Corporate Banking Associate- Diversified Industries

Regions Bank; Charlotte (NC); On-site; USD 108,000 - 135,000; Full time

Job summary

Regions Bank in Charlotte, North Carolina is seeking a Corporate Banking Associate to support relationship management, credit structuring, and transaction execution for mid- to large-cap clients. You will collaborate with lending, treasury, capital markets, and risk teams to deliver integrated financial solutions.

The role emphasizes financial analytics, client-facing delivery, and the development of materials for credit approvals, with opportunities to grow into leadership of junior associates.

Qualifications

• Bachelor's degree in Finance, Accounting, Economics, or related field required.
• FINRA Series 79 and 63 licenses or ability to obtain within 6 months.

Responsibilities

• Supports senior Corporate Bankers in origination, structuring, and execution of credit, capital markets, and advisory transactions.
• Develops client and prospect pitch materials including company overviews, industry insights, and financing alternatives.
• Builds and maintains financial analyses, including cash flow models and leverage analysis.
• Coordinates internal deal teams and partners with product specialists across Treasury Management, Capital Markets, Investment Banking, Risk, and Credit Products.
• Participates in client meetings, due diligence, and negotiations with increasing responsibility.
• Prepares and reviews internal credit materials ensuring alignment with risk policy.

Skills

Client-facing communication

Financial modeling

Credit analysis

Corporate finance

Attention to detail

MS Office (Excel/PowerPoint)

Education

Bachelor's degree in Finance, Accounting, Economics, or related field

MBA (preferred)

Tools

Microsoft Office Suite

Job description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions' Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description:

At Regions, the Corporate Banking Associate is a client coverage and execution support role within Regions' Diversified Industries group. This role partners with senior Corporate Bankers to support relationship management, credit structuring, transaction execution, and the delivery of integrated banking solutions for public, private, and sponsor-backed companies with revenues of $500 million and above, with a strategic focus on the $500 million to $2 billion segment. This role is focused on supporting ongoing client coverage, and coordinated product delivery across lending, treasury management, capital markets, and risk management.

The Diversified Industries group is an industry-agnostic, geographically segmented platform that partners closely across lending, treasury management, capital markets, investment banking, and risk management to deliver comprehensive financial solutions. Associates are expected to combine strong financial analytics with client-facing execution skills and active contribution to origination and relationship development efforts.

Primary Responsibilities

Supports senior Corporate Bankers in the origination, structuring, and execution of credit, capital markets, and advisory transactions, including bilateral and syndicated financings, bridge facilities, and other complex corporate solutions

Develops and delivers client and prospect pitch materials, including company overviews, industry insights, financing alternatives, capital structure recommendations, and return analyses

Builds and maintains detailed financial analyses, including cash flow models, debt capacity and leverage analysis, valuation frameworks, and comparable company and transaction analysis

Assists in leading transaction processes, coordinating internal deal teams, and partnering with product specialists across Treasury Management, Capital Markets, Investment Banking, Risk, and Credit Products groups

Participates in client meetings, due diligence sessions, management presentations, and negotiations, progressively assuming greater responsibility in relationship management and execution

Prepares and reviews internal credit approval materials, including business risk assessments, repayment analysis, and return metrics, ensuring alignment with risk policy and regulatory standards

Supports ongoing portfolio monitoring and client coverage, identifying opportunities for relationship expansion, cross‑selling, and balance sheet optimization

Contributes to business development initiatives, pipeline management, and market intelligence efforts within the Diversified Industries platform

Supports senior bankers in relationship responsibilities, including idea generation and interactions with current and prospective clients

Understands client needs and identifies Regions' products and services, or other actionable ideas, to help clients achieve goals

Participates in the recruitment, development, training, and oversight of junior associates

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

Bachelor's degree with a proven record of high achievement and coursework in Finance, Accounting, Economics, or a related field

Three (3) years of relevant experience in Corporate Banking, Investment Banking, Leveraged Finance, Commercial Banking, Accounting, or related corporate financial roles

Required Certifications/Licensures

Financial Industry Regulatory Authority (FINRA) Series 79 and 63 licenses, or the ability to obtain both within six (6) months of employment (paid for by Regions)

Preferences

Master of Business Administration (MBA)

Knowledge of capital markets, mergers and acquisitions (M&A), or leveraged finance

Prior completion of a credit training program

Skills and Competencies

Ability to collaborate effectively across product partners and internal stakeholders

Ability to manage multiple priorities in a fast-paced, transaction-oriented environment

Demonstrated client-facing communication skills

High level of attention to detail

Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint, etc.)

Strong foundation in corporate finance, accounting, credit analysis, and financial modeling, with the ability to synthesize complex information into client-ready materials

Strong organizational skills

Strong verbal and written communication skills

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$107,525.00 USD

Median:

$135,000.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. (https://www.regions.com/about-regions/benefits/benefits-eligibility) Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions' benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details

Charlotte Uptown

Location:

Charlotte, North Carolina

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.