Compliance Specialist

Citizens Banking; Mooresville (IN); Presencial; USD 55 000 - 90 000; Tempo integral

Resumo da oferta

Citizens Banking is seeking a Compliance Specialist to support BSA, AML/CFT, and Consumer Compliance programs. You will assist in monitoring regulatory adherence and Bank policies, with exposure to exams and audits.

The role involves conducting investigations, HMDA reviews, and training staff; coordinating with auditors and examiners; and maintaining logs and performance metrics. A strong analytical mindset, attention to detail, and the ability to travel to branches are essential for success in

Qualificações

• Two years banking experience in progressively responsible positions.
• Working knowledge of BSA/AML/CFT laws and monitoring requirements.
• Above-average computer skills for exporting data to spreadsheets.

Responsabilidades

• Assist with day-to-day BSA/AML/CFT administration and monitoring.
• Conduct suspicious activity investigations and filing.
• Perform HMDA reviews as a backup.
• Monitor the website for potential compliance issues.
• Review deposit account disclosures periodically.
• Support Vendor Management monitoring.
• Provide training on BSA/AML/Compliance policies.
• Gather documentation for regulatory exams and internal audits.
• Update Complaint Log and support enhanced loan review.

Conhecimentos

Analytical skills

Travel to branches

English proficiency

Communication with staff/regulators

Confidentiality

Planning & organization

Attention to detail

Formação académica

High School Diploma or GED

College preference

Ferramentas

Excel

Descrição da oferta de emprego

JOB OBJECTIVES:

The Compliance Specialist is responsible for supporting the administration and ongoing compliance of the Bank's Bank Secrecy Act (BSA), Anti-Money Laundering (AML)/Countering the Financing of Terrorism (CFT), Consumer Compliance, and Compliance Management System programs. The Compliance Specialist assists in monitoring and ensuring adherence to applicable laws, regulations, regulatory guidance, and Bank policies and procedures.

Essential Job Functions:

1. Assist with day-to-day administration and monitoring of the Bank's Bank Secrecy Act (BSA) and Anti Money Laundering (AML)/Countering the Financing of Terrorism (CFT) Program.
2. Conduct and document suspicious activity investigations, prepare required reports, and ensure timely filing of applicable reports.
3. Conduct HMDA reviews as a backup.
4. Monitor and review the Bank's website for potential compliance issues and communicate identified concerns for appropriate follow-up.
5. Conduct periodic deposit account disclosure reviews.
6. Conduct miscellaneous compliance reviews.
7. Assist with monitoring the Vendor Management Program.
8. Conduct training on BSA/AML/CFT and Compliance policies.
9. Gather and submit documentation for regulatory exams and internal audits.
10. Update the Complaint Log.
11. Assist with the Bank's New Consumer Loan Quality Review and Bank Risk Grade Review.
12. Assist with the Citizens' Enhanced Loan Review.
13. Reviewing consumer, mortgage and commercial loan turn downs and modifications for proper execution.

Skills and Abilities Required:

1. Possess strong analytical and research skills to evaluate suspicious activities.
2. Ability to travel to branches and educational classes as necessary.
3. Ability to speak, read, and write English.
4. Ability to communicate with staff, Executive Officers, Auditors and Regulatory Examiners.
5. Ability to maintain confidentiality.
6. Planning and organizational skills to be able to prioritize workload and manage duties in order to meet deadlines.
7. Attention to detail is imperative.

Minimum Requirements:

1. High School Diploma or GED equivalent. College preferred.
2. Two years banking experience in progressively responsible positions.
3. Working knowledge of BSA/AML/CFT related laws, regulations and monitoring requirements.
4. Above average computer skills with ability to export and extract information into spreadsheets.

Working Conditions:

Generally good. Little discomfort from noise, heat, dust and other causes.