Compliance Analyst

Intercash; Miami (FL); Hybrid; USD 70,000 - 100,000; Full time

Job summary

Intercash, a global payments and financial services provider, is hiring a Compliance Analyst for the Miami area to support onboarding processes and maintain a robust compliance culture across the business. You will collect and analyze KYC and CDD documents, perform screening checks, and ensure merchants meet regulatory requirements.

Occasional visits to the Miami office may be required. The role requires an undergraduate degree, 3+ years in due diligence, and strong English communication;

Qualifications

• Undergraduate Degree in a related field or similar.
• 3+ years of experience in Corporate Due Diligence or similar with CDD/EDD.
• AML, BSA or ACAMS certification is an asset.
• Practical knowledge of CDD and corporate onboarding.
• Strong written and oral communication in English.
• Strong attention to detail and reporting abilities.
• Ability to interact with management at various levels.

Responsibilities

• Review the due diligence for new and current Merchants while ensuring compliance with AML policies and other requirements.
• Carry out Adverse Media, PEPs and Sanctions checks for all new client relationships and perform ongoing monitoring.
• Ongoing maintenance of KYC and due diligence/AML records.
• Liaise with corporate and individual Merchants during onboarding and ensure completion of due diligence review and sign-off.
• Perform risk assessments to determine risk level and scope for individuals and corporate Merchants, including PEPs and complex structures.
• Assist with any other Compliance projects as required.

Skills

English communication

Attention to detail

Reporting skills

Interpersonal skills

Education

Undergraduate degree

Tools

KYC tools

Job description

Company Overview

Intercash is a leading global provider of payments and financial services specializing in card issuing and card program management technology and services. Intercash’s technology and service suite span across North America, South America, Europe and Asia Pacific.

Company Overview

Intercash is a leading global provider of payments and financial services specializing in card issuing and card program management technology and services. Intercash’s technology and service suite span across North America, South America, Europe and Asia Pacific. With a growing portfolio of global businesses partnering with Intercash to support their mass global payment needs, and with the team of young and experienced professionals who have led the way to the company’s rapid growth for the last decade, we are building the future of Fintech. At the heart of our operation and service offering is our technology platform. We develop all of our core technology in-house and are continuously investing in the development of innovative financial technology to remain a leading provider. Intercash allows for an extremely exciting and rewarding work environment with room to grow your achievements, career, and position within the company as well as an opportunity to be a part of an extremely dynamic and fast-growing Fintech industry.

Position Overview

Intercash is looking to hire a Compliance Analyst, this role will support the Corporate Compliance Team to maintain the company on-boarding processes and robust compliance culture across the business. The aim of this role is to improve value at On-Boarding and ongoing Due diligence of our Merchants. Collecting and analyzing KYC and CDD documents and carrying out screening checks to ensure our Merchants do not have restrictions or negative activities that would impact our business. This role will be based in the Miami area, successful candidates may eventually be required to come to our Miami area office once or twice per week, or as required.

Responsibilities Will Include, But Are Not Limited To

• Review the due diligence for new and current Merchants whilst ensuring compliance with the company’s Anti-Money Laundering (AML) policies and other requirements
• Carry out Adverse Media, PEPs and Sanctions check for all new client relationships and perform ongoing monitoring
• Ongoing maintenance of KYC and due diligence/AML records
• Liaise with corporate and individual Merchants during onboarding and ensuring completion of due diligence process for review and sign off.
• Perform risk assessments to understand risk level, significance and scope for individuals and corporate Merchants, including PEPs and complex company structures and apply the appropriate level of due diligence.
• Assist with any other Compliance projects as required.

Role Requirements

• Undergraduate Degree in a related field or similar.
• 3+ years of relevant work experience in Corporate Due Diligence or similar field with exposure to general CDD and EDD.
• Certification courses related to anti-money laundering, BSA or ACAMS is an asset.
• Practical knowledge of applicable requirements on CDD and corporate onboarding.
• Strong written and oral communication in English (other languages will be a bonus due to our international market)
• Strong attention to details for reviewing information.
• Strong ability to compile data and information into meaningful reports for the management team
• Ability to interact with different levels of management and personality styles.

Attributes And Behaviours

• Develops and maintains positive working relationships with others.
• Shares ideas and information.
• Takes initiative in assisting and collaborating with colleagues.
• Self-motivated – driven to achieve results both individually and companywide.
• High customer service ethic – passionate about meeting customer expectations and improving service levels.