Commercial Underwriting Team Lead

MRINetwork; Independence (KS); On-site; USD 90,000 - 150,000; Full time

Job summary

Highland Consulting Group seeks a Commercial Underwriting Team Lead to guide a team of Credit Analysts while remaining hands-on with credit analysis and underwriting.

This leadership role focuses on strong credit judgment, developing people, and supporting commercial lending across the bank's footprint in Pennsylvania and New York.

Qualifications

• Strong leadership experience in commercial credit underwriting and C&I underwriting.
• Proven ability to develop and coach analysts.
• Hands-on credit analysis while leading a team.

Responsibilities

• Lead, coach, and develop a team of Credit Analysts
• Assign and prioritize work while managing workflow and deadlines
• Review analysts' work for accuracy, completeness, consistency, and credit quality
• Perform and oversee financial analysis of commercial borrowers, guarantors, and related entities
• Analyze financial statements, tax returns, cash flow, collateral, repayment capacity, and other factors affecting credit risk
• Review historical and projected financial performance, including leverage, liquidity, profitability, and debt-service coverage
• Prepare and review credit presentations, annual reviews, renewals, modifications, and other credit documentation
• Work closely with Commercial Lenders to understand credit requests, address underwriting questions, and help structure appropriate financing
• Identify credit weaknesses, emerging risks, policy exceptions, and other issues and communicate them clearly to lenders and Credit Administration

Skills

Credit underwriting

Team leadership

Financial statement analysis

Credit risk

Job description

Commercial Underwriting Team Lead

If you've built a strong foundation in commercial credit and C&I underwriting and you're ready to lead a team, this could be a good next step.

We're working with a growing community bank that’s looking for a Commercial Underwriting Team Lead who can bring both strong credit judgment and a willingness to develop people. This is a hands-on leadership role. You'll continue to be involved in commercial credit analysis and underwriting while overseeing a team of analysts and supporting commercial lending across the banks footprint in Pennsylvania and New York.

What that means for you:

if you're an experienced credit professional ready for leadership, this is a great opportunity to be a true player/coach, leading the team while staying involved in the credit work.

What you'll be doing

• Lead, coach, and develop a team of Credit Analysts
• Assign and prioritize work while managing workflow and deadlines
• Review analysts' work for accuracy, completeness, consistency, and credit quality
• Perform and oversee financial analysis of commercial borrowers, guarantors, and related entities
• Analyze financial statements, tax returns, cash flow, collateral, repayment capacity, and other factors affecting credit risk
• Review historical and projected financial performance, including leverage, liquidity, profitability, and debt-service coverage
• Prepare and review credit presentations, annual reviews, renewals, modifications, and other credit documentation
• Work closely with Commercial Lenders to understand credit requests, address underwriting questions, and help structure appropriate financing
• Identify credit weaknesses, emerging risks, policy exceptions, and other issues and communicate them clearly to lenders and Credit Administration

Interested?

Confidentiality

Highland Consulting Group will never share your resume or information without your explicit consent.