Consumer Direct Loan Originator

Central Bancompany; Overland Park (KS); Remote; USD 50,000 - 80,000; Full time

Job summary

Central Bancompany is seeking a Mortgage Loan Originator to reside in Overland Park, KS, with remote work flexibility. You will originate real estate loans, assess applicants, and build relationships with Realtors and referral sources to generate mortgage leads.

Applicants must have 2 years of loan origination experience or knowledge of prequalification practices, strong sales and communication skills, and proficiency with Encompass, Word, and Excel.

Qualifications

• High School Diploma required; continued job-related coursework encouraged.
• Two years of loan originating with ability to support a pipeline of 10+ loan applications per month.
• Experience in prequalification principles or two years of originating experience.
• Strong sales skills and customer service mindset.
• Basic computer skills including Encompass, Word, Excel, and Internet.
• Ability to use a financial calculator and perform basic math.

Responsibilities

• Originate real estate loans following Federal guidelines and lending objectives.
• Establish and maintain relationships with existing and potential customers, Realtors, and referral sources.
• Interview applicants and collect credit documentation for loan applications.
• Analyze applicant financials and property details to determine feasibility of approval.
• Coordinate with processors to ensure timely loan processing and closing.
• Inform applicants of approval, denial, or conditions and provide guidance on next steps.
• Maintain knowledge of products, policies, and lending regulations; uphold company procedures.
• Cultivate bank referrals and professional relationships to generate mortgage leads.

Skills

Sales skills

Communication

Time management

Detail oriented

Independent work

Education

High School Diploma

Tools

Encompass

Microsoft Word

Excel

Job description

Open — Central Bancompany has a posting for this job. Posted 4 Nov 2026.

This posting

Posted 4 Nov 2026 · Full-time · Pay not stated

About this job

Originate real estate loans in accordance with Federal guidelines and established lending objectives, policies and procedures.

Establish and maintain positive relationships with existing and potential customers.

Contact bank provided leads within a timely manner and as directed by supervisor, and also promotes and develops relationships with referral sources such as realtors, builders, attorneys, and other affinity groups to generate additional mortgage leads.

Interview applicants and request appropriate credit documentation and specified information for loan application.

Analyze applicant's financial status, credit and proposed property transaction to determine feasibility of granting loan.

Compile upfront compliance information and assure timeline requirements are met.

Answer applicant questions. Correspond with applicant to resolve questions regarding application information.

Match applicant's needs and qualifications with potential loan programs. Ensure loan meets selected program guidelines.

Submit loan package to Processor for processing in a timely manner.

Work closely with loan processor to assure loan is handled in a timely and efficient manner in accordance with company policies and guidelines.

Inform applicants of loan approval, denial or outstanding conditions.

Handle correspondence with applicant in regards to locking of loan and handles actual locking process in accordance with current company procedures and requirements.

Provide excellent customer service and solves customer related problems quickly.

Maintain and enhance market awareness including economic information, housing data and competitive trends; based on this information, helps develop programs or recommends product enhancement to address customer needs.

Maintain and enhance personal knowledge of products and services as well as the laws, regulations and internal policies and procedures appropriate to the position.

Establish and maintain positive working relationships with Realtors, Business Partners and any other potential business sources.

Support and cultivate bank referrals and relationships.

Communicate with all mortgage operations staff, along with others in the bank, by always projecting a positive, professional image.

Perform other duties when assigned.

NOTE: Position can work remote with possible hybrid schedule required in the future

Qualifications

High School Diploma and commitment to continuing job related course work.

Two (2) years of loan originating with proven ability to support a pipeline of 10+ loan applications per month.

Working knowledge of prequalification principles and practices OR two (2) years of originating experience.

Strong sales skills.

Basic computer knowledge including Encompass, Microsoft Word, Excel, and a general understanding of the Internet.

Basic math ability.

Ability to use a financial calculator.

Must be detail oriented; have the ability to prioritize.

Possess solid organizational and time management skills; and have solid problem solving and decision making skills.

Solid written and verbal communication skills are a must.

Must be able to work independently and handle multiple priorities under deadline pressures and time restraints.

Must strive for and consistently achieve customer satisfaction.