Consumer Loan Servicing Specialist

Wings Credit Union; Colorado Springs (CO); Presencial; USD 30.000 - 36.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health Insurance

401k Match

Profit Sharing

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

HSA Contributions

Employee Assistance

Paid Time Off

Paid Holidays

Tuition Reimbursement

Parental Leave

Descripción de la vacante

Wings Credit Union in Colorado Springs is seeking a Consumer Lending Operations Specialist to maintain the quality, accuracy, and compliance of the consumer loan portfolio while delivering outstanding member service. You will review loan documentation, resolve servicing requests, and ensure records meet organizational policies and regulatory requirements.

This role emphasizes attention to detail, strong lending knowledge, and collaboration with internal teams.

Formación

• Must have a high school diploma or GED.
• 3+ years in financial services, customer service, or lending.
• 2+ years in consumer or mortgage lending.
• Familiarity with loan documentation and processes.

Responsabilidades

• Assist with collateral protection insurance inquiries and claims processing.
• Provide service via phone, email, secure messaging, resolving requests.
• Process credit verifications, consent-to-remove forms, coupon orders.
• Monitor online banking messages and department emails.
• Balance and reconcile nightly department activities.
• Maintain loan document accuracy and regulatory compliance.
• Record deeds of trust and releases electronically.
• Support electronic storage and retention of loan docs.
• Maintain the consumer lending file room.

Conocimientos

Customer Service

Attention to detail

Analytical skills

Microsoft Excel

Microsoft Word

Communication skills

Educación

High School Diploma or GED

Associate's Degree (preferred)

Herramientas

Symitar

Descripción del empleo

Ent Credit Union and Wings Credit Union joined forces in January 2026. This merger means more opportunities, expanded resources, and a shared commitment to delivering exceptional member service. Together, we become more empowering members, communities, and teams through a bold, unified future. Both organizations bring a strong legacy of member satisfaction, operational excellence, financial stability, and community impact. Recognized locally and nationally as best-in-class financial institutions and employers of choice, each is known for its commitment to financial well-being and philanthropic leadership. Join us during this transformative time and be part of shaping the future of banking!

Job Description

The Consumer Lending Operations Specialist plays a critical role in maintaining the quality, accuracy, and compliance of the credit union's consumer loan portfolio while delivering exceptional service to members and internal teams. This position is responsible for reviewing and maintaining loan documentation, resolving servicing requests, and ensuring lending records are complete, accurate, and compliant with organizational policies and regulatory requirements.

Leveraging strong lending knowledge, attention to detail, and effective time management skills, the Consumer Lending Operations Specialist supports loan retention and member satisfaction by providing timely, accurate solutions throughout the loan lifecycle. This role serves as a key partner in identifying and resolving documentation exceptions, maintaining loan records within core systems, and supporting operational excellence through quality control and continuous process improvement. The position contributes directly to a positive member experience and the overall success of the credit union's lending operations.

Essential Functions

• Assist members and internal staff with collateral protection insurance inquiries, total loss claims, GAP claims, product add-ons, cancellations, and claim payment processing.
• Provide support through phone, email, secure messaging, and other service channels, ensuring timely and accurate resolution of member requests.
• Process credit verifications, consent-to-remove forms, coupon orders, and department-related correspondence.
• Monitor and respond to online banking secure messages and incoming department emails.
• Sort and distribute incoming mail on the day it is received.
• Maintain a strong understanding of loan documentation and document storage systems related to consumer and real estate loans.
• Service consumer real estate loans, including preparing payoff statements, posting payoff funds, ordering HELOC checks, and supporting insurance claim processing.
• Electronically record deeds of trust and releases and ensure all loan-related documentation is properly maintained.
• Perform quality control reviews of loan documents, including imaging loan packets, verifying required signatures and documents, ensuring accuracy, and correcting discrepancies as needed.
• Support the electronic storage and retention of loan documents in compliance with organizational standards.
• Maintain and organize the consumer lending file room.
• Complete nightly balancing and reconciliation activities for the department.
• Deliver exceptional member service while ensuring accuracy, compliance, and efficiency in all lending support activities.
• Bank Secrecy Act: Remains cognizant of and adheres to Wings policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Qualifications

• High School Diploma/G.E.D. or equivalent, required
• Associate's Degree in Finance, Accounting, Business Administration, Economics, Banking and Financial Services, Customer Service, or Communications, preferred
• 3+ years' combined financial services, customer service, consumer lending, or mortgage lending experience, required
• 2+ years' of either consumer or mortgage lending experience, required

Technical or Specialized Knowledge/Skills

• Working knowledge of Consumer Lending business terminology, required loan documents, and process flow.
• Comprehensive knowledge of industry relevant programs and their application such GAP/ MBP etc.
• Ability to read and understand documents such as appraisals.
• Organized, detail oriented, flexible, and able to multi-task in an ever-changing environment.
• Display positive, professional demeanor and work independently with little supervision.
• Self-motivated.
• Initiative to meet and/or exceed job standards and willingness to take on other tasks that support the goals of the Credit Union.
• Effective verbal and written communication skills.
• Analytical and mathematical skills.
• Intermediate competency with Microsoft Word and Excel or similar programs.
• Symitar experience preferred.

Additional Information

PAY RANGE

$22 to $26 per hour (S12), plus 7% annual target bonus.

Final compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, location and internal pay equity.

BENEFITS

• Generous 401(k) match
• 401k Discretionary Profit Sharing
• Health Insurance
• Dental Insurance
• Vision Insurance
• Life Insurance
• Short Term and Long Term Disability
• Health Savings Account with company contribution
• Employee Assistance Program
• Paid Vacation, Sick, Floating Holidays and Volunteer Time Off
• Paid Holidays
• Tuition Reimbursement
• Paid Parental Leave

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.