Compliance Analyst II

D.R. Horton; Austin (TX); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k) Plan

Employee Stock Purchase Plan

Flex Spending Accounts

Life Insurance

Disability Insurance

Paid Time Off

Company Holidays

Job summary

D.R. Horton, Inc. in Austin is seeking a Compliance Analyst II to serve as a mortgage compliance resource, interpreting and implementing policies and assisting with training.

You will perform routine compliance testing, collaborate on projects such as Third Party Oversight and Contractual Review, and ensure adherence to TILA, TRID, ECOA, FCRA, HMDA, FHA and related laws. A four-year degree, MS Office proficiency, and strong communication are required; two or more years in mortgage compliance

Qualifications

• Bachelor’s degree from a four-year university required.
• Ability to apply common-sense understanding to carry out instructions.
• Proficiency with MS Office and email.

Responsibilities

• Provides guidance enterprise-wide regarding compliance matters.
• Assist in creating and facilitating compliance training material.
• Performs routine compliance testing tasks.
• Collaborates on compliance projects, analyses and deliverables (Third Party Oversight / Compliance911 / Contractual Review).
• Verifies internal policies comply with federal and state laws and regulations (TILA, TRID, ECOA, FCRA, HMDA, FHA, etc.).
• Maintains knowledge of changing compliance regulations and their impact.
• Participates in evaluation of organizational compliance performance.
• Performs duties professionally to support customers and company goodwill.

Skills

Common sense

MS Office proficiency

Education

Bachelor’s Degree from a four-year university

Tools

MS Office

Email

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.

D.R. Horton, Inc. is currently looking for a ++Compliance Analyst II++. The right candidate will serve as a well-versed mortgage compliance resource, assistance with various projects and a training presence. This individual will be a resource to all employees regarding interpretation and implementation of DHI Mortgage Policies/Procedures. Responsible for verifying compliance has been achieved.

Essential Duties and Responsibilities

• Provides guidance, enterprise wide, regarding compliance matters
• Assist in the creation and facilitation of ongoing compliance related training material
• Performs assigned routine compliance testing tasks
• Collaborate with teammates and assist employees with compliance related projects, analyses and deliverables. Focus points include, but are not limited to, Third Party Oversight / Compliance911 / Contractual Agreement Review
• Verify internal policies and procedures comply with federal and state level laws and regulations. Although not all inclusive, examples of such laws and regulations include Truth in Lending (TILA), TILA-RESPA Integrated Disclosure Rule (TRID), Equal Credit Opportunity Act (ECOA), Flood Disaster Protection Act (FDPA), Fair Housing Act, Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), Real Estate Settlement Procedures (RESPA), Home Mortgage Disclosure Act (HMDA), Gramm Leach Bliley Act (Privacy Act), Home Ownership and Equity Protection Act (HOEPA), additional state and federal regulations.
• Maintain knowledge of new and changing compliance regulations and the impact on processes and line of business
• Participate in the evaluation of organizational compliance performance
• Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
• Ability to work overtime

Required Qualifications

• Bachelor’s Degree from a four (4) year university
• Ability to apply common sense understanding to carry out instructions furnished in written, oral form or via DRH applications
• Proficiency with MS Office and email

Preferred Qualifications

• Two (2) plus years in role specific to mortgage compliance duties, or related mortgage production experience
• Working knowledge of TRID, ECOA, FCRA, HMDA, FHA

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

• Medical, Dental and Vision
• 401(K)
• Employee Stock Purchase Plan
• Flex Spending Accounts
• Life & Disability Insurance
• Vacation, Sick, Personal Time and Company Holidays
• Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder. #WeBuildPeopleToo