Compliance Analyst

Coast; New York (NY); Hybrid; USD 60,000 - 75,000; Full time

Benefits offered by this job

Medical, dental & vision

Flexible PTO

401(k)

Free lunch Fridays

Job summary

Coast is building a cutting-edge BSA/AML/OFAC program in a fast-moving fintech environment. The Compliance Analyst will work hands-on with transaction data, investigate alerts, and shape program development from the ground up while collaborating with senior leadership.

Role offers ownership early in your career, room to introduce AI-powered tools, and cross-functional exposure across Legal, Risk, and Product to keep policies current. NYC residents preferred.

Qualifications

• 2+ years in BSA/AML/OFAC compliance in a fintech or regulated industry.
• Experience with transaction monitoring systems and alerts screening.
• Ability to write SQL queries and analyze large datasets.

Responsibilities

• Monitor and investigate suspicious activity.
• Support sanctions and AML program operations.
• Conduct testing and oversight activities.
• Assist with risk assessments and internal audits.
• Develop processes and documentation for evolving compliance areas.
• Collaborate with product, engineering, legal and risk teams.
• Proactively bring AI-powered tooling into daily workflows.

Skills

BSA/AML/OFAC

SQL

Transaction monitoring

Data analytics

AI tools

Fintech experience

Job description

Coast is re-imagining the trillion-dollar U.S. B2B card payments infrastructure, with a focus on the country’s 500,000 commercial fleets, 40 million commercial vehicles, and many millions of commercial drivers. The incumbent technologies that cater to these customers are decades old, and businesses with fleets increasingly demand modern digital experiences and transparent financial services products. Coast’s mission is to deliver this at a transformational scale, beginning with the Coast Fleet and Fuel Card built on a cutting-edge spend management platform.

About the Role

We're hiring a Compliance Analyst to help build and run our BSA/AML/OFAC program. This is a hands‑on role for someone who wants to work close to the transaction data investigating alerts, spotting patterns, and turning findings into action while helping shape how a compliance program gets built from the ground up at a fast-moving fintech. You'll work directly with senior compliance leadership, giving you visibility and influence well beyond a typical analyst seat.

This role is a strong fit for someone who wants ownership early in their career: you'll help define the processes, not just follow them, and you'll have room to bring AI‑powered tools into how the work gets done from day one.

What You’ll Do

• Monitor and investigate suspicious activity
• Support the sanctions and AML program
• Testing and oversight
• Other compliance support
• Support additional compliance initiatives and cross‑functional projects as they arise, including emerging regulatory requirements and policy development.
• Assist with ad hoc risk assessments and internal audits as needed.
• Help build out processes and documentation for new or evolving compliance areas where none yet exist.
• Respond to compliance‑related questions from internal teams (product, engineering, sales, customer support) and escal…?
• Take on other compliance‑related projects and duties to support important Company initiatives and priorities.
• Partner across the business
• Work cross‑functionally with Legal, Risk, and Product to keep policies and controls current.
• Support senior Compliance team members on key initiatives and reporting to governance committees.

What Success Looks Like

In your first year, you'll be successful if you:

• Independently manage a caseload of BSA/AML/OFAC alerts and investigations, from initial review through UAR filing.
• Become the go‑to point of contact for day‑to‑day BSA/AML/OFAC compliance operations.
• Identify and help close at least one meaningful gap in monitoring coverage or process.
• Build a trusted, responsive working relationship with our partner bank and stakeholders.
• Bring AI tools into your workflow in a way that measurably speeds up investigations or reporting.
• Contribute analysis or reporting that shapes a real decision made by compliance leadership.
• Demonstrate you can flex into adjacent compliance work as needed, not just your core caseload.

Requirements

• 2+ years of experience in a BSA/AML/OFAC compliance role, ideally at a fintech or other closely regulated industry.
• AI-native mindset: you're already using AI tools in your daily work and you're excited to push further.
• Experience with transaction monitoring or alerts screening systems, and comfort writing SQL queries against large datasets.
• Strong analytical instincts comfortable pulling metrics, spotting trends, and translating data into operational decisions.
• Bias toward action and process‑building you don't wait for someone to hand you a playbook.
• Comfortable in ambiguity you can build structure where none exists without losing momentum.
• Experience in fintech, payments, B2B SaaS, or financial services preferred.
• Based in New York City; able to be in‑office 3–4 days per week.

Compensation and Benefits

Salary range: $60,000 – $75,000 annually

Equity Grant: Meaningful potential upside given Coast’s early‑stage trajectory

Benefits Overview:

• Medical, dental and vision insurance
• Flexible paid time off (vacation, personal well being, paid holidays)
• Company‑sponsored 401(k)
• Free lunch every Friday

Coast is committed to diversity, equity, and inclusion. We are building a diverse and inclusive environment, so we encourage people of all backgrounds to apply. We’re an Equal Opportunity Employer and do not discriminate on the basis of race, color, gender, sexual orientation, gender identity or expression, age, religion, disability, national origin, protected veteran status, or any other status protected by applicable federal, state, or local law.

Check out the latest podcast interview on Fintech Layer Cake with Coast Founder Daniel Simon!