Corporate Counsel

Advance America, Cash Advance Centers, Inc.; Greenville (SC); On-site; USD 170,000 - 250,000; Full time

Benefits offered by this job

Competitive wages

401(k) match

Paid holidays

Tuition reimbursement

Business casual environment

Rewards program

Employee assistance program

Downtown Greenville office perks

Job summary

Purpose Financial, Inc. is a consumer financial services company with a nationwide footprint, seeking a Corporate Counsel to guide regulatory matters, product development, and contracting for fintech initiatives.

The role partners with compliance and business teams to navigate state and federal laws while advancing earned wage access and other consumer finance products. Strong drafting and negotiation skills are essential.

Qualifications

• 5+ years of legal experience in banking, fintech, and/or consumer finance products including Earned Wage Access.
• 4+ years of experience with commercial contracts including SaaS and data-driven transactions.
• Blend of law firm and in-house experience is a plus.
• Excellent drafting, negotiation, and interpersonal skills.
• Strong business acumen and comfort balancing risk with opportunity.
• Self-starter who thrives in a collaborative, mission-driven environment.
• Curious, creative, and kind—team player and individual contributor who values integrity, respect, and empathy in how work gets done.

Responsibilities

• Provide guidance to the Company on compliance with state and federal laws and minimizing risk, including consumer lending, credit reporting, credit underwriting, collections, privacy, and consumer rights.
• Draft, revise, negotiate, and manage a wide range of commercial contracts, including SaaS, licensing, data sharing, and vendor agreements.
• Collaborate with legal/compliance and business partners to mitigate third-party risks via vendor management and internal controls.
• Support consumer finance and fintech regulatory/operational matters, including content review for multichannel advertising and marketing.
• Provide business-minded, solutions-oriented guidance on deal structure, compliance, and strategy.
• Build scalable consumer finance products and legal processes/templates in a dynamic environment.
• Stay current on developments in consumer finance, bank partnerships, data privacy, AI, fintech regulation, and tech transactions.
• Assist with intellectual property matters as needed.
• Draft legal letters, memos, and summaries; facilitate timely resolution of legal issues.
• Maintain and champion corporate policies; embrace AI tools; ensure easy access to the legal library.
• Travel up to 20% as needed.

Skills

Contract drafting

Negotiation

Regulatory compliance

Education

J.D.

Bar admission (SC preferred)

Job description

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Purpose Financial, Inc. is an innovative consumer financial services company that offers a diverse suite of credit products, promoting financial inclusion and meeting consumers wherever they are. Through its brands, the company is committed to helping customers achieve their version of financial stability in the moment and in the future. Since 1997, Purpose Financial has been a pioneer in the consumer credit and financial services market offering money solutions in over 800 storefronts locations and online lending. Providing services in over 23 states, Purpose Financial employs over 2,500 team members.

At Purpose Financial we are always on the lookout for motivated individuals who share in our values of mutual respect to join our team of outstanding professionals.

We offer:

• Competitive Wages
• 401(k) Savings Plan with Company Match
• Company Paid Holidays
• Tuition Reimbursement
• Business Casual Environment
• Rewards & Recognition Program
• Employee Assistance Program
• Office in downtown Greenville that offers free parking, onsite gym, free snacks/drinks

We’re seeking a Corporate Counsel with experience in providing legal and regulatory advice and counsel regarding a variety of matters including but not limited to: (1) consumer financial services laws (2) building new and/or enhanced consumer financial products and services, (3) contract work, and (4) interaction and/or communication with regulators. This is an opportunity to shape and support a fast-paced, entrepreneurial organization operating at the intersection of consumer finance and technology.

The ideal candidate combines law firm precisionwithin-house practicality. A professional who works quickly and thoughtfully, thrives in ambiguity, and brings both intellectual curiosityandkindness to every interaction.

Job Responsibility

Support

• Provide guidance to the Company on how to comply with applicable state and federal laws and minimize risk, particularly those relating to consumer lending, credit reporting, credit underwriting, collection of consumer lending accounts, customer privacy, and protection of consumer rights.
• Draft, revise, negotiate, and manage a wide range of commercial contracts, including SaaS, licensing, data sharing, and vendor agreements.
• Collaborate with legal and compliance team and business partners to mitigate third-party risks through vendor management and internal risk controls.
• Support the business on consumer finance and fintech-related regulatory and operational matters including providing content review for multichannel advertising and marketing related to consumer financial services.
• Provide business-minded, solutions-oriented guidance on deal structure, compliance, and strategy.
• Build scalable consumer finance products, such as earned wage access, as well as legal processes and templates in a dynamic, fast-paced environment.
• Stay current on developments in consumer finance, bank partnership, data privacy, artificial intelligence, fintech regulation, and technology transactions.
• Assist with intellectual property matters as needed.

Drive

• Draft legal letters, memos, and summaries.
• Facilitate timely and effective resolution of legal issues.

Maintain

• Embody the core values of Purpose Financial.
• Embrace technological advancement including the intelligent and responsible use of Artificial Intelligence tools.
• Ensure the Company legal library is easy to access with relevant materials.

Accountability: Understand, adhere to, and enforce all corporate policies.

Job Responsibilities Cont.

Education Required

J.D. from an accredited law school; licensed and in good standing in at least one U.S. jurisdiction, preferably South Carolina.

Experience Required

• 5+ years of legal experience in banking, fintech, and/or consumer finance products including Earned Wage Access products.
• 4+ years of experience with commercial contracts, including SaaS and data-driven transactions.
• Blend of law firm and in-house experience a plus.
• Excellent drafting, negotiation, and interpersonal skills.
• Strong business acumen and comfort balancing risk with opportunity.
• Self-starter who thrives in a collaborative, mission-driven environment.
• Curious, creative, and kind—a team player and individual contributor who values integrity, respect, and empathy in how work gets done.

Knowledge Required

Excellent written and verbal communications skills; attention to detail; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment. Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and products. Ability to interact professionally and exhibit appropriate social skills, including kindness, curiosity, creativity, collaboration, and strong work ethic, in a team environment.

Physical Requirements

Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location.

OKR

Leadership

Communication and Listening

Regulatory Compliance

Business Knowledge

Artificial Intelligence Concepts

Travel

Less than 20%

Attire

Business Casual

Other

Must be eligible to work in the USA and able to pass a background check.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or disability.

Nearest Major Market: Greenville

Nearest Secondary Market: South Carolina