Construction Risk Engineering Consultant Subcontractor Default Insurance

AXA XL; Stamford (CT); On-site; USD 91,400 - 159,900; Full time

Benefits offered by this job

Flexible Working Arrangements

Diversity & Inclusion initiatives

Competitive benefits

Job summary

AXA XL is seeking a skilled Risk Engineer for Subcontractor Default Insurance (SDI) in Stamford, CT. You will provide risk engineering consultation to underwriters, claims managers, and contractor partners, focusing on reducing the total cost of risk for AXA XL and insureds.

The role requires extensive construction expertise, strong communication, and the ability to travel 25–40% in a remote-friendly environment.

Qualifications

• Extensive direct construction experience across contractor/subcontractor/owner environments.
• Experience applying construction lifecycle knowledge to risk control and claims management.
• Ability to consult on broad construction management practices and assess exposures/controls.

Responsibilities

• Provide risk engineering consultation to underwriters, claims managers, and SDI contractor partners.
• Support SDI program lifecycle through training, risk identification, and customer meetings.
• Review default scenarios and coordinate actions with stakeholders through claims processes.
• Deliver risk improvement recommendations tailored to each customer to reduce cost of risk.
• Develop SDI protocol/tools addressing national/regional trends to keep the product competitive.

Skills

Construction risk experience

Contractor risk consulting

Risk identification

Communication to diverse audiences

Travel readiness

Self-starter, remote work

Education

Bachelor’s degree in engineering or construction management

Tools

Subcontractor prequalification

Job description

Our construction risk engineering group helps protect property, profitability and employees. Our dedicated risk engineering team offers excellent project management, site safety and operational management expertise to help keep businesses on track.

In this role, you will provide risk engineering consultation to Underwriters, Claims Manager, and our construction contractor partners, specific to AXA XL’s Subcontractor Default Insurance (SDI) product. You will work collaboratively with Claims to manage and evaluate subcontractor default claims, support account Risk Engineer colleagues to assess lessons learned/improvements needed to improve overall cost of risk and identify risks/trends across our business that drive success of the SDI program. You will also work with Underwriting to evaluate contractor customer risks and assess relevant controls for a successful SDI program. You will apply your robust construction management experience as you work with a broad range of Contractor customers and provide consultation, training and support of the SDI program - with the purpose of reducing overall cost of risk for both the contractor partner and AXA XL. When potential or actual subcontractor defaults occur, you will work with the insured to manage, mitigate, document and resolve the claim in an efficient, fair and effective manner.

What You’ll Be Doing

Key responsibilities of this role are:

• Providing support of the complete SDI program lifecycle including relevant consultation, training, assessment of controls, risk identification, customer feedback, project visits and related customer meetings.
• Creating customer satisfaction by demonstrating the value of risk control and claims management services.
• Providing Risk Engineering support for notices of claim, including review of circumstances of default, conference call with stakeholders, identification of planned actions, communication, and support of the entire claims process
• Providing risk improvement recommendations and feedback to Contractor partners that are tailored to individual customer needs and reduce the overall cost of risk for all partners, including management, mitigation, and documentation of subcontractor default risks..
• Enhancing the SDI product through development of protocols and tools that reduce the overall cost of subcontractor default risk, including assessment of national, regional and local industry trends/changes and development of relevant solutions to keep the SDI product at the forefront of industry solutions.

You will report to the Risk Engineering Manager for Subcontract Default Insurance (SDI).

What You Will BRING

We’re looking for someone who has these abilities and skills:

• Extensive direct construction experience, which may include contractors, subcontractor, owner or other related businesses.
• Robust working knowledge and understanding of the entire construction project lifecycle including preconstruction, estimating, purchasing, project management and project closeout.
• Ability to apply construction experience to a broad range of customers, to consult effectively on wide-ranging construction management practices, to identify exposures/assess controls on complex construction accounts and to be adaptable in applying procedures that are relevant to the contractor’s exposures, practices, and culture.
• Direct experience with subcontractor prequalification, subcontractor selection, contracting, project/subcontractor management, scheduling, quality management, construction claims and default management is valuable.
• Keen ability to communicate effectively with a broad range of customer and underwriting partners, to listen effectively and make sound assessments/conclusions based on review of written procedures, discussions, and observations, to make technical information and recommendations understandable to a wide range of audiences, and to influence others to accept and take action on recommendations.
• Proven ability as a self-starter who continually looks toward individual development, is capable of managing schedule and resources, continually assesses workload in light of business priorities and directs own efforts accordingly while working in a remote work environment.
• Experience working collaboratively as part of a team, proactively across lines of business and effectively with internal and external partners on special projects and furthering industry and business goals.
• A valid driver’s license is required.
• Ability to travel 25-40%.
• A Bachelor’s degree in engineering, construction management or similar combination of education/experience is required.
• This position can be based in other locations if qualifications merit.

Who WE are

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at axaxl.com

What we OFFER

Inclusion

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed.

• Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe.
• Robust support for Flexible Working Arrangements
• Enhanced family-friendly leave benefits
• Named to the Diversity Best Practices Index
• Signatory to the UK Women in Finance Charter

Learn more at Inclusion & Diversity at AXA XL | AXA XL. AXA XL is an Equal Opportunity Employer.

Total Rewards

AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do.

We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence.

Sustainability

At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations.

Our Pillars

• Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society – are essential to our future. We’re committed to protecting and restoring nature – from mangrove forests to the bees in our backyard – by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans.
• Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions.
• Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting.
• AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day – the Global Day of Giving.

For more information, please see Sustainability at AXA XL.

The U.S. base salary range for this position is USD 91,400 – 159,900.

Actual pay will be determined based upon the individual’s skills, experience and location. We strive for market alignment and internal equity with our colleagues’ pay.

At AXA XL, we know how important physical, mental, and financial health are to our employees, which is why we are proud to offer benefits such as a competitive retirement savings plan, health and wellness programs, and many other benefits. We also believe in fostering our colleagues' development and offer a wide range of learning opportunities for colleagues to hone their professional skills and to position themselves for the next step of their careers. For more details about AXA XL’s benefits offerings, please visit US Benefits at a Glance 2026.