Counterparty Risk Senior Analyst

Qcells North America

United States

On-site

USD 110,000 - 160,000

Full time

6 days ago

Be an early applicant

Application generator

Don’t send a generic resume — generate a resume and cover letter tailored to this exact role.

Get past ATS filters

Job summary

Hanwha Q CELLS America Inc. in the United States is seeking a Senior Analyst for Counterparty Risk to independently underwrite, analyze, and monitor risk across the partner lifecycle, focusing on solar installers, contractors, and OEMs.

The role involves evaluating financial strength, compliance posture, and operations; leveraging SQL, Salesforce, Excel, and other tools to support onboarding and portfolio management, while identifying fraud indicators and process improvements.

Qualifications

Bachelor’s degree in finance, business, economics, risk management, or related field.
6+ years in commercial underwriting, credit risk, counterparty risk, or related risk functions.
3+ years hands-on underwriting or counterparty risk experience.
Direct experience in solar finance underwriting and evaluating solar installers/ dealers.
Ability to independently evaluate complex counterparties and make risk recommendations.
Strong experience analyzing financial statements, cash flow, credit reports and other data.
Experience managing or monitoring a portfolio of commercial partners or counterparties.
Experience in solar/renewable energy risk preferred.
Experience identifying fraud, deterioration, compliance gaps, and other risks.
Strong written/verbal communication to present to senior stakeholders.

Responsibilities

Independently perform due diligence and underwriting of new and existing counterparties, primarily solar and electrical contractors and OEMs.
Analyze financial statements, cash flow, bank statements, credit reports, operational performance, and other data.
Recommend internal credit ratings, risk-based limits, payment terms, approvals or declines with written analyses.
Manage ongoing monitoring and periodic re-evaluations of counterparty portfolio.
Analyze and report on portfolio trends, credit exposure, fraud findings, and risk indicators.
Lead complex or high-risk counterparty reviews with stakeholders to resolve issues.
Leverage SQL, Salesforce, Excel and other tools to identify anomalies and emerging risks.
Identify automation opportunities to streamline underwriting and monitoring processes.
Develop and enhance underwriting workflows, scorecards, and monitoring processes.
Partner with Legal, Compliance, Operations, Onboarding, and Business Development on risk issues.
Support policy enhancements based on regulatory changes and audit findings.
Provide guidance to junior analysts and cross-functional partners.
Maintain SLAs for partner onboarding and ongoing risk reviews.

Skills

Analytical skills

Quantitative analysis

Excel proficiency

SQL

Salesforce (SFDC)

Tableau

Experian

LexisNexis

Education

Bachelor’s degree in Finance, Business, Economics, Risk Management, or a related field

Tools

SQL

Salesforce (SFDC)

Excel

Tableau

Experian

LexisNexis

Job description

Description
POSITION DESCRIPTION
EnFin’s Counterparty Risk, Senior Analyst is responsible for independently underwriting, analyzing, and monitoring counterparty and installer risk across the partner lifecycle. This role will assess the financial strength, creditworthiness, compliance posture, and operational performance of solar installers and other counterparties and provide risk recommendations to support onboarding, credit decisions, and ongoing portfolio management.
The Counterparty Risk, Senior Analyst will also identify emerging portfolio risks, enhance fraud and credit controls, and leverage data, technology, and automation to improve risk management processes and operational efficiency.
Responsibilities

Independently perform due diligence and underwriting of new and existing counterparties, primarily solar and electrical contractors and equipment manufacturers (OEMs).
Analyze financial statements, cash flow, bank statements, credit reports, operational performance, and other financial data to assess counterparty creditworthiness.
Recommend internal credit ratings, risk-based limits, payment terms, approval conditions, or declines and prepare written analysis supporting recommendations.
Manage ongoing monitoring and periodic credit re-evaluations of the counterparty portfolio to identify financial deterioration, credit downgrades, fraud indicators, documentation gaps, and emerging risks.
Analyze and report on portfolio trends, credit exposure, fraud findings, and key risk indicators and provide recommendations to senior leadership.
Lead complex or higher-risk counterparty reviews and partner with business stakeholders to resolve escalated credit and risk issues.
Leverage SQL, Salesforce, Excel, and other analytical tools to identify anomalies, emerging trends, and potential fraud or eligibility risks.
Identify and implement opportunities to automate underwriting, fraud detection, eligibility reviews, and portfolio monitoring processes.
Develop and enhance underwriting workflows, risk controls, scorecards, and monitoring processes to improve consistency, scalability, and time to decision.
Partner with Legal, Compliance, Operations, Onboarding, and Business Development to address complex counterparty risks and incorporate regulatory requirements into risk processes.
Support enhancements to credit, compliance, and risk policies and procedures based on regulatory changes, portfolio performance, audit findings, and emerging risks.
Provide guidance and subject matter expertise to junior analysts and other cross-functional partners as needed.
Maintain established SLAs for partner onboarding and ongoing risk reviews.

Required Qualifications

Bachelor’s degree in Finance, Business, Economics, Risk Management, or a related field.
Minimum of 6 years of relevant experience in commercial underwriting, credit risk, counterparty risk, lending, financial services, or related risk management functions.
Minimum of 3 years of hands-on commercial underwriting or counterparty risk experience.
Direct experience in solar finance underwriting, including evaluating solar installers/dealers, reviewing financial performance, cash flow, creditworthiness, and overall counterparty risk.
Demonstrated ability to independently evaluate complex counterparties and make credit and risk recommendations.
Strong experience analyzing financial statements, cash flow, credit reports, and other financial information.
Experience managing or monitoring a portfolio of commercial partners, dealers, contractors, or counterparties.
Experience with solar, renewable energy, solar finance, or contractor risk is highly preferred.
Experience identifying fraud, financial deterioration, compliance gaps, and other emerging portfolio risks.
Experience improving or automating underwriting, risk monitoring, or operational workflows is preferred.
Strong analytical and quantitative skills with proficiency in Excel; experience with SQL, Salesforce (SFDC), Tableau, Experian, LexisNexis, or similar tools is preferred.
Strong written and verbal communication skills with the ability to present risk findings and recommendations to senior stakeholders.
Ability to independently manage multiple priorities and complex assignments in a fast-paced environment with limited oversight.

Compensation
In accordance with applicable pay transparency laws, the anticipated annual base salary for this position is:

Zone 1 (Bay Area, NYC):
Zone 2 (CA, NJ, NY):
Zone 3 (All Others):

Hanwha Q CELLS America Inc. (“HQCA”) is a Qcells company, one of the world’s largest manufacturers and providers of solar photovoltaic (PV) products and solutions. Headquartered in Irvine, California, HQCA has been rapidly expanding its business in North America through the expansion of products and solutions, including distributed energy solutions, direct-to-homeowner solar sales and financing, and EPC services. We provide an opportunity to be part of an exciting and growing world-class global business in an interesting and expanding industry of the future.
Physical, Mental & Environmental Demands
To comply with the Rehabilitation Act of 1973 the essential physical, mental and environmental requirements for this job are listed below. These are requirements normally expected to perform regular job duties. Incumbent must be able to successfully perform all of the functions of the job with or without reasonable accommodation.
Mobility
Standing
20% of time
Sitting
70% of time
Walking
10% of time
Strength
Pulling
up to 10 Pounds
Pushing
up to 10 Pounds
Carrying
up to 10 Pounds
Lifting
up to 10 Pounds
Dexterity(F = Frequently, O = Occasionally, N = Never)Typing
F
Handling
F
Reaching
F
Agility(F = Frequently, O = Occasionally, N = Never)Turning
F
Twisting
F
Bending
O
Crouching
O
Balancing
N
Climbing
N
Crawling
N
Kneeling
N
The salary range is required by the California Pay Transparency Act and may differ depending on the location of those candidates hired nationwide. Actual compensation is influenced by a wide array of factors including but not limited to, skill set, education, licenses and certifications, essential job duties and requirements, and the necessary experience relative to the job’s minimum qualifications.