Compliance - Digital Asset Intelligence Operations Senior Investigator - Associate

J.P. Morgan; New York (NY); On-site; USD 140,000 - 190,000; Full time

Job summary

JPMorgan Chase seeks a senior investigator in Global Financial Crimes Compliance – Digital Asset Intelligence Operations. You will detect, investigate, and mitigate money laundering and terrorist financing risks across fiat and digital assets, focusing on blockchain-based products and cross-border activities.

You will lead global investigations, draft SARs, and collaborate with GFCC and law enforcement, using Chainalysis and other analytics tools to uncover complex patterns and report findings

Qualifications

• Minimum 3 years of financial crime investigations or AML compliance experience, including SAR preparation and filing.
• At least 1 year focused on digital-asset investigations or compliance.
• Hands-on experience using blockchain analytics tools to inspect on-chain activity.
• Knowledge of tokenization, DeFi, and crypto technologies.
• Ability to present findings clearly to stakeholders at all levels.
• Experience working with law enforcement or regulatory bodies on digital assets investigations.

Responsibilities

• Leverage knowledge of AML/financial crime typologies across fiat and virtual currencies and use blockchain analytics tools to identify, investigate, and resolve ML/TF activity.
• Lead and conduct investigations globally using blockchain analytics and forensic tools; draft narratives and escalate significant matters.
• Prepare and file SARs accurately and on time per FinCEN, BSA/AML, and sanctions standards.
• Independently manage case inventory and prioritize tasks to meet objectives and SLAs.
• Contribute to digital-asset investigation processes; conduct workshops and training to raise awareness of digital assets risks.
• Identify and acquire relevant customer, transaction, and on-chain data across platforms to assess suspicious activity.
• Present intelligence findings and recommendations to GFCC management and other stakeholders.
• Coordinate investigative activities within GFCC and across regions and functions.
• Support responses to regulatory inquiries and exams.

Skills

Financial crime investigations

Digital asset investigations

Blockchain analytics

SAR filing

Communication skills

Case management

Team collaboration

Tools

Chainalysis Reactor

TRM Labs

Elliptic

Job description

Bring your Expertise to JPMorgan Chase.As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.

As a senior investigator in Global Financial Crimes Compliance - Digital Asset Intelligence Operations, you are responsible for detecting, investigating, and mitigating money laundering and terrorist financing (ML/TF) risks across both fiat and digital assets. You will address emerging typologies, evolving technologies, and unique risks with a particular focus on blockchain-based products, platforms, and customer and entity types across global markets.

Job Responsibilities

• Leverage strong knowledge of banking systems and AML/financial crime typologies across fiat and virtual currencies; be a self-starter who can operate amid ambiguity and use blockchain analytics tools to dissect large volumes of unstructured and on-chain data to identify, investigate, and resolve potential ML/TF activity.
• Lead and conduct investigations globally using blockchain analytics and forensic tools (e.g., Chainalysis, Elliptic, TRM Labs) alongside traditional AML platforms; draft clear investigative narratives, resolve cases, and escalated significant matters.
• Prepare and file Suspicious Activity Reports (SARs) accurately and on time in accordance with FinCEN, BSA/AML, and sanctions standards.
• Independently manage your case inventory and prioritize tasks to meet departmental objectives and service-level expectations.
• Contribute to digital-asset investigation processes; facilitate workshops and training sessions to drive awareness of digital assets and associated financial crime risks; provide actionable insights to enhance risk strategy and controls.
• Identify and acquire relevant customer, transaction, exchange/VASP, and on-chain data across platforms to assess suspicious and high-risk activity; ensure appropriate data governance and controls.
• Demonstrate strong teamwork and investigative skills; engage and present intelligence findings and recommendations to GFCC management, senior representatives across lines of business, and the firm's Legal, Audit, and Risk departments; coordinate investigative activities within GFCC and across regions and functions.
• Share appropriate information with external partners and law enforcement in alignment with policy and legal requirements; support responses to regulatory inquiries and exams.
• Contribute to process improvements that scale globally, including case triage, risk-based prioritization, alert tuning, and typology iteration for digital assets and fiat.

Required qualifications, capabilities and skills

• Minimum 3 years of financial crime investigations or AML compliance experience, including SAR preparation and filing; at least 1 year focused on digital-asset investigations or compliance.
• Proven experience in financial crime investigations, with a focus on digital assets, cryptocurrencies, and blockchain technology.
• Must have hands-on experience using Chainalysis reactor to trace and assess suspicious activity; experience with digital asset transaction monitoring and wallet/VASP screening.
• Experience and/or knowledge of tokenization, DeFi platforms, stablecoins, smart contracts, and other emerging digital-asset technologies.
• Deep understanding of risk typologies and digital-asset typologies, regulatory requirements, and the ability to assess and prioritize risks effectively, with specialization in cryptocurrency trends and typologies.
• Ability to clearly articulate findings, recommendations, and complex concepts to stakeholders at all levels.
• Strong written and verbal communication skills.
• Strong organizational skills, including managing case queues and fulfilling responsibilities.
• Keen attention to detail and the ability to independently prioritize and manage multiple tasks.
• Experience working with law enforcement, regulatory agencies, or industry consortia on digital-asset investigations.

Preferred qualifications, capabilities and skills

• Experience in risk, AML detection, cryptocurrency investigations, or blockchain analysis is strongly preferred.
• Professional certifications in digital assets or financial crime, such as Certified Blockchain Expert, or certifications from blockchain analytics platforms (e.g., Chainalysis, TRM Labs, Elliptic).
• CAMS (Certified Anti-Money Laundering Specialist), CFE (Certified Fraud Examiner), or CFCS (Certified Financial Crime Specialist).
• Proficiency with AML software and transaction monitoring platforms (e.g., Actimize, Mantas).
• Proficiency with Microsoft 365 applications (Outlook, Word, Excel, Access, PowerPoint), with advanced Excel skills.
• Familiarity with emerging financial crime trends and digital-asset products (e.g., digital tokens and tokenized assets), including typologies such as trade-based money laundering and cyber-enabled laundering.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

Our professionals in our Corporate Functions cover a diverse range from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success.

Our Compliance teams work globally across all lines of business to advise internal stakeholders on the impact of regulatory requirements and how to balance these with the firm's needs. Their diverse mandate means they also provide input on new business strategies, product lines, policies, training, operational processes, risk mitigation and control.

Conduct AML and cryptocurrency investigations, analyze blockchain activity, identify financial crime risks, and prepare SARs.