Compliance Analyst BSA II

Georgia's Own Credit Union; United States; Hybrid; USD 60,000 - 80,000; Full time

Job summary

Georgia's Own Credit Union is seeking a compliance professional to manage BSA compliance with a focus on regulatory duties and ensuring adherence to laws. The position offers a flexible hybrid work arrangement and requires strong analytical and communication skills.

Applicants should hold a bachelor’s degree in finance, accounting, or business administration and possess experience in BSA compliance. This role involves daily compliance tasks and maintaining knowledge of relevant regulations.

Qualifications

• Bachelor's degree or equivalent experience in finance, accounting, or business administration.
• 4–6 years of experience in BSA compliance preferred.
• Ongoing training compliance for BSA and OFAC standards.

Responsibilities

• Perform daily compliance activities related to BSA.
• Compile data for SARs with FinCEN.
• Monitor transactions for suspicious activity.

Skills

Researching and analyzing transaction patterns

Time-management

Written and verbal communication

BSA compliance

Confidentiality

Education

Bachelor's degree in finance, accounting, or business administration

Professional BSA certification

Tools

Verafin BSA/AML application

Job description

If you would enjoy working in a dynamic environment and looking for an opportunity to become part of a stellar team of professionals dedicated to service, we invite you to apply online today. This position offers a flexible hybrid work arrangement, allowing employees to balance in‑office collaboration with the benefits of remote work. We provide the necessary tools and technology to ensure seamless productivity, whether you're working from home or the office.

Summary

This position is primarily responsible for the performance of duties in response to compliance requirements of the NCUA, USA PATRIOT Act, Bank Secrecy Act (BSA), Financial Crimes Enforcement Network (FinCEN), and Office of Foreign Assets Control (OFAC). The role works closely with the BSA Manager regarding the administration of Georgia’s Own enterprise‑wide compliance programs and assists management with ensuring compliance with applicable regulations, policies and procedures.

Essential Duties and Responsibilities

• Perform daily compliance activities related to the Credit Union’s BSA compliance program, including preparation of Currency Transaction Reports (CTRs), Suspicious Activity Reports (SARs) and review of alerts, OFAC and FinCEN 314(a) requests.
• Compile data needed to support and prepare all identified SARs with FinCEN in collaboration with the BSA Manager and the Credit Union’s designated BSA Officer.
• Maintain a working knowledge of BSA, AML and OFAC laws, rules and regulations as well as the Credit Union’s internal Bank Secrecy Policy and related procedures to ensure compliance with laws, rules, regulations and internal policies.
• Maintain thorough working knowledge of the Credit Union’s AML software (Verafin), including any upgrades and ongoing system setup activities to monitor transaction detail throughout Georgia’s Own.
• Monitor transactions in accordance with regulatory requirements and the Credit Union’s policies and procedures to identify suspicious activity.
• Maintain reports of all monitored activity in accordance with regulatory requirements and the Credit Union’s record retention policy.
• Serve as a point of contact, along with the BSA Officer and BSA Manager, for inquiries and investigations from Internal Audit, regulatory examiners and law enforcement.
• Provide assistance and guidance in support of the Compliance Analyst – BSA I position.
• Other duties as assigned.

Education and Work Experience Requirements

• A bachelor’s degree in finance, accounting or business administration is desired; or the equivalent combination of education and experience.
• 4–6 years of experience in BSA compliance is preferred.
• Professional BSA certification (e.g., Certified Bank Secrecy Act Professional – CBSAP) is desired.
• Completion of ongoing training to ensure proficiencies regarding BSA, OFAC and USA PATRIOT Act compliance standards are met or exceeded.
• Compliance with the SAFE Act: state that the employee must ensure NMLA registration is current and notify the Credit Union within 30 days of any changes.

Additional/Important Skillsets

• Strong aptitude in researching, analyzing, and identifying transaction patterns that are out of the ordinary and require additional due diligence.
• Working knowledge of the Verafin BSA/AML application is highly preferred.
• Excellent time‑management skills and ability to handle multiple tasks simultaneously.
• Strict adherence to regulatory time frames and meeting those deadlines with little supervision.
• High level of confidentiality is critical.
• Effective written and verbal communication skills.
• Ability to perform each essential duty satisfactorily.

Physical Requirements

• Must be able to perform each essential job duty satisfactorily.
• Must communicate face‑to‑face or through technology with or without reasonable accommodation.
• Will be stationed at a desk or table in an office environment that is well‑lit, heated, and air‑conditioned.
• Will be required to sit and stand for various increments of time and lift/push up to 10 lbs.
• Clerical office duties on various forms of technology are required.
• Reasonable accommodations may be made to enable individuals with disabilities to perform the essential job functions.

Equal Employment Opportunity

Georgia’s Own Credit Union is an equal opportunity employer and will not discriminate against any employee or applicant on the basis of age, color, disability, gender, national origin, race, religion, sexual orientation, veteran status, or any classification protected by federal, state, or local law. Employment selection and related decisions are made without regard to sex, race, age, disability, religion, national origin, color, or any other protected class.

Consistent with obligations under federal law, Georgia’s Own Credit Union is committed to taking affirmative action to employ and advance women, minorities, disabled veterans, special disabled veterans, veterans of the Vietnam era, and other eligible veterans.

All positions that have lending responsibilities must comply with all requirements under the SAFE Act, as well as the Credit Union’s policies and procedures related to the SAFE Act.