Community Home loan Originator

Commerce Bank; Bixby (OK); On-site; USD 46,000 - 53,000; Full time

Benefits offered by this job

Health, dental, and vision insurance

401(k)

Life insurance

Paid vacation

Paid personal time

Career development

Education assistance

Voluntary supplemental benefits

Job summary

Commerce Bank in Tulsa, OK is seeking a Community Home Loan Originator to strengthen community relationships and promote homeownership through targeted outreach. You will help families access affordable mortgage products and work with nonprofits to expand housing opportunities.

Responsibilities include originating CRA-eligible loans, building partnerships with realtors and civic leaders, and reporting on CRA activities. The role offers full-time hours and competitive hourly compensation.

Qualifications

• Associate’s degree or equivalent combination of education and experience required.
• 2+ years experience in sourcing and/or originating Community Development related first mortgage loans.
• Significant relationships with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending.
• Bilingual in Spanish is preferred.

Responsibilities

• Actively promote Commerce Bank's affordable housing products in targeted areas.
• Originate CRA eligible residential mortgage loans in accordance with the bank's policies and procedures.
• Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups.
• Work with non-profits and other community organizations to provide homeownership and financial education.
• Attend Community Seminars/Workshops/Training.
• Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services.
• Provide monthly report to management for previous week's CRA involvement/activities.

Skills

Home loan knowledge

Driving license

Detail oriented

Communication skills

Team player

Education

Associate’s degree or equivalent

Tools

Microsoft Word

Excel

Outlook

Job description

About Working at Commerce Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk.

Compensation Range Hourly: $33.17 - $38.70 (Amount based on relevant experience, skills, and competencies.)

About This Job The main purpose of this job is to support and enhance Commerce Bank's community relationships with various non-profits, underserved communities, housing organizations, and community outreach entities. The job will also be responsible for creating community awareness regarding Commerce Bank’s mortgage products, services and programs and encourage homeownership through networking events and community related and bank sponsored seminars.

Essential Functions

• Actively promote Commerce Bank's affordable housing products in targeted areas
• Originate CRA eligible residential mortgage loans in accordance with the bank's policies and procedures
• Establish a strong presence for Commerce Bank in the assigned market by developing relationships with realtors and community development groups
• Work with non-profits and other community organizations to provide homeownership and financial education
• Attend Community Seminars/Workshops/Training
• Meet with community partners, prospects, or other CRA qualified contacts to educate on Commerce Bank's products and services
• Provide monthly report to management for previous week's CRA involvement/activities
• Perform other duties as assigned

Knowledge, Skills & Abilities Required

• Intermediate knowledge of the home loan industry
• Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements
• Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities
• Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
• Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
• Intermediate level proficiency with Microsoft Word, Excel and Outlook

Education & Experience

• Associate’s degree or equivalent combination of education and experience required
• 2+ years experience in sourcing and/or originating Community Development related first mortgage loans primarily in a regulated financial institution environment required
• Significant relationships/connections with Realtors, Non-Profits, Civic Leaders and other organizations that specialize in Community Development lending substantiated by referrals, letters of recommendation, public recognition, awards, etc
• preferred Bilingual in Spanish is preferred

For this position, Commerce Bank will review your motor vehicle driving record.

If you express interest in and are considered for this position, you’ll be asked to authorize our review of that record.

For this position, federal regulations require Commerce Bank to prepare an investigatory consumer report which will disclose credit history. If you express interest in and are considered for this position, you will be asked to authorize that report.

Level of role is determined by knowledge, experience, skills, abilities, and education.

For individuals applying, assigned and/or hired to work in areas with pay transparency requirements, Commerce is required by law to include a reasonable estimate of the compensation range for some roles. This compensation range is for the Community Home Loan Originator & Senior Originator job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs.

The disclosed range estimate has not been adjusted for any applicable differentials (geographic, bilingual, or shift) that could be associated with the position or where it is filled. At Commerce, compensation decisions are dependent on the facts and circumstances of each situation. A reasonable estimate of the current base pay is $33.17 to $38.70 per hour.

This position will be eligible for additional compensation through performance-based incentive plan(s) that will correspond to meeting performance goals.

Must be eligible to work in the US without sponsorship now or in the future.

The candidate selected for this position may be eligible for the following employment benefits:

• employer sponsored health, dental, and vision insurance
• 401(k)
• life insurance
• paid vacation
• paid personal time
• career development
• education assistance
• voluntary supplemental benefits

Location: 5314 S Yale Ave, Tulsa, Oklahoma 74135

Time Type: Full time

Commerce Bank has been awarded numerous awards for our company culture. We have been included on distinguished lists such as Forbes’ Best Midsized Employers, Forbes’ Best Employers for Women, and Korn Ferry’s Engaged Performance Award. You’ll see the difference for yourself when you join the team.

Why Commerce? Inclusion at Commerce

Equal Opportunity Employer Commerce Bank is proud to be an Equal Employment Opportunity employer and believes that every individual should have the opportunity to work at a job for which he, she or they qualifies. We celebrate diversity and do not discriminate based on race, color, ancestry, ethnicity, gender identity, gender expression, sex, sexual orientation, disability (including physical or mental handicap), age, veteran status, military status, national origin, religion, pregnancy status, marital status, genetic information, or any other status protected by applicable federal, state or local law.