Consumer Product Sales Lead Analyst, Vice President

Citi; New York (NY); On-site; USD 126,000 - 189,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Citi seeks an On Card Lend Consumer Product Sales Lead Analyst to shape Balance Transfer and Flex Loan experiences. You will analyze product performance and partner with decision management, analytics, marketing, digital, risk, and operations to improve customer experience and drive measurable results.

Reporting to the On Card Lend Business Head, you will own the product roadmap and lead cross-functional initiatives, supporting senior leadership with updates.

Qualifications

• 6-10 years of product management or cross-functional experience.
• Bachelor’s degree in Business, Marketing, or related field.
• Excellent organizational and project management skills.
• Clear and concise written and verbal communication skills.
• Analytical skills to source, analyze and distill data into insights.
• Execution and results oriented with a drive to improve.
• Self-motivated and detail-oriented.
• Strong relationship-building in a matrix organization.
• Proficient in Excel and PowerPoint.

Responsibilities

• Understand Balance Transfer & Flex Loan product needs and customer experience.
• Review dashboards and support performance monitoring across channels.
• Integrate digital funnel analytics and customer journey insights to improve conversion.
• Manage product roadmap with cross-functional awareness and alignment.
• Lead control initiatives to design, implement, and maintain robust controls.
• Lead optimization to expand eligible population and improve conversion/NPS.
• Prepare presentations for updates with senior management.
• Collaborate with Finance, Risk, Analytics, Marketing and Digital to execute priorities.
• Support ad hoc requests from management.

Skills

Analytical skills

Communication skills

Organizational skills

Execution orientation

Self-motivated

Relationship building

Excel

PowerPoint

Education

Bachelor’s degree in Business, Marketing, or related field

Tools

Excel

PowerPoint

Job description

Consumer Product Sales Lead Analyst, Vice President

Job Req Id:

261003339

Location(s):

Schaumburg, Illinois, United States, Atlanta, Georgia, United States, Jacksonville, Florida, United States, Wilmington, Delaware, United States

Job Type:

On-Site/Resident

Posted:

Oct. 20, 2026

Discover your future at Citi

Working at Citi is far more than just a job. A career with us means joining a team of approximately 219,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact.

Job Overview

Shape the future of Citi's on-card lending experience as a Consumer Product Sales Lead Analyst, driving product performance for Balance Transfer and Flex Loan, two key features within Citi's lending continuum. In this role, you will analyze product performance to inform strategy, partnering closely with teams across decision management, analytics, marketing, digital, risk, and operations to improve customer experience and drive measurable results. This is an opportunity to directly influence how millions of cardmembers access and experience on-card lending products.

Citi’s U.S. Consumer Cards business has a unique opportunity to leverage its consumer relationships, technology and leading credit cards position to deliver customer value in a targeted and impactful way. To deliver on this mission, we are seeking to hire an On Card Lend Consumer Product Sales Lead Analyst to be part of the US Value, Commerce & Lending & On Card Spend and Lend organization, reporting to the On Card Lend Business Head. Balance transfer and Flex Loan are on-card lending features and is part of Citi’s lending continuum.

The Consumer Product Sales Lead Analyst will be responsible for analyzing product performance to drive product strategy. They will partner closely with Decision Management, Analytics, Control, Marketing, Digital, Risk and Operations and focus on optimizing product performance and analytics, marketing and digital strategy, enhancing digital user experience, call center training and sales support, and product research.

Key Responsibilities

• Obtain understanding of Balance Transfer & Flex Loan product, including customer needs, competitive environment, and the operations and customer experience of the product
• Review analytical dashboards and support performance monitoring, including but not limited to competitive intelligence, digital funnel reporting, channel reporting, etc., to ensure product operates as intended on an ongoing basis and provides a seamless customer experience
• Integrate digital funnel analytics and customer journey insights to identify friction points and drive increased conversion and repeat usage.
• Manage product roadmap of initiatives, ensuring cross-functional awareness and alignment with partners and supporting continuous improvement in the Balance Transfer & Flex Loan product and experience
• Lead, manage, and execute key control initiatives, partnering closely with control functions to design, implement, and maintain robust controls that ensure compliance with internal policies and external regulations
• Lead optimization efforts, including initiatives to expand the marketing eligible population, as well as identify & implement opportunities to improve product conversion rates, customer experience, NPS, etc.
• Coordinate and prepare presentations for effective updates and reviews with senior management and partners
• Work closely with cross-functional partners, such as Finance, Risk, Analytics, Marketing, and Digital, to execute on agreed priorities within established operating plans and timelines
• Support ad hoc requests from management as needed

Qualifications

• 6-10 years of product management, product development or similar cross-functional experience
• Bachelor’s degree in Business, Marketing, or related field
• Excellent organizational and project management skills
• Consistently demonstrates clear and concise written and verbal communication skills
• Analytical skills with the ability to source, analyze and distill data into insights
• Execution and results oriented with a desire to drive change and continuous improvement
• Self-motivated and detail-oriented
• Relationship building skills and ability to partner with a large cross-functional team to drive results in a matrixed environment
• Proficient in Microsoft Office suite of applications with an emphasis on Excel and PowerPoint

What We Offer

Join a collaborative team at the center of Citi's on-card lending strategy, where your analysis and product instincts directly shape the experience of millions of customers.

• Work in a hybrid model, with 3 days in the office and 2 days working remotely each week.
• Gain exposure to cross-functional teams spanning marketing, risk, analytics, and digital.
• Build your product management expertise through hands-on ownership of a live product roadmap.
• Access learning and development resources to grow your career within a global organization.
• Benefit from resources supporting financial wellbeing and work-life balance.

Job Family Group:

Consumer Sales

Job Family:

Consumer Product Sales

Time Type:

Full time

Primary Location:

Schaumburg Illinois United States

Primary Location Full Time Salary Range:

$125,760.00 - $188,640.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date:

Oct 27, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.

Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.

Illinois residents – AI Notice and Right

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