Compliance Officer - Fair Lending / CRA

Associated Bank; Milwaukee (WI); On-site; USD 67,000 - 116,000; Full time

Job summary

Associated Bank in Wisconsin seeks a Compliance Officer - Fair Lending CRA to identify, assess, and manage fair lending and CRA compliance risk. You will partner with business leaders to provide guidance, analytics, and effective challenge while supporting regulatory readiness and compliance initiatives.

This role offers exposure to regulatory analysis, examination preparation, and opportunities for professional growth within the compliance function.

Qualifications

• Bachelor’s degree or equivalent in compliance, risk management, audit, law, or a related field.
• 4+ years of experience in bank compliance, audit, risk management, or related areas.
• Direct fair lending experience.
• Fair Lending and CRA regulatory knowledge.
• Experience with regulatory reporting and examinations.
• Data analysis and reporting experience.

Responsibilities

• Conduct fair lending risk assessments across business lines to identify trends, emerging risks, and potential compliance concerns.
• Analyze lending, pricing, appraisal, and related data to identify potential disparate treatment and fair lending risk.
• Partner with business teams to provide guidance and effective challenge on fair lending compliance matters.
• Review products, programs, and business initiatives for regulatory alignment and fair lending risk considerations.
• Assess Community Reinvestment Act eligibility for bank activities and document supporting rationale and evidence.
• Support regulatory reporting, examination preparation, and responses to compliance-related reviews.
• Interpret regulatory requirements and translate them into practical business guidance.
• Monitor regulatory developments and evaluate potential impacts to compliance programs and business operations.

Skills

Fair lending experience

CRA regulatory knowledge

Data analysis

Education

Bachelor’s degree or equivalent in compliance, risk management, audit, law, or a related field

Job description

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you. Associated Bank requires you to directly represent yourself and your own experiences during the recruiting and hiring process. Associated Bank conducts a thorough background check on all new hires.

Role Summary

The Compliance Officer - Fair Lending CRA plays a key role in identifying, assessing, and managing fair lending and Community Reinvestment Act (CRA) compliance risk. This position partners with business leaders to provide guidance, analytics, and effective challenge while supporting regulatory readiness and compliance initiatives. The role offers meaningful exposure to regulatory analysis, examination preparation, and opportunities for professional growth within the compliance function.

Key Accountabilities

• Conduct fair lending risk assessments across business lines to identify trends, emerging risks, and potential compliance concerns.
• Analyze lending, pricing, appraisal, and related data to identify potential disparate treatment and fair lending risk.
• Partner with business teams to provide guidance and effective challenge on fair lending compliance matters.
• Review products, programs, and business initiatives for regulatory alignment and fair lending risk considerations.
• Assess Community Reinvestment Act eligibility for bank activities and document supporting rationale and evidence.
• Support regulatory reporting, examination preparation, and responses to compliance-related reviews.
• Interpret regulatory requirements and translate them into practical business guidance.
• Monitor regulatory developments and evaluate potential impacts to compliance programs and business operations.

Education & Experience Required

• Bachelor’s degree or equivalent experience in compliance, risk management, audit, law, or a related field
• 4+ years of experience in bank compliance, audit, risk management, or related areas
• Direct fair lending experience
• Fair Lending and CRA regulatory knowledge
• Experience with regulatory reporting and examinations
• Data analysis and reporting experience

Education & Experience Preferred

• Experience with fair lending analytics or modeling
• CRCM or other compliance-related certification
• Advanced degree in law, compliance, or risk
• Compliance background
• Testing or audit experience
• Mortgage lending experience

Why You’ll Love Working Here

Join a collaborative compliance team focused on work that promotes fairness, strengthens trust, and supports regulatory excellence. You'll gain exposure to both Fair Lending and CRA functions while working on impactful analyses, regulatory examinations, and enterprise-wide compliance initiatives.

We welcome and encourage applications from all qualified parties, including but not limited to people returning to the workforce, people with disabilities, those without a college degree, and veterans or those with military experience.

Benefits

• Retirement savings including both 401(k) and Pension plans.
• Paid time off to volunteer in your community.
• Opportunities to connect with others through our diversity-focusedColleague Resource Groups.
• Competitive salaries with professional development and advancement opportunities.
• Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.
• Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois, Minnesota, and Missouri and we consider our colleagues critical to our continued success.

See why our colleagues continually vote us a best place to work in the Midwest.

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Artificial Intelligence Statement

To support our recruiting process, we may use artificial intelligence ("AI") or automated technologies to collect, organize, sort, and analyze information submitted by applicants. These tools may assist our Talent Acquisition professionals in identifying applicants who appear to satisfy the minimum qualifications for a position. AI is not used to make employment decisions on behalf of Associated Bank. No applicant will be selected or rejected solely based on the output of an AI tool. Hiring decisions are made by Associated Bank personnel who review applicant information and exercise independent judgment in accordance with applicable law and company policies.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures.

Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act.

Responsible for reporting suspicious activity to Financial Intelligence.

Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank’s anonymous Ethics Hotline.

Associated Bank provides additional assistance throughout the application, interview and hiring process. Please contact [e-mail] if you need an accommodation at any time during the process.

Associated Banc‑Corp participates in the E‑Verify Program.

E‑Verify Notice English or Spanish.

Know Your Right to Work English or Spanish.

Associated Bank is Pay Transparency compliant.

The pay range represents anticipated base pay for this role. Actual pay may vary based on factors including, but not limited to, work location, skills, experience, education, and qualifications for the role. For certain positions, total compensation may also include incentive, commission, or bonus opportunities not reflected in the posted base pay range.

$67,480.00 - $115,680.00 per year

At Associated Bank, our purpose is to uplift our customers, community and colleagues to be financially stronger.

We do this through our relentless focus on people, with a winning spirit, by listening before we act and with a commitment to achieve together.

What does it mean to be #RootedHere? For us, it means having a career that grows with you.

We think you'll like the opportunities available at Associated Bank.