Consumer Loan Document Specialist II

Wilson Bank & Trust; United States; Presencial; USD 45 000 - 65 000; Tempo integral

Resumo da oferta

Wilson Bank & Trust is seeking a Consumer Loan Document Specialist II in Lebanon, TN. You will prepare consumer loan documentation, coordinate appraisals, flood certifications, and title searches, and support funding of loan proceeds.

You will communicate with internal teams and vendors to ensure accurate, compliant documentation and timely delivery, while upholding banking regulations and audit standards. Join a team focused on precision, service, and collaboration, with opportunities to grow

Qualificações

• 3 years of experience in consumer lending including loan processing, documentation, and funding.
• Knowledge of TRID disclosures compliance requirements.
• Knowledge of loan documentation requirements, lien perfection, and collateral verification.

Responsabilidades

• Prepare loan documents and coordinate with third-party vendors for appraisals and title searches.
• Maintain communication with internal teams, processors, and vendors for timely delivery of documents.
• Verify documentation complies with credit approvals, procedures, and regulatory requirements.
• Confirm pre-funding requirements before loan closing.
• Identify and address discrepancies prior to closing.
• Facilitate funding management including disbursement instructions and wire transfers.
• Categorize and file documents electronically.
• Review vendor reports and certificates for loan policy alignment.
• Assist with process improvements to enhance accuracy and efficiency.
• Cross-train with Consumer Loan Development team.
• Attend training as requested.
• Adhere to federal banking regulations including BSA/AML and consumer protection.

Conhecimentos

TRID disclosures knowledge

Loan documentation knowledge

Lien perfection

Collateral verification

Formação académica

High school diploma or GED

Descrição da oferta de emprego

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business. Consumer Loan Document Specialist Location: Lebanon, TN If you’re looking for a career where purpose meets opportunity, and where your contributions truly make a difference, Wilson Bank & Trust is the place for you.

ABOUT US

Working at Wilson Bank & Trust means joining a purpose-driven organization where community impact and professional growth go hand in hand. The commitment to serving communities is matched by dedication to supporting employees—through recognition, rewards, and opportunities to grow. Inside our walls, you’ll find a workplace that reflects the same trusted reputation we’ve built since the beginning. Collaboration and servant leadership are at the heart of everything we do, creating an environment where talent is valued and service is elevated. Your voice matters here—feedback drives decisions on workplace flexibility, transparency, and strategic priorities.

ABOUT THE POSITION

The Connective Force Picture yourself as the lifeblood that ties everything together—the communicator, the problem-solver, the bridge between operational teams. In these roles, you handle urgent calls, craft solutions, and ensure that every signal flows correctly so customers receive the right answers at the right time. You’re the one who steps in when things get tough, the superhero who keeps the mission on track. If you love variety, collaboration, and the occasional customer interaction, this is your stage. You’ll work across teams, solve challenges with a smile, and make sure the entire organization moves as one.

POSITION SUMMARY:

The Consumer Loan Document Specialist II is responsible for preparing consumer loan documentation, coordinating with third-party vendors for appraisals, flood certifications, and title searches and facilitating the funding of loan proceeds. This position maintains communication with internal teams, processors, and vendors to provide accurate and timely delivery of required documentation and verifies compliance with internal procedures, banking regulations, and audit standards. The Consumer Loan Document Specialist II reports to the Loan Development Manager and provides excellent service and support while demonstrating the Company’s values and supporting the mission.

POSITION DUTIES AND RESPONSIBILITIES:

• Prepare loan documentation and coordinate with third-party vendors to order and track appraisals, flood certifications, and title searches
• Maintain communication with internal teams, processors, and vendors to facilitate timely delivery and accuracy of all required documentation
• Verify loan documentation is compliant with credit approval, internal procedures and regulatory requirements
• Confirm pre-funding requirements are satisfied prior to loan closing
• Identify and address documentation or funding discrepancies prior to closing.
• Facilitate funding management including disbursement instructions, wire transfers, and post-funding documentation
• Categorize and file documents electronically
• Review vendor reports and certificates for completeness and alignment with loan policy
• Identify and assist with implementation of process improvements enhancing accuracy and efficiency of the department
• Assist with special projects
• Cross train with members of Consumer Loan Development to develop additional knowledge and skills
• Maintain professional and technical knowledge by attending educational workshops, reviewing professional publications, establishing personal networks and participating in professional associations
• Attend training as requested
• Adhere to compliance with all federal bank regulations and laws, including those for consumer protection and the Bank Secrecy Act/Anti-Money Laundering Program
• Participate in outside community activities as required
• Perform other duties as assigned

REQUIRED QUALIFICATIONS:

• High school diploma or GED
• 3 years of experience in consumer lending including loan processing, documentation, and funding
• Knowledge of compliance requirements related to TRID disclosures
• Knowledge of loan documentation requirements, lien perfection, and collateral verification