Contracts Specialist

OneAmerica Financial; Indianapolis (IN); Hybrid; USD 65,000 - 95,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Paid time off

401k with match

Parental leave

Job summary

OneAmerica Financial in Indianapolis seeks a Contracts Specialist to deliver compliant contracts and regulated documents for life insurance products. You will draft changes, coordinate with product teams, and resolve filing issues while ensuring alignment with state requirements.

The role requires regulatory knowledge, strong analytical skills, and experience in insurance product development or compliance. Hybrid work options apply, with occasional in-office collaboration across locations.

Qualifications

• Bachelor's degree preferred; HS diploma required.
• 4+ years’ experience in insurance industry – product development or compliance preferred.
• Strong analytical, problem-solving, and organizational skills.
• Excellent written and verbal communication abilities.
• Proficiency with Excel and Office Suite.

Responsibilities

• Research, develop and write basic contracts or contract changes to meet regulatory and business needs and timelines.
• Collaborate with business line on filing strategies and materials.
• Review and advise business line on bulletins and regulations from states relating to assigned products.
• Identify product filing obstacles and coordinate with partners for solutioning and risk management.
• Analyze, respond to and resolve regulator objections within deadlines to obtain approvals.
• Act as subject matter expert for contracts and regulated forms enterprise-wide.
• Ensure proper implementation of approved contracts and forms.
• Maintain detailed records of filings, approvals, and communications.
• Assist in review of product-related marketing materials.
• Stay current with industry and regulatory developments relating to products.

Skills

Insurance compliance

Contract drafting

Regulatory research

Data analysis

Education

Bachelor's degree

HS diploma

Tools

Microsoft Excel

Microsoft Office

Job description

At OneAmerica Financial, our purpose is to create more certainty for our customers that leads to better moments, every day. Our commitment is to advance stability and growth in every solution and relationship. We deliver financial strength that builds for generations, and we are always aspiring, looking ahead, and collaborating to achieve more, together. Come be a part of this journey with us as we champion lives!

The Contracts Specialist delivers compliance solutions for contracts and related regulated documents for the products of OneAmerica. This includes collaborating with business lines on the drafting, compilation, and submittal of new or modified policy forms and ensuring compliance with varying state requirements. The position requires knowledge of policy regulations and standards, research methodologies, competitor and industry trends, and product history. This role analyzes, responds to and resolves filing issues as they arise. The Specialist coordinates with product implementation teams to ensure proper, timely, and smooth implementation of approved products, related regulated documents, and any changes to those items.

What You Will Do

• Research, develop and write basic contracts or contract changes to meet regulatory and/or business needs and timelines
• Collaborate with business line on filing strategies and materials
• Review and advise business line on bulletins and regulations from states that relate to assigned products
• Identify product filing obstacles both before and during the approval process bringing in relevant business partners as needed for solutioning and keeping them informed of risks and decisions
• Analyze, respond to and resolve regulator objections within deadlines in order to successfully obtain approvals
• Act as a subject matter expert for the enterprise on all areas relating to assigned contracts and regulated forms
• Ensure proper implementation of approved contracts and forms
• Maintain detailed records of filings, approvals, and related communication
• Assist in review of product related marketing materials
• Keep current with industry and regulatory developments relating to products

What You Will Need

• Bachelor's Degree preferred
• H.S. Diploma or equivalent required
• 4+ years’ experience in insurance industry - product development or compliance preferred
• Strong analytical, problem-solving, and organizational skills.
• Excellent written and verbal communication abilities.
• Proficiency with Microsoft Office Suite, particularly Excel.
• Ability to manage multiple priorities and meet deadlines.
• Or any combination of education and experience which would provide an equivalent background

Salary Band: 04B

This selected candidate will be expected to work hybrid in Indianapolis, IN or Portland, ME. The candidate will also be expected to physically return to the office in CA, IN or ME as business needs dictate or for team building and collaboration.

Benefits

We offer a comprehensive total rewards package designed to support you both at work and at home. Full‑time and part‑time associates working 30 or more hours per week are generally eligible for benefits, including but not limited to:

• Medical & prescription, dental, vision insurance
• Health Savings Account & Flexible Spending Accounts
• Paid Time Off
• 10 weeks 100% paid parental leave (after completing 12 months of employment)
• 401(k) Plan with company match
• Pension Plan
• Company paid life & disability insurance
• Wellness Program & Company paid employee assistance program
• Clinic access subject to location* (*Indianapolis, Charlotte, Cincinnati)

If you are offered and accept this position, please be advised that OneAmerica Financial does not have any offices located in the State of New York and OneAmerica Financial associates are not permitted to work remotely in the State of New York.

Selected employees must be able to perform the essential functions of the position satisfactorily and, if requested, reasonable accommodations will be made to enable employees with disabilities to perform the essential functions of their job, absent undue hardship.

Disclaimer: American United Life Insurance Company (“OneAmerica Financial”) is committed to a policy of Equal Employment Opportunity and will not discriminate against an applicant or employee based on race, color, religion, creed, national origin or ancestry, ethnicity, sex (including gender, pregnancy, sexual orientation, gender identity), age, physical or mental disability, veteran or military status, genetic information, citizenship, or any other legally recognized protected basis under federal, state, or local law.

For All Positions

Because this position is regulated by the Violent Crime Control and Law Enforcement Act, if an offer is made, applicants must undergo mandated background checks as a condition of employment. Such background checks include criminal history. A conviction is not necessarily an absolute bar to employment. Consistent with applicable regulatory guidelines and law, factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered.

To learn more about our products, services, and the companies of OneAmerica Financial, visit oneamerica.com/companies.