Commercial Underwriting Office - Industry Expert

Cincinnati Insurance Company; Fairfield (OH); Hybrid; USD 80,000 - 145,000; Full time

Job summary

An established industry player is seeking a talented individual to join their Commercial Underwriting Office. This role offers a unique opportunity to leverage your expertise in the commercial property and casualty industry while collaborating with diverse stakeholders. You will play a key role in developing industry-specific content and guidelines, ensuring effective risk selection, and driving strategic objectives. With a strong emphasis on relationship-building and continuous learning, this position provides a supportive environment where your contributions will have a meaningful impact. If you're ready to embrace challenges and grow your skills, this could be the perfect opportunity for you.

Benefits

Annual cash bonus

Stock incentives

Lifelong learning opportunities

Diverse team environment

Qualifications

• 5+ years in commercial property and casualty industry preferred.
• Knowledge of underwriting guidelines and risk selection.

Responsibilities

• Collaborate with stakeholders to develop underwriting tools.
• Conduct book analyses to identify trends and opportunities.
• Maintain relationships with key brokers and agents.

Skills

Data Analytics

Strong Communication Skills

Underwriting Acumen

Adaptability

Effective Interaction Skills

Education

Bachelor's Degree in Business or related field

Job description

MAKE A DIFFERENCE Share your talents and develop your skills as you build a career in a professional environment with a personal feel.

Description

Make a difference with a career in insurance

At The Cincinnati Insurance Companies, we put people first and apply the Golden Rule to our daily operations. We’re looking for extraordinary people to join our talented team. Our associates are service-oriented, ethical, knowledgeable, and caring, and are central to our vision to be the best company serving independent agents. We help protect families and businesses as they work to prevent or recover from a loss. Share your talents to help us reach continued success, bringing value to the communities we serve and demonstrating that Actions Speak Louder in Person.

If you’re ready to build productive relationships, collaborate within a diverse team, embrace challenges, and develop your skills, Cincinnati may be the place for you. We offer career opportunities where you can contribute and grow.

Build your future with us

Our Commercial Underwriting Office seeks industry experts. This role involves collaborating with stakeholders to identify business requirements and develop strategies to deliver industry-specific content, guidelines, and process improvements. It also includes establishing relationships with key brokers and educating associates on underwriting guidelines to ensure an in-depth understanding of proper risk selection. The role leverages underwriting and industry expertise to manage our Construction book of business across Commercial Lines, ensuring alignment with business strategies and production goals.

This position is based at our Headquarters in Fairfield, Ohio. Many departments offer hybrid work options, allowing associates to work from home several days a week, depending on role and responsibilities.

Starting pay:

The pay range for this position is $80,000 - $145,000 annually, based on education, experience, location, knowledge, skills, and abilities. Eligible associates may also receive an annual cash bonus and stock incentives based on performance.

Be ready to:

• Collaborate with stakeholders across Commercial Lines, including IT, Claims, Sales, Loss Control, and others.
• Develop industry-specific underwriting and training tools to empower associates and increase underwriting knowledge.
• Support Sales by articulating our appetite to increase submission count.
• Interact with leadership, providing feedback and transforming strategic objectives into practical solutions.
• Conduct book analyses to identify trends and opportunities.
• Develop and monitor industry-specific underwriting guidelines.
• Assist in R&D efforts to create new products and improve value propositions.
• Provide thought leadership through white papers, alerts, and industry panels.
• Support training efforts within Commercial Lines and with agencies.
• Stay informed on market conditions, products, and coverage needs.
• Maintain relationships with key brokers, agents, and industry influencers.
• Maintain industry-specific associations and vendor relationships.

Be equipped with:

• Effective interaction skills with all levels of partners.
• Strong communication skills for education and information sharing.
• Data analytics skills to inform underwriting strategy.
• Strong underwriting acumen and decision-making skills.
• Adaptability to a fast-paced environment.
• Knowledge of supporting business units and their contributions.

Bring education and experience from:

• Five or more years in the commercial property and casualty industry (preferred).
• Knowledge of Cincinnati Insurance’s products.
• Understanding of the construction industry related to property and casualty.
• Experience in setting and achieving objectives, influencing others.

Enhance your talents

Providing outstanding service and building strong relationships with independent agents are key to our success. Whether experienced or new to insurance, Cincinnati promotes lifelong learning. We provide tools and training to help you succeed and become a trusted insurance professional, enjoying a meaningful career.

Enjoy benefits and amenities

We offer a variety of benefits and amenities to support your well-being and satisfaction. Learn more about our packages.

Embrace a diverse team

As a relationship-based organization, we value diversity and provide equal employment opportunities regardless of race, creed, color, sex, sexual orientation, gender identity, religion, national origin, age, disability, military service, veteran status, pregnancy, AIDS/HIV, genetic information, or other legally protected bases. Please review your rights under Federal Employment Laws.