Complex Property Underwriter, Middle Markets (Senior or AVP)

Zurich 56 Company Ltd; New York (NY); Hybrid; USD 120,000 - 222,000; Full time

Job summary

An established industry player is looking for a Complex Property Underwriter to join their dynamic Middle Markets team. This role offers a unique opportunity to leverage your underwriting and marketing expertise while building strong relationships with brokers. You'll be at the forefront of evaluating risks and providing tailored insurance solutions, ensuring clients receive the best service possible. With a focus on analytical skills and market presence, this position promises to be both challenging and rewarding. If you thrive in a fast-paced environment and seek to make a significant impact, this role is for you.

Qualifications

• 5+ years of experience in Underwriting or Market Facing area.
• Strong knowledge of underwriting philosophy and regulations.

Responsibilities

• Handle complex new and renewal property/casualty business.
• Administer underwriting rules and develop broker relationships.

Skills

Analytical Skills

Risk Assessment

Relationship Building

Negotiation Skills

Communication Skills

Education

High School Diploma or Equivalent

Associate Degree

Bachelor’s Degree

Tools

Microsoft Office

Job description

Complex Property Underwriter, Middle Markets (Senior or AVP)

Zurich is seeking a Complex Property Underwriter (Senior or AVP) to join our Middle Markets team in the East region.

As a Complex Property Underwriter, you will handle complex new and renewal Middle Markets property/casualty business. As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your property underwriting and marketing skills while building relationships with Select Brokers in the East region. This is an exciting time to join Middle Markets at Zurich!

The Middle Markets Complex Property Underwriter is responsible for:

• Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
• Using a disciplined approach to exposure evaluation, risk assessment and pricing
• Using risk insights, data, and models to drive informed decisions at point of sale
• Identifying gaps involves and aligning Zurich’s products and value proposition to offer a solution that provides the contract certainty the customer needs
• Demonstrating strong analytical skills and executing as an innovative advisor
• Underwriting, analyzing, and generating new and renewal business
• Market facing presence and production within the growing Middle Markets property division in the South region
• Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
• Developing and maintaining agency and broker relationships
• Working within broad limits and authorities on highly complex assignments

This role will be filled at either the Complex Property Underwriter Senior or Assistant Vice President Level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Basic Qualifications:

• Middle Markets Property Underwriter (Senior) Qualifications:
• High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area
  OR
• High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support area

OR

• AVP Complex Property Underwriter Qualifications:
• High School Diploma or Equivalent and 7 or more years of experience in the Underwriting or Market Facing area.
  OR
• High School Diploma or Equivalent and 14 or more years of experience in the Claims or Underwriting Support area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 5 or more years of experience in the Underwriting or Market Facing area
  OR
• Zurich Certified Insurance Apprentice including an Associate Degree and 12 or more years of experience in the Claims or Underwriting Support area
  AND
• Experience with Microsoft Office

Preferred Qualifications:

• Bachelor’s Degree
• Market facing, Property underwriting experience
• 3 or more years of Underwriting experience in Middle Market or larger.
• Ability to effectively assess risk
• Strong retail broker relationships
• Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
• Possess knowledge of time restraints for quotes on new and renewal business
• Excellent oral and written communication skills
• Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
• Demonstrated technical knowledge and skills reflective of progression of positions of increasing responsibility
• CPCU and ARM a plus

At Zurich, compensation for roles is influenced by a variety of factors, including but not limited to the specific office location, role, skill set, and level of experience. In compliance with local laws, Zurich commits to providing a fair and reasonable compensation range for each role. The combined salary range for this position is $120,000.00- $222,000.00. The proposed salary range for the Senior is $120,000.00 -$170,000.00, with short-term incentive bonus eligibility set at 15%. For the AVP is $172,000.00- $222,000.00, with short-term incentive bonus eligibility set at 20%.

Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Location(s): AM - New York
Remote Working: Hybrid
Schedule: Full Time
Employment Sponsorship Offered: No