Compliance Specialist II

Shore United Bank; Waldorf (MD); On-site; USD 36,000 - 55,000; Full time

Benefits offered by this job

Health insurance

401k savings plan

Paid parental leave

Career development program

Job summary

Shore United Bank is seeking a full-time Compliance Specialist II to join our team. The role supports the Bank's Compliance Management Program through monitoring, testing, research, reporting, and advisory activities to ensure adherence to consumer protection laws and banking regulations.

The ideal candidate will have strong analytical abilities, attention to detail, and the capacity to interpret complex regulations while collaborating with business units to promote a culture of compliance.

Qualifications

• Minimum of three (3) years of experience in bank compliance, banking operations, lending, deposits, audit, risk management, or a related field.
• Hands-on experience researching requirements, reviewing documentation, or performing monitoring or quality-control activities.
• Familiarity with consumer protection laws and federal/state banking regulations is preferred.

Responsibilities

• Performs assigned compliance monitoring and testing, documenting work, and tracking corrective actions.
• Assists with updating bank policies, procedures, forms, and disclosures for regulatory alignment.
• Supports regulatory examinations and audits by coordinating documentation and responses.
• Coordinates training activities and supports the Compliance Committee with materials and minutes.
• Maintains accurate compliance records and prepares reports on a timely basis.

Skills

Regulatory interpretation

Analytical thinking

Writing skills

Communication

Organizational skills

Education

High school diploma or equivalent

Associate or bachelor's degree (preferred)

Tools

Microsoft Office

Job description

Shore United Bank is a full-service financial institution with a rich history dating back to 1876. In excess of $6 billion in assets, we offer innovative financial services delivered with the personal touch you expect. We serve a broad geographic area with branches in Maryland, Delaware, and Virginia, and we also provide a comprehensive suite of digital banking services that allow you to bank with us no matter where life takes you. In addition to banking, we offer trust and wealth management services through Wye Trust, a division of Shore United Bank. Together, our team of experienced professionals is dedicated to helping you achieve your financial goals.

Shore United Bank is seeking a full-time Compliance Specialist to join our team. The Compliance Specialist II plays a key role in supporting the Bank's Compliance Management Program by conducting independent compliance monitoring, testing, research, reporting, and advisory activities. This position helps ensure the Bank adheres to applicable consumer protection laws, banking regulations, and internal policies. Responsibilities include reviewing and maintaining compliance policies and procedures, assessing regulatory compliance risks, preparing reports and recommendations, coordinating compliance training initiatives, supporting committee activities, and assisting with regulatory examinations and internal or external audits. The ideal candidate will possess strong analytical skills, attention to detail, and the ability to interpret complex regulations while partnering effectively with business units to promote a culture of compliance throughout the organization.

Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Performs assigned compliance monitoring and testing, including identifying applicable requirements, selecting samples, documenting work performed, communicating exceptions, and tracking corrective actions.
• Assists with developing, updating, and reviewing Bank policies, procedures, forms, disclosures, and other materials for regulatory alignment.
• Research regulatory requirements and provides practical guidance to business lines on routine compliance matters.
• Monitors regulatory developments and assists with evaluating and communicating potential impacts to the Bank.
• Supports regulatory examinations and internal or external audits by coordinating documentation, responding to requests, and tracking remediation activities.
• Supports Compliance Committee administration by preparing materials, documenting minutes, and monitoring follow-up items.
• Supports regulatory examinations and internal or external audits by coordinating documentation, responding to requests, and tracking remediation activities.
• Supports Compliance Committee administration by preparing materials, documenting minutes, and monitoring follow-up items.
• Coordinates assigned compliance training activities, including course assignments, completion monitoring, and record retention.
• Supports the Community Reinvestment Act program through data collection, documentation, performance monitoring, and community development activity tracking.
• Assists with compliance risk assessments and other departmental risk identification activities.
• Collaborates with business lines to resolve compliance questions and escalates significant or unresolved matters.
• Maintains accurate and complete compliance records and prepares assigned reports in a timely manner.
• Demonstrates compliance awareness by completing all required regulatory and compliance training on or before established deadlines and supporting practices that promote risk management, safety, and regulatory adherence.
• Consistently demonstrates the Company's core values and principles through behaviors, actions, and decisions.
• Completes self-evaluation in a timely manner.
• Performs all other duties as assigned.
• Cooperates with, participates in, and supports the adherence to all internal policies, procedures, and practices in support of risk management and overall safety and soundness and the Bank's compliance with all regulatory requirements, e.g., Community Reinvestment Act (CRA), Bank Secrecy Act (BSA), Equal Credit Opportunity Act, SAFE Act, etc.; ensures that the office and all personnel adhere to the same.
• Participates in required training sessions, including training for compliance with BSA/AML policies and procedures.

Competencies

• Results and Productivity: Delivers accurate, high-quality work and meets established goals and deadlines.
• Cultural Alignment: Demonstrates behaviors consistent with the Bank's core values and principles of integrity, accountability, teamwork, and resilience.
• Self-Management and Initiative: Manages responsibilities appropriately and takes proactive action to address needs and challenges.
• Job Knowledge: Applies role-specific knowledge to perform duties with sound judgment and accuracy.
• Communication and Collaboration: Communicates clearly and works effectively with others to achieve shared objectives.
• Risk Awareness and Compliance: Adheres to policies and regulations while identifying and appropriately escalating risks.
• Regulatory Interpretation and Monitoring: Applies regulatory requirements to assigned reviews and communicates results clearly.

Location

• Shore Bancshares - 28969 Information Lane, Easton, MD 21601
• Westgate Annapolis - 200 Westgate Circle, Annapolis, MD 21401
• Waldorf - 3035 Leonardtown Road, Waldorf, MD 20601

Position Type/Expected Hours of Work

• Full-time.
• Non-exempt.
• Days of Work: Monday-Friday.

Required Education and Experience

• High school diploma or equivalent.
• Minimum of three (3) years of experience in bank compliance, banking operations, lending, deposits, audit, risk management, or a related field.
• Hands-on experience researching requirements, reviewing documentation, or performing monitoring or quality-control activities.

Preferred Skills and Qualifications

• Associate or bachelor's degree in business, finance, accounting, or a related field.
• Working knowledge of consumer protection laws and federal and state banking regulations.
• Experience with compliance monitoring, testing, regulatory change management, or examination support.
• Maintains working knowledge of applicable lending, deposit, and consumer protection requirements, including Regulations B, C, CC, DD, E, P, V, and Z; fair lending requirements; the Fair Credit Reporting Act; the Flood Disaster Protection Act; the Servicemembers Civil Relief Act; and other applicable federal and state requirements.
• Independently applies regulatory requirements to assigned monitoring, testing, research, disclosures, forms, advertisements, products, and procedures and escalates complex interpretations or significant concerns as appropriate.
• Strong analytical, writing, communication, and organizational skills.
• Ability to manage multiple priorities and work independently within established procedures.
• Proficiency in Microsoft Office applications and familiarity with compliance, loan origination, or core banking systems.

Travel

Ability to travel within the Bank's footprint for meetings, training, or other business needs on an as-needed basis. Travel requirements may vary depending on workload, team support needs, and business activities.

Work Environment

This position operates in a professional office environment and routinely uses standard office equipment such as computers, phones, and printers. Work may be performed across multiple offices, branches, or other business locations based on operational needs. The role involves frequent interaction with multiple stakeholders and may require managing competing priorities in a dynamic environment.

Physical Demands

This position requires the ability to perform routine office tasks, including extended periods of viewing computer screens and reviewing detailed information. Frequent use of standard office equipment and the ability to lift or move materials, generally up to 20 pounds, may be required. Occasional movement between office, branch, or other business locations may be required.

Other Duties

This job description is not designed to cover or contain a comprehensive listing of all activities, duties, or responsibilities required of the employee. Duties, responsibilities, and activities may change at any time with or without notice.

Compensation

• The pay range for this position is $26.00 to $40.00 hourly.
• Actual compensation offered may vary from the posted hiring range based on factors such as relevant experience, time in role, base salary of internal peers, prior performance, business sector, licensure requirements and/or skill level, and will be finalized at the time of offer.

Company Benefits

• Join a family- and community-oriented workplace that offers a team environment, along with a collaborative and friendly place to work.
• Comprehensive benefits package for full-time, permanent employees including health, dental, vision, company-paid life insurance, mental health well-being, company paid short-term and long-term disability, and much more!
• Paid parental leave
• 401k savings plan with up to a 4% company match
• Employee Stock Purchase Plan
• Education Assistance
• Employee perks such as: employee banking services, loan discount program, education assistance, career development program, Employee Assistance Program, and wellness initiatives.
• Opportunity for growth and advancement
• Paid training program and continuous training sessions throughout the year on various topics
• Generous paid time off and paid sick time
• Community involvement opportunities

Employment offers are contingent upon the successful completion of a pre-employment screening, which includes a background check, credit check, verification of employment history, and any other screenings required for the position.

Shore United Bank is an affirmative action /equal opportunity employer. Shore United Bank is an E-Verify participant.