Consumer Lending Collection Specialist

Central-Bank-c44c5195; Jefferson City (MO); On-site; USD 34,000 - 54,000; Full time

Job summary

Central Bank in Jefferson City, MO seeks an experienced Consumer Collections specialist to manage delinquency contacts, coordination with dealers and insurers, and interaction with loan officers. The role emphasizes accuracy, policy knowledge, and professional communication.

The position is full-time, on-site, with standard hours Monday through Friday. Knowledge of collection regulations and strong MS Word/Excel skills are essential for success in this role.

Qualifications

• High school diploma or equivalent; college coursework in business and math preferred.
• Prior collections experience preferred.
• Strong customer service and written/verbal communication.
• Ability to apply tact and professional appearance when dealing with customers and co-workers.
• Ability to work with minimal supervision and exercise independent judgment.
• Proficiency in MS Word and Excel.
• Detail-oriented with good math and statistical aptitude.

Responsibilities

• Maintain knowledge of collection policies and applicable regulations.
• Coordinate with dealers to cancel insurance products.
• Work with insurance companies to process claims and gap coverages.
• Act as contact point for collection agency for assignments.
• Collaborate with loan officers for collection purposes.
• Retrieve delinquency reports and contact delinquent customers by phone, letter, or in person.
• Meet deadlines and manage multiple tasks in a fast-paced environment.
• Document and code bankruptcy postings.

Skills

Customer service

Verbal communication

Attention to detail

Time management

Independent work

Problem-solving

Typing/written communication

Education

High school diploma or equivalent

Some college coursework in business and math

Tools

MS Word

Excel

Job description

Maintain knowledge of collection policies, manuals, the legalities that apply to collections. Work closely with dealers for cancellation of insurance products.

Work closely with insurance companies to complete claims and gap coverages.

Work with our collection agency as the point of contact for assignments to their agency. Complete bankruptcy postings and coding.

Work with loan officers for collection purposes.

Retrieve delinquency reports. Make initial contact (telephone, letter or face‑to‑face) with loan customers whose accounts are delinquent in accordance.

Other duties as assigned. External Description: Maintain knowledge of collection policies, manuals, the legalities that apply to collections.

Work closely with dealers for cancellation of insurance products.

Work closely with insurance companies to complete claims and gap coverages.

Work with our collection agency as the point of contact for assignments to their agency. Complete bankruptcy postings and coding.

Work with loan officers for collection purposes. Retrieve delinquency reports.

Make initial contact (telephone, letter or face‑to‑face) with loan customers whose accounts are delinquent in accordance Other duties as assigned.

Requirements

Knowledge, skill and mental development equivalent to the completion of high school and some college courses which includes specific courses in business and math.

Prior collections experience preferred. Strong customer service and relations skills. Strong verbal communication skills as evidenced by the ability to interact both face‑to‑face and over the telephone with customers and co‑workers.

Demonstrated ability to use tact, diplomacy and a professional personal appearance when dealing with customers and co‑workers.

Ability to initiate work activities with minimal supervision and exercise independent judgment when accepting repayment arrangements or taking further collection action.

Accuracy and attention to detail. Good math and statistical aptitude.

Proficient in MS Word and Excel. Ability to manage multiple tasks simultaneously in a

fast paced environment.

Ability to establish and meet deadlines. Analytical, organizational, time management, and problem‑solving abilities. Good typing, word processing and written communication skills.

Good proof reading and editing skills. Ability to learn and understand computer systems utilized to evaluate/process transactions.

Knowledge should include use of reports as it applies to accomplishment of their duties.

Ability to learn and understand regulatory and compliance issues as it applies to their area of responsibility.

Ability to apply such knowledge in day‑to‑day operations and the ability to disseminate such knowledge in an appropriate manner.

Ability to learn and understand applicable statutes and procedures affecting the collection or recovery of payments/debts.

Ability to locate borrowers who have ceased making loan payments.

Position Type

Full Time - Regular

Department

Consumer Collection-098750

Work Hours

Monday - Friday 8:00am - 4:30pm

Standard Hours

40

Area of Interest

Personal Loans

Work Location Options

On‑Site

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