Compliance Specialist

Cass Information Systems, Inc.; Missouri; On-site; USD 65,000 - 90,000; Full time

Job summary

Cass Commercial Bank, a subsidiary of Cass Information Systems, Inc., seeks a Compliance Specialist to support the bank’s compliance program and ensure adherence to laws, regulations, and internal policies.

The role involves maintaining regulatory knowledge, coordinating with business units, assisting in policy revisions, training staff, and supporting audits and risk assessments.

Qualifications

• Bachelor’s degree in a business-related field; 3–5 years of bank compliance experience.
• Proficient in Federal and State banking regulations; ability to interpret legal documents.
• Experience with BSA/AML, CRA, Reg. W, and Reg. B.

Responsibilities

• Maintain the bank's regulatory compliance program with Cass business units.
• Review new regulations and maintain a complete compliance library.
• Assist in revisions to policies and procedures to ensure compliance.
• Cooperate with outside auditors and bank examiners during regulatory audits and examinations.
• Lead investigations into compliance violations and ensure timely resolution.
• Provide regulatory compliance training to bank personnel.
• Serve as a resource to managers and staff for compliance questions and issues.
• Review bank forms, notices, brochures, and other communications for regulatory compliance.

Skills

Regulatory knowledge

Legal document reading

Independent judgement

Excel

Data analysis

Analytical thinking

Written communication

Verbal communication

Risk analysis

Time management

Organization

Presentation skills

Salesforce

nCino

Verafin

Education

Bachelor's degree in business, finance or accounting

Tools

Salesforce

nCino

Verafin

Job description

The Compliance Specialist ensures the bank adheres to all applicable laws, regulations and internal policies. The Compliance Specialist will provide support in leading and managing the bank’s compliance program. Additionally, the Compliance Specialist will assist in ensuring services provided by the bank to other Cass business units adhere to policy and regulation standards.

PRINCIPAL RESPONSIBILITIES AND DUTIES:

• Works with bank and other Cass business units to maintain the bank’s regulatory compliance program.
• Remains proficient in all regulatory compliance matters, including reviewing all new and revised regulations and maintaining a complete compliance library.
• Researches, analyzes and draws conclusions related to federal and state banking laws and regulations.
• Informs personnel of regulatory pronouncements and their implications for bank policies and procedures.
• Assists the Senior Compliance officer in the revision of policies and procedures to ensure clarity and compliance with federal and state regulations and bank policies.
• Assists bank personnel in implementing appropriate controls to ensure regulatory compliance.
• Monitors compliance with laws and regulations throughout the bank.
• Assists in providing regulatory compliance training to bank personnel.
• Serves as a compliance resource to managers and staff in all departments, responding to and resolving compliance-related questions and issues.
• Reviews bank forms, notices, brochures, advertisements, and other communications for compliance with laws and regulations.
• Provides assistance to and coordinates with outside auditors and bank examiners during regulatory compliance audits and examinations.
• Oversees the execution of risk assessments to identify potential areas of compliance vulnerability and risk and develops corrective action plans for resolution.
• Leads investigations into compliance violations or breaches, ensuring timely and thorough resolution of issues.
• Maintains a current knowledge of the Bank Secrecy Act and all related anti-money laundering and OFAC regulations.
• Assists with monitoring legislative and regulatory developments regarding the Bank Secrecy Act and report important compliance developments to management and other personnel.
• Other duties as needed or assigned.

SKILLS AND ABILITIES REQUIRED:

• Experience reading and interpreting legal documents and government regulations.
• Ability to exercise discretion and judgement to make independent decisions that support the business.
• Working knowledge of federal and state regulations and standards for bank compliance.
• Previous experience writing detailed reports.
• Advanced knowledge of banking regulations including BSA/AML, CRA, Reg. W, and Reg. B.
• Intermediate level of Microsoft Excel skills required.
• Experience working with Salesforce, nCino and Verafin preferred.
• Excellent time management and organizational skills.
• Strong analytical skills for research, problem-solving and planning.
• Superior writing, verbal and presentation skills.
• Proficiency in data and risk analysis.

MINIMUM LEVEL OF PREPARATION AND TRAINING NORMALLY REQUIRED:

• Bachelor’s degree in a business-related field, with a preference for majors in business, finance or accounting, or equivalent combination of education and experience required.
• 3-5 years of experience in bank compliance management and administration in a commercial banking environment.

ABOUT OUR COMPANY:

Founded in 1906, Cass Commercial Bank is a wholly owned subsidiary of Cass Information Systems, Inc. (NASDAQ: CASS). Headquartered in St. Louis, the Bank is an FDIC-insured institution and a member of the Federal Reserve, providing commercial banking, lending, treasury management, and equipment financing solutions nationwide.
For more than a century, we've built our reputation on trusted relationships, financial strength, and personalized service, helping clients succeed through practical, tailored financial solutions.
At Cass Commercial Bank, people are at the center of everything we do. We're committed to creating a workplace where employees are supported, respected, and empowered to grow. Our culture is rooted in collaboration, service, integrity, and innovation. Named a 2026 St. Louis Top Workplace, Cass Commercial Bank offers associates the opportunity to do meaningful work, build lasting relationships, and contribute to an organization with a long history of stability and service. Our mission is simple: help clients succeed financially while creating a workplace where employees can thrive personally and professionally.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.