Community Loan Officer: Impactful Lending & Member Service

POSTAL EMPLOYEES CREDIT UNION; Hamilton Township (NJ); Sur place; USD 45 000 - 60 000; Plein temps

Avantages offerts par ce poste

Health insurance

Paid time off

Dental insurance

Résumé du poste

Postal Employees Credit Union (PECU) in Hamilton Township, New Jersey, is seeking a Loan Officer who can deliver exceptional member service while handling consumer and home equity lending, reporting, and day-to-day operations in a small, community-focused environment. The role requires 2+ years lending experience, strong communication, and the ability to work independently.

You will close and disburse loans, prepare monthly reports, ensure regulatory compliance, and collaborate with the CEO and

Qualifications

• 2+ years lending experience in a credit union or community financial institution.
• Excellent oral and written communication skills.
• Proficiency with personal computers and standard office software.
• Strong telephone communication skills and professional etiquette.
• Ability to work independently, manage multiple priorities, and meet deadlines.
• Associate’s degree in Business, Finance, or related field preferred.
• Knowledge of credit union systems and lending software is a plus; Loancierge experience is a plus.

Responsabilités

• Support the overall success of consumer and home equity lending and assist with collection activities as needed.
• Monitor basic market and competitor trends and provide input to the CEO on pricing or product adjustments.
• Prepare monthly lending and collection reports, including data used for Board reporting.
• Investigate and resolve member account and loan issues.
• Review loan portfolio performance and identify trends or areas for improvement consistent with credit union standards.
• Maintain working knowledge of lending and collection regulations and assist in ensuring compliance within the lending function.
• Work closely with the CEO and Branch Manager to support lending programs and credit union growth initiatives.
• Process, close, and disburse loans in accordance with policies, procedures, and applicable federal and state regulations.
• Comply with all lending‑related regulatory requirements, including the Bank Secrecy Act and OFAC.
• Ensure loan files contain complete and accurate documentation, including proper signatures and dates.
• Verify accuracy of loan documentation and system entries.
• Obtain and maintain working knowledge of the Credit Card program and assist with member inquiries.
• Provide support in other operational areas as directed by the CEO, consistent with the small‑credit‑union environment.

Connaissances

Communication

Independent work

Multitasking

Phone etiquette

PC proficiency

Formation

Associate degree in Business/Finance

Outils

Lending software

Credit union systems

Loancierge

Description du poste

Postal Employees Credit Union (PECU) in Hamilton Township, New Jersey, is seeking a Loan Officer who can deliver exceptional member service while handling consumer and home equity lending, reporting, and day-to-day operations in a small, community-focused environment. The role requires 2+ years lending experience, strong communication, and the ability to work independently.

You will close and disburse loans, prepare monthly reports, ensure regulatory compliance, and collaborate with the CEO and