Consultant, Brokerage Excess Underwriting - E&S/Specialty

Nationwide Insurance; United States; Remote; USD 80,000 - 110,000; Full time

Job summary

An established industry player is seeking a detail-oriented Underwriting Consultant to join their dynamic Property and Casualty team. This role focuses on analyzing complex risks and delivering tailored insurance solutions that meet customer needs while achieving business goals. You'll collaborate with brokers, develop new classes of business, and mentor colleagues in a fast-paced, team-oriented environment. If you have a passion for problem-solving and a desire to innovate in the insurance sector, this opportunity is perfect for you. Join a company that values diversity and inclusion while providing comprehensive benefits and a supportive work culture.

Benefits

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Paid Time Off

Pension Plan

Qualifications

• 8+ years of CL underwriting experience, especially with complex accounts.
• Completion of insurance courses like CPCU, CIC, AU, or ARM preferred.

Responsibilities

• Underwrite individual risks for acceptability, pricing, and coverage.
• Build and maintain relationships with brokers, ensuring compliance.

Skills

Analytical Skills

Risk Assessment

Broker Management

Insurance Law Knowledge

Education

Undergraduate Degree

CPCU Certification

CIC Certification

Tools

Actuarial Software

Job description

If you’re passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide’s Property and Casualty team could be the place for you! At Nationwide, “on your side” goes beyond just words. Our customers are at the center of everything we do and we’re looking for associates who are passionate about delivering extraordinary care.

This is a production underwriting role. Excess & surplus (non-admitted) underwriting experience highly desired/preferred.

Open to remote work in the continental US.

This role does not qualify for employer-sponsored work authorization. Nationwide does not participate in the Stem OPT Extension program.

Compensation Grade: G.SD130

#LI-AS1

#LI-Remote

Job Description Summary

Are you a critical thinker who can analyze complex risk and find insurance solutions that balance customer needs with business goals? If you can take initiative, use both your analytical and creative abilities to make sound decisions and have a desire to help people solve real challenges, we want to hear from you!

Our Excess & Surplus/Specialty (E&S/S) lines allow us to provide insurance that other carriers may not offer. It’s a fast-paced environment in a collaborative, team-oriented culture, working in an always-changing, growing industry.

As an Underwriting Consultant in Brokerage Excess, you will underwrite individual risks for acceptability, pricing, coverage, terms, and conditions, by developing, analyzing, and evaluating information and exposures on risks of an increasing complex technical nature with a high level of authority for the Excess Casualty line of business. You will also be responsible for developing and maintaining strong relationships with brokers and program managers, reviewing claims and loss history, and achieving production and loss ratio goals.

Key Responsibilities

1. Research and develop new classes of business, assess market viability, create forms & endorsements, and develop rates with actuarial support, collaborating with various departments on large, complex accounts.
2. Review individual risks with assigned brokers, analyze exposures, develop premiums, determine endorsements, and place reinsurance when appropriate.
3. Achieve team/individual production and loss ratio goals through sound broker management and marketing, addressing complex coverage issues and analyzing premium and loss results.
4. Handle policy maintenance, endorse requests, review loss control reports, and ensure compliance with loss control recommendations.
5. Build and maintain positive relationships with brokers, including travel for training or marketing visits, and contribute to marketing strategies.
6. Understand and manage facultative reinsurance, maintaining good relationships with reinsurers.
7. Resolve complex technical questions and develop technical and business knowledge continuously.
8. Mentor and teach underwriting skills to colleagues and brokers.

Additional responsibilities may be assigned as needed.

Reporting Relationships

Reports to Underwriting Manager, with potential to have up to three direct reports.

Skills and Experiences

Preferred education includes an undergraduate degree or equivalent experience. Completion of insurance courses such as CPCU, CIC, AU, ARM, CPIW, CWIS, or ASLI is preferred. Candidates should have at least eight years of CL underwriting experience, particularly with large or complex accounts and excess & surplus lines.

Necessary knowledge includes complex CL underwriting policies, insurance law, rating plans, reinsurance, and regulatory issues. Leadership skills and other competencies are also valued.

Additional Information

This position is exempt from overtime, based in a normal office environment with travel required. Benefits include medical, dental, vision, life insurance, disability coverage, paid time off, holidays, 401(k), pension, and more. Nationwide is an equal opportunity employer committed to diversity and inclusion.