal