Compliance Analyst

Jobtailor; Arizona; On-site; USD 90,000 - 130,000; Full time

Job summary

American Express is seeking a sanctions compliance professional to serve as escalation point for enterprise-wide investigations, focusing on OFAC and AML standards.

You will work with Bridger Insight and other tools to analyze alerts, document findings, and report on watchlists, blocking, and regulatory inquiries. Candidates should have 1–3 years in sanctions or AML, strong analytical skills, and the ability to communicate clearly with cross-functional teams.

Qualifications

• Bachelor's degree or equivalent in Business, Finance, Criminal Justice, Risk Management, or a related field.
• 1–3 years of sanctions compliance, AML, financial crimes, compliance, risk management, or investigations.
• Strong knowledge of U.S. sanctions regulations (OFAC) and global sanctions frameworks.
• Experience conducting investigations, analyzing complex information, and making risk-based decisions.
• Excellent written and verbal communication skills, with the ability to clearly document investigative findings.

Responsibilities

• Serve as the primary escalation point for enterprise-wide escalations of likely sanctions matches.
• Track escalations through Bridger and sanctions email, ensuring SLA thresholds are met.
• Analyze and make decisions on screening alerts escalated for Global Sanctions review in Bridger.
• Prepare OFAC block and reject reports and support regulatory reporting obligations.
• Oversee business and compliance inventory SLAs and provide alert adjudication support.

Skills

Sanctions Compliance

AML Investigations

OFAC Regulations

Bridger Insight

Data Analysis

Regulatory Reporting

Education

Bachelor's degree or equivalent in Business, Finance, Criminal Justice, Risk Management, or related field

Tools

Bridger Insight

FircoSoft

Oracle Mantas

Actimize

Job description

• Serve as the primary escalation point for enterprise-wide escalations of likely sanctions matches
• Track escalations sent to Global Sanctions through Bridger and sanctions email, ensuring SLA thresholds are met
• Analyze and make decisions on screening alerts escalated for Global Sanctions review in Bridger
• Update match metrics tracking
• Compile and edit Enterprise Wide Internal Watchlist entries
• Complete investigations for incremental sanctions oversight processes, including IP, CADENCE, and Brand Protection output
• Partner with MCOs/LOBCOs to identify card member information and appropriately action accounts
• Perform Below the Line testing
• Investigate and track account closures; conduct additional account and spend analysis; block funds; and report to OFAC as required
• Oversee business and compliance inventory SLAs
• Provide business and compliance alert adjudication support
• Support enterprise inventory reporting and match metrics reporting
• Provide subject matter expertise regarding Sanctions and PEP regulations
• Identify OFAC/Sanctions compliance issues and concerns, recommend or implement corrective actions, and improve controls and operations
• Investigate apparent regulatory or compliance breaches, make recommendations, and implement corrective measures
• Review and analyze OFAC/Sanctions inquiries and potential hits
• Prepare OFAC block and reject reports
• Investigate AML (GAITS) referrals when sanctions concerns are identified

Requirements

• Bachelor's degree or equivalent work experience in Business, Finance, Criminal Justice, Risk Management, or a related field
• 1–3 years of experience in sanctions compliance, AML, financial crimes, compliance, risk management, or investigations within a financial institution or regulated environment
• Basic understanding of U.S. sanctions regulations (OFAC) and global sanctions frameworks
• Experience conducting investigations, analyzing complex information, and making risk-based decisions
• Strong analytical, critical thinking, and problem-solving skills
• Excellent written and verbal communication skills, with the ability to clearly document investigative findings
• Strong organizational skills with the ability to manage multiple priorities and meet established service level agreements (SLAs)
• Proficiency with Microsoft Excel, Word, and other Microsoft Office applications
• Experience supporting sanctions screening, alert adjudication, or sanctions investigations
• Knowledge of OFAC regulations, sanctions screening processes, and sanctions compliance best practices
• Experience with sanctions screening platforms such as Bridger Insight, FircoSoft, Oracle Mantas, Actimize, or similar tools
• Experience working with internal watchlists, sanctions reporting, or regulatory reporting obligations, including OFAC blocking and rejection reports
• Ability to interpret regulatory guidance and apply it to investigative decision-making
• Experience partnering with cross-functional stakeholders, including Compliance, Legal, Operations, and Business teams
• Experience identifying process improvement opportunities and enhancing operational controls
• Employment eligibility to work with American Express in the United States is required; the company will not pursue visa sponsorship

Core Competencies

Demonstrates expertise in Sanctions Compliance and AML processes, with a strong understanding of OFAC regulations and the ability to conduct thorough investigations and risk assessments. Proficient in utilizing sanctions screening tools and managing compliance reporting while effectively collaborating with cross-functional teams.

Highest-signal resume keywords

• Sanctions Compliance
• AML Investigations
• OFAC Regulations
• Bridger Insight
• Analytical Skills

ATS Optimization Keywords

Hard Skills

• Sanctions Screening
• Risk Management
• Investigative Analysis
• Regulatory Reporting
• Data Analysis

Soft Skills

• Critical Thinking
• Problem-Solving
• Organizational Skills
• Communication Skills

Industry Keywords

• Financial Crimes
• Compliance
• Risk Management
• Sanctions Frameworks
• Internal Watchlists

Tools & Technologies

• Microsoft Excel
• Microsoft Word
• Bridger Insight
• FircoSoft
• Oracle Mantas