Consumer Mortgage Underwriter I

First Financial Bank; Abilene (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

A financial institution in Abilene, Texas, is looking for an Underwriter to analyze consumer real estate loan applications. This role requires strong analytical skills to evaluate borrowers' financial situations and ensure compliance with regulations such as Regulation Z. Candidates should have a college degree in accounting or finance, or equivalent experience in underwriting. Proficiency in Microsoft Word and Excel is also necessary. Join a collaborative team focused on exceptional customer service.

Qualifications

• Strong analytical and interpretive skills with above-average communication abilities.
• Experience analyzing financial statements and credit reports.
• Understanding of mortgage loan regulations, especially Regulation Z.

Responsibilities

• Perform underwriting duties to analyze borrower's repayment ability.
• Verify loan documentation to support applications.
• Advise lending officers on loan approvals according to regulations.

Skills

Analytical skills

Auditing skills

Verbal communication

Written communication

Organizational skills

Underwriting knowledge

Proficient in Microsoft Word

Proficient in Microsoft Excel

Education

College degree in accounting, finance, or business

Job description

A financial institution in Abilene, Texas, is looking for an Underwriter to analyze consumer real estate loan applications. This role requires strong analytical skills to evaluate borrowers' financial situations and ensure compliance with regulations such as Regulation Z. Candidates should have a college degree in accounting or finance, or equivalent experience in underwriting. Proficiency in Microsoft Word and Excel is also necessary. Join a collaborative team focused on exceptional customer service.