Community Loan Advisor | Local Banking & Growth

Btc Bank; Lamoni (IA); On-site; USD 45,000 - 75,000; Full time

Job summary

BTC Bank is seeking a Loan Officer to evaluate, authorize, or recommend approval of agricultural, commercial, real estate, or credit loans at our Lamoni, IA location. You will advise borrowers on financial status and payment methods and interact with clients to understand their goals.

The role involves analyzing financials, meeting with applicants, explaining loan options, and staying current on loan products. The position requires strong communication and proficiency with MS Office.

Qualifications

• Bachelor's degree useful but not required.
• 1–2 years sales experience in lending or banking.
• Excellent verbal and written communication skills with customers.
• Excellent computer proficiency (MS Office).

Responsibilities

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Meet with applicants to obtain information for loan applications and to answer questions about the process.
• Approve loans within specified limits and refer applications outside those limits to management for approval.
• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

Skills

Communication skills

Customer service

Financial analysis

MS Office

Independent worker

Education

Bachelor's degree preferred

Tools

MS Office

Job description

BTC Bank is seeking a Loan Officer to evaluate, authorize, or recommend approval of agricultural, commercial, real estate, or credit loans at our Lamoni, IA location. You will advise borrowers on financial status and payment methods and interact with clients to understand their goals.

The role involves analyzing financials, meeting with applicants, explaining loan options, and staying current on loan products. The position requires strong communication and proficiency with MS Office.