Corporate Development Director (Risk Transfer)

Barclays Capital; Wilmington (DE); On-site; USD 180,000 - 240,000; Full time

Job summary

Barclays Capital in the United States is seeking a strategic financing professional to evaluate, structure and execute risk transfer, portfolio optimization and corporate development initiatives across the consumer banking unit.

You will lead financial analyses, due diligence, governance materials and cross-functional coordination with Finance, Treasury, Risk, Legal and Compliance to support senior management decisions.

Qualifications

• Lead and structure risk transfer and portfolio optimization initiatives
• Develop financial models, valuation analyses and business cases for transaction evaluation
• Coordinate due diligence and cross-functional execution across Finance, Risk, Legal, Compliance
• Present clear recommendations to senior management and governance forums

Responsibilities

• Lead evaluation and execution of risk transfer and corporate development initiatives
• Develop financial models, valuation analyses and business cases
• Support structuring and negotiation of transactions and related terms
• Lead due diligence and coordinate execution across Finance, Treasury, Risk, Legal, Compliance, Tax and Operations
• Monitor post-execution performance and drive improvements with IT and Middle Office
• Engage with credit rating agencies, law firms and external advisors
• Build relationships with stakeholders across Barclays to identify portfolios for risk transfer

Job description

Job Description

Purpose of the role

To evaluate, structure and execute strategic transactions and initiatives that support Barclays US Consumer Bank's growth, risk management, portfolio optimization, capital efficiency and financial objectives. The role combines rigorous financial analysis, commercial judgment and cross-functional leadership to support senior management decision-making across risk transfer, portfolio transactions, strategic partnerships and other corporate development activities

Accountabilities

• Lead the evaluation and execution of risk transfer, portfolio optimization, strategic partnership and other corporate development initiatives.
• Develop financial models, valuation analyses, business cases and strategic assessments to evaluate transaction economics, risks and alternatives.
• Support the structuring and negotiation of transactions, including commercial terms, risk allocation, financial considerations and execution requirements.
• Lead due diligence and coordinate transaction execution across Finance, Treasury, Risk, Legal, Compliance, Tax, Operations and relevant business teams.
• Assess portfolio performance, credit exposure, funding implications and risk-adjusted returns, and support the analysis of capital-related considerations.
• Quantify the capital impact of transactions and initiatives, including risk-weighted asset (RWA), CET1 and leverage effects, capital relief, return on capital and capital efficiency, in partnership with Finance, Treasury and Risk.
• Evaluate and compare capital-optimization alternatives, such as significant risk transfer, portfolio sales, forward-flow and partnership structures, balancing capital benefit against economics, funding, execution complexity and regulatory considerations.
• Evaluate market conditions, investor appetite, competitor activity and relevant regulatory developments affecting potential transactions and strategic initiatives.
• Prepare clear, concise and defensible recommendations, governance materials and executive presentations for senior management and relevant approval forums.
• Manage day-to-day interactions with financial institutions, investors, strategic partners, advisors, consultants and other external counterparties throughout transaction evaluation and execution.
• Identify material transaction risks, dependencies and execution issues, working with relevant stakeholders to develop mitigation plans and escalated matters as appropriate.
• Monitor approved transactions and strategic initiatives through implementation, including key milestones, financial outcomes and the resolution of execution issues.
• Oversee post-execution management and life‑cycle events for live risk transfer transactions, including credit quality monitoring, performance and reporting, periodic amendments and audit support, and drive improvements in post‑execution efficiency in partnership with IT and Middle Office teams.
• Lead engagements with credit rating agencies, law firms and other advisors on new risk transfer transactions, including asset analysis, transaction modelling, legal documentation and internal and external governance.
• Build relationships with stakeholders across Barclays, including Treasury, Finance and the wider Group, to identify portfolios of assets suitable for risk transfer.
• Ensure all business activities are carried out in compliance with firm‑wide and business‑specific conduct, risk and control limits and expectations, and continually strengthen the control framework affected by the team's activities.
• Manage multiple complex and time‑sensitive workstreams concurrently, ensuring effective prioritization, stakeholder communication and delivery.
• Guide and support less‑experienced colleagues, promoting high standards of financial analysis, commercial judgment and execution discipline.

Stakeholder Management and Leadership

Interact regularly with senior business and infrastructure management at Managing Director level and above, including Finance, Treasury, Risk, Legal and Card Partnerships.

Provide subject matter expertise on the impact of risk transfer and other capital‑optimization activities across key metrics (P&L, RWA, balance sheet, liquidity and capital) and how they are expected to change over time.

Develop and maintain strong relationships across a broad range of stakeholders so that the business receives the technical and practical support it needs to meet its goals.

Understand complex ideas quickly and communicate them clearly to non‑specialists, so that stakeholders understand the impact on their areas and what is required of them.

Decision‑Making and Problem Solving

Coordinate effectively with the internal teams involved to move actions forward and drive execution of risk transfer and other strategic transactions.

Analyze large data sets and the impact of adding, removing or substituting assets in existing risk transfer arrangements or in new structures.

Interpret consumer asset data (credit risk, interest rate risk, concentration risk and h