Corporate Compliance - Sr Compliance Independent Testing Analyst

Golden 1 Credit Union; Sacramento (CA); Hybrid; USD 103,000 - 116,000; Full time

Job summary

Golden 1 Credit Union is seeking a Sr Compliance Independent Testing Analyst in Sacramento, with a hybrid work arrangement. This exempt role collaborates with Compliance and business units to independently test policies, controls, and regulatory adherence, delivering actionable recommendations.

You will lead, document, and report testing efforts, manage findings, and drive corrective actions while maintaining regulatory awareness and process improvements in a dynamic environment.

Qualifications

• Bachelor’s Degree or equivalent work experience required.
• 7+ years of Financial Services experience in regulatory compliance, internal/external audit, or related programs required.

Responsibilities

• Conduct independent compliance testing to assess the effectiveness of policies, procedures, and controls.
• Plan, fieldwork, and reporting of assigned Compliance Testing reviews with limited supervision.
• Identify scope and depth of testing from risk assessments and controls.
• Develop testing approach and supporting workpapers to cover regulatory requirements.
• Complete reviews within time and budget goals.
• Prepare draft findings and management action plans with recommendations.
• Facilitate management agreement and remediation tracking.
• Document findings per the Credit Union’s processes and follow up on corrective actions.
• Participate in monitoring activities, KPI/KRI reporting, and ad-hoc testing.

Skills

Regulatory compliance

Testing & auditing

Risk assessment

Education

Bachelor’s Degree or equivalent work experience

Job description

Job Title: Sr Compliance Independent Testing Analyst

Status: Exempt

Reports to: Manager - Compliance Independent Testing

Department: Corporate Compliance

Job Code: 11900

Pay Range: $103,100.00 - $116,000.00 Annually

Location: Hybrid in Sacramento, CA

Who We Are

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

Who You Are

You are a highly analytical and detail-oriented compliance professional with a strong understanding of regulatory requirements, risk management, and internal control frameworks. You excel at independently evaluating complex compliance processes, identifying risks, and delivering objective, actionable recommendations that strengthen organizational effectiveness. You are skilled at building collaborative relationships with business partners, communicating findings with confidence and professionalism, and driving accountability through issue resolution and corrective action. With a commitment to integrity, continuous learning, and operational excellence, you thrive in a dynamic environment where your expertise helps safeguard the organization and support a strong culture of compliance.

What You'll Do

• Conduct independent compliance testing to assess the effectiveness of the Credit Union’s compliance policies, procedures, and controls.
• Participate, with limited supervision, in the planning, fieldwork, and reporting phases of assigned Compliance Testing reviews.
• Identify the objective, scope and depth of testing through the review of the risks and controls identified in the Compliance Risk Assessment or any other means.
• Lead in the development and preparation of testing approach and other supporting workpaper documents to ensure testing sufficiently covers complex regulatory requirements and business unit activities that are in scope for the review.
• Completes assigned Compliance Testing reviews within time and budget goals.
• Schedule and participate in commencement and exit meetings with business unit leaders and stakeholders.
• Prepare draft finding summaries that specify the findings and recommendations for implementing control or process improvements.
• Obtain management agreement of findings through factually correct conversations.
• Obtain management corrective action plans with respect to any issues identified.
• Document findings and management action plans in accordance with the Credit Union’s Issue Management process.
• Perform follow-up to ensure timely completion of corrective actions and validate remediation activities for issue closure.
• Participate in other testing and monitoring activities including, KRI and KPI reporting, ad-hoc testing, etc.
• Identify and recommend efficiency improvements to Compliance Testing processes.
• Provide support and guidance to newer members of the Compliance Testing team.
• Participate and perform other functions and special projects as assigned.
• Maintain knowledge of and adhere to all applicable internal compliance policies and procedures and other internal policies and procedures applicable to role.
• Maintain knowledge of new and changing applicable compliance rules and regulations.
• Stay informed of changing regulatory requirements and the Credit Union’s business model that might impact the compliance framework and the Compliance Testing plan.
• Performs special projects, and additional duties and responsibilities as required.

Qualificiations And Preferences

• Bachelor’s Degree or equivalent work experience required
• 7+ years Financial Services experience in consumer protection regulatory compliance, internal audit, external audit, financial services operations, or consumer protection compliance program development/evaluation required

Why Join Us

Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career development and growth, rewards and recognition, and a commitment to Diversity, Equity and Inclusion. We believe in fostering a workplace where every employee is recognized, valued, and motivated to contribute their best.

Disclaimer/Intent And Function Of Job Descriptions

The above information on this description has been designed to indicate the general nature and level of work performed by team members within this classification. Because the nature of positions and job functions can change over time, this job description is not designed to contain or be interpreted as a comprehensive inventory of all essential functions, duties, responsibilities and qualifications requirements of team members assigned to this job. Job duties may be changed or modified in the Credit Union’s discretion. The Credit Union will keep team members updated on key functions, duties, and requirements of their position by communications from the Credit Union and by updating the job description from time to time. Any team member with questions about the nature of their job duties is encouraged to consult with their supervisor.