Condo Underwriter

Union Home Mortgage Corp.; Northern (KY); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Union Home Mortgage Corp. is seeking a Condo Underwriter to analyze condominium project documentation and render decisions based on salability to Agency and UHM guidelines. The role requires attention to detail, strong analytical skills, and proficiency with Excel and loan origination systems.

The candidate will review appraisals for condo projects, maintain approval lists, and support training across the department while meeting tight turn times and SLA. E-Verify participation is noted.

Qualifications

• Bachelor's degree or equivalent work experience in financial/analytical field.
• Experience reviewing property types, appraisal reviews and financial statements.

Responsibilities

• Research and utilize current agency guidelines (FNMA, FHLMC, GNMA, RD) and UHM guidelines for condo documentation approval.
• Review appraisals to meet agency standards and condo project requirements.
• Maintain and update approval lists and recertification of condos.
• Develop and maintain department training and assistance across channels of business.
• Monitor, respond and resolve condo tickets within SLA.
• Maintain all required turn times (24–48 hrs for complete condo reviews).
• Update and maintain policies and procedures with agency changes.

Skills

Detail orientation

Excel proficiency

Loan origination systems

FHA/VA/Conventional loans

Analytical mindset

Education

Bachelor's degree preferred or equivalent

Tools

MS Excel

Financial software

Job description

Job DetailsJob Category: Underwriting The Condo Underwriter is responsible for accurately analyzing all condominium project documentation and assist in rendering a decision based on salability to the applicable Agency and UHM guidelines.

At UHM, we understand diversity comes in many different forms. It's our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

DUTIES & RESPONSIBILITIES

• Research and utilize the most current guidelines for all agencies such as FNMA, FHLMC, GNMA, and RD as well as UHM guidelines when reviewing condominium documentation for approval consideration.
• Review Appraisals to assure they meet Agency property standards as well as condo project requirements as applicable.
• Maintain and update approval lists and recertification of all condominiums.
• Develop and maintain this department, its training and assistance across all channels of business.
• Monitor, respond and resolve Condo Tickets in the Condo Fresh-Desk within Department's SLA.
• Maintain all required turn times. Current turn times for complete reviews on Condos are 24-48hrs.
• Update & Maintain Policies and Procedures with current agency changes.

Qualifications

• Bachelor's degree preferred or equivalent work experience in a financial or analytical field.
• Knowledge/Experience in the review of property types, appraisal reviews and financial statements.

SKILLS REQUIRED

• Strong attention to organization, detail and accuracy
• Proficiency in Microsoft Applications, including Excel and loan origination systems
• Demonstrate highest level of professionalism and customer service
• Effective interpersonal skills and technical report writing skills
• Experience with FHA/VA/Conventional Agency loans
• Shows work commitment
• Personal organization
• Adaptability and flexibility
• Ability to multi-task and meet strict deadlines
• Fosters teamwork
• Uses sound judgment
• Comfortable using financial/quantitative data

This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.