Ag Loan Specialist & Relationship Builder

Iowa State Bank; Iowa (LA); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Vision Insurance

Paid Time Off

401(K) with match

Parental Leave

Paid STD

Paid LTD

Paid Life Insurance

Job summary

Iowa State Bank is seeking a Loan Officer to handle loan origination and servicing across consumer, agricultural, commercial, or real estate loan types. The role emphasizes developing new business through referrals and cross-selling bank products while maintaining strong customer relationships.

As part of the team, you will travel to assist branches as needed and ensure compliance with bank policies and federal regulations, while delivering excellent service to customers and communities.

Responsibilities

• Receive and process all types of loan applications using all available programs to help enhance or guarantee loans.
• Collects and analyzes information regarding the customer's income, assets, investments or debts to determine which financial product best meets their needs.
• Advises the customer in regard to their financial position.
• Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits.
• Visit prospective clients to develop new business in a development call program.
• Visit existing clients to evaluate collateral and develop long-term relationships.
• Solicit new customers and represent the bank in community activities.
• Cross sell bank products and services and makes referrals to other bank personnel.
• Assist management with research, development and implementation of new products, or special projects and committees.
• May be asked to travel to other branch locations to assist in loan officer duties as needed to ensure adequate coverage.

Job description

Iowa State Bank is seeking a Loan Officer to handle loan origination and servicing across consumer, agricultural, commercial, or real estate loan types. The role emphasizes developing new business through referrals and cross-selling bank products while maintaining strong customer relationships.

As part of the team, you will travel to assist branches as needed and ensure compliance with bank policies and federal regulations, while delivering excellent service to customers and communities.