Consumer Lending Underwriter — Drive Risk & Growth

Brightstar Credit Union; Florida; On-site; USD 42,000 - 52,000; Full time

Benefits offered by this job

Weekly pay

Medical, Dental, Vision

401(k) Plan with Matching

Tuition Reimbursement

Wellness Studio & Gym

Company-Paid Life Insurance

Health Savings Account with Company

Job summary

BrightStar Credit Union in Cooper City, Florida seeks an experienced Consumer Credit Underwriter for the Consumer Lending Department. This full-time clerical role focuses on assessing loan applications, determining approval or denial, and maintaining BrightStar's risk tolerance.

The position emphasizes accurate documentation and cross-selling opportunities within authority limits. You will evaluate risk, justify decisions, follow guidelines, and collaborate with teammates to optimize production

Qualifications

• Three to five years of underwriting experience.
• Experience with consumer or small business lending.
• Familiarity with MeridianLink Systems.

Responsibilities

• Evaluate loan submissions against guidelines and determine acceptability.
• Set collateral, pricing, limits, and terms based on exposure.
• Decide on consumer and small business loans within authority.
• Ensure compliance with underwriting guidelines and policies.
• Cross-sell and contribute to revenue generation.

Skills

Credit underwriting

Financial analysis

Education

Two-year college degree

Tools

MeridianLink Systems

Job description

BrightStar Credit Union in Cooper City, Florida seeks an experienced Consumer Credit Underwriter for the Consumer Lending Department. This full-time clerical role focuses on assessing loan applications, determining approval or denial, and maintaining BrightStar's risk tolerance.

The position emphasizes accurate documentation and cross-selling opportunities within authority limits. You will evaluate risk, justify decisions, follow guidelines, and collaborate with teammates to optimize production