Consumer Lending Advisor

Mission Staffing; Dallas (TX); On-site; USD 61,992 - 68,880; Full time

Job summary

A leading staffing agency in Dallas is seeking a Risk Advisor to join a Commercial Bank's Direct Lending team. The role focuses on ensuring compliance with internal policies and regulations, particularly the Truth in Lending Act. Candidates must have at least five years of experience in risk advisory within banking and expertise in relevant regulations. This full-time position offers a dynamic environment where your skills in evaluating risk assessments and guiding compliance efforts will be crucial.

Qualifications

• Minimum five years' experience in risk advisory for lending.
• Expertise in consumer lending regulations including Reg Z and Fair Credit Reporting Act.
• Strong communication skills are essential.

Responsibilities

• Provide risk advisory guidance to lending business lines.
• Ensure compliance with direct lending regulations.
• Evaluate risk assessments and support audits.

Skills

Risk advisory guidance

Compliance with lending regulations

Excellent written communication skills

Excellent verbal communication skills

Job description

Base pay range

$45.00/hr - $50.00/hr

Our client, a well-known Commercial Bank in Dallas, TX, is looking to add a Risk Advisor to their Direct Lending team. This person will be responsible for ensuring that the consumer and commercial lending team is complying with internal policies and regulatory policies with a focus on Truth in Lending Act Reg Z, SCRA, and flood requirements. Additional responsibilities include helping to update existing internal policies and procedures, support regulatory exams and audits, and evaluate ongoing risk assessments for the Direct Lending team. The ideal candidate will come with at least five years' experience in direct lending risk and subject matter expertise in consumer lending regulations including Reg Z, Fair Credit Reporting Act, and Flood requirements.

Responsibilities

• Providing risk advisory guidance to the firm's commercial and consumer lending business lines
• Ensuring compliance with several direct lending regulations, especially Reg Z, SCRA, and flood requirements
• Evaluating risk assessments and supporting regulatory examinations and audits

Requirements

• At least five years' experience in risk advisory for commercial and consumer lending at a large bank
• Subject matter expertise in direct lending regulations including Fair Credit Reporting Act, SCRA, RESPA, and flood requirements
• Excellent written and verbal communication skills

Seniority Level

Associate

Employment type

Full-time

Job function

Consulting