Correspondence & Dispute Specialist - Onsite

NewRez LLC; Greenville (SC); On-site; USD 52,000 - 78,000; Full time

Benefits offered by this job

Medical, dental, and vision insurance

Health Savings Account with employer贡献

401(k) Retirement plan with employer 1

Paid Maternity Leave/Parental Bonding/

Job summary

Newrez LLC is seeking a Correspondence & Dispute Specialist to manage Qualified Written Requests and resolve borrower disputes with timely written responses, in line with RESPA, TILA, FCRA, and CFPB guidance. The role requires meticulous review of loan history, policies, and procedures, and collaboration with operations to ensure accurate resolutions.

The ideal candidate brings 5+ years in Mortgage Servicing or Origination, strong writing skills, and attention to detail.

Qualifications

• Highschool diploma or equivalent, required and, 5+ years Mortgage Servicing or Origination experience.
• OR In lieu of 5+ years Mortgage Servicing or Origination experience. Bachelor’s degree with a concentration in English or similar field and, 2+ years Mortgage Servicing or Origination experience with bachelor’s degree.

Responsibilities

• Prioritize tasks according to regulatory deadlines.
• Research loan history, documentation and policies to ensure proper steps were followed by operations.
• Research potential issues to identify root causes and plan resolutions.
• Ensure actions are taken to resolve disputes and complaints on accounts.
• Compose or review written responses to borrowers or their representatives with final resolution.
• Communicate with operational partners to discuss loan details when needed.
• Perform related duties as assigned by management.

Skills

Detail oriented

Written communication

Research skills

Multitasking

Organizational skills

Learning agility

Education

Highschool diploma or equivalent

Bachelor’s degree in English or similar field

5+ years Mortgage Servicing or Origination experience

Tools

MS Word

MS Excel

Job description

Who We Are At Newrez, we bring big thinkers and caring doers together to make home happen. We’re a team built on heart and hustle, united by a commitment to show up for our customers, our communities, and each other. We believe that when our people thrive, homeowners thrive - and that’s why we invest in your growth, wellbeing, and ability to make an impact. Every day, we work to exceed the expectations of our residential mortgage borrowers and business partners through superior service, simple processes, and clear communication. We do this by empowering our employees, encouraging innovative solutions and recognizing great performance.

POSITION SUMMARY: The Correspondence & Dispute Specialist is responsible handling Qualified Written Requests. The job will entail reviewing all written disputes and complaints from borrowers or their authorized representatives, researching and resolving issues, and providing formal written responses within deadlines. The job will require continuous learning and keeping up to date with applicable regulations such as the Real Estate Settlement Procedures Act (“RESPA”), Truth-in Lending Act (“TILA”) the Fair Credit Reporting Act (“FCRA”), and applicable guidance from the Consumer Financial Protection Bureau (“CFPB”).

Duties and Responsibilities

• Prioritize and be able to complete tasks according to regulatory deadlines.
• Research loan history, documentation and applicable policies and procedures to determine if the appropriate steps were followed by the operational teams.
• Research potential issues to identify root causes and be able to execute a plan of action for resolution.
• Ensure the necessary actions/corrections are made to the accounts, to resolve disputes and complaints.
• Compose or review written responses to the borrower(s) (or their authorized representatives) providing final resolution.
• Communicate with operational business partners to discuss loan level details, when necessary.
• Performs related duties as assigned by management.

Qualifications and Education Requirements

• Highschool diploma or equivalent, required and, 5+ years Mortgage Servicing or Origination experience.
• OR In lieu of 5+ years Mortgage Servicing or Origination experience. Bachelor’s degree with a concentration in English or similar field and, 2+ years Mortgage Servicing or Origination experience with bachelor’s degree.

Skills, Abilities, and Knowledge

• Must be extremely detail oriented, inquisitive, and have a passion for investigating and problem solving.
• Excellent written communication skills are required, including proper grammar, spelling, punctuation, and sentence structure.
• Excellent research skills required.
• Intermediate knowledge of MS Word, MS Excel.
• Excellent work ethic, high productivity, deadline driven.
• Must possess a short learning curve related to assimilation of new skills and tasks.
• Superior organizational skills needed.
• Ability to multi-task as well as quickly adapt to changing work assignments.

Additional Information

While this description is intended to be an accurate reflection of the position’s requirements, it in no way implies/states that these are the only job responsibilities. Management reserves the right to modify, add or remove duties and request other duties, as necessary. All employees are required to have smart phones that meet Company security standards with the ability to install apps such as Microsoft Authenticator. Employment will be contingent on this requirement.

Why Newrez

We’re a great place to work because we invest in what matters: your career, your community, your wellbeing, and your future. Our total rewards package is designed to support your whole self.

Company Benefits

• Medical, dental, and vision insurance
• Health Savings Account with employer contribution
• 401(k) Retirement plan with employer match
• Paid Maternity Leave/Parental Bonding Leave/Caregiver Leave
• Adoption Assistance
• Tuition & Certification reimbursement
• Employee Mortgage Loan Program
• The Newrez Employee Emergency and Disaster Fund is a program to support our team members experiencing hardships

Newrez NOW

Through Newrez NOW, our Corporate Social Responsibility program, you’ll have opportunities to give back, lead, and make a difference.

• 1 company-paid Volunteer Time Off day (with over 40,000 volunteer hours contributed since our inception)
• Matching Gifts Program - dollar-for-dollar up to $1,000
• Access to grants, nonprofit resources, and volunteer opportunities
• More than $6,000,000 donated since 2020
• 1 in 5 employees participates in at least one Employee Resource Group (ERG)

Equal Employment Opportunity

We’re proud to be an equal opportunity employer- and celebrate our employees' differences, including race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, and Veteran status. Different makes us better.

In both good economic times and bad, people need homes - and mortgages to buy them. We help these people every day buy homes or refinance their current mortgage loans. In addition to offering an in-demand product, there are two things you should know about us: We value and reward entrepreneurial spirit, and we are growing. Few lenders are as innovative, as financially solid, as well managed and on track to become America’s leading lender as the Newrez Family of Companies. We deliver products and services that turn prospects into delighted customers —providing abundant opportunity for the great people who work here. These competitive advantages set us apart, and they’re why you can grow with us for the long term.