Commercial Underwriter II

Mercury General; Sacramento (CA); Remote; USD 70,000 - 90,000; Full time

Benefits offered by this job

Competitive compensation

Flexibility to work from anywhere in .

Paid time off (vacation, sick time, 9+

Incentive bonus programs

Medical, dental, vision, life, and pet

401(k) with company match

Health and wellbeing resources

Job summary

Mercury General is seeking a Commercial Underwriter II (Commercial Multi-Peril) to analyze commercial lines of business and assess risk for medium to large accounts. The role requires strong teamwork, customer service and problem solving, with a results oriented mindset.

Essential duties include evaluating new and renewal accounts, reviewing property inspections and endorsements, and coordinating with agents to grow business.

Qualifications

• Bachelor’s degree preferred or equivalent experience.
• AU, AINS and/or CPCU certifications are desirable.
• 2-4 years of underwriting experience or equivalent combination of education/experience.

Responsibilities

• Evaluates, accepts, rejects or modifies new and renewal accounts within underwriting guidelines.
• Reviews and evaluates property inspections and recommendations for risk improvement.
• Reviews endorsements and cancellations within limits of authority.
• Accompanies Marketing and meets with agents to develop relationships and generate business.
• Communicates effectively with underwriting and support areas to meet customer needs.
• Evaluates and processes reinsurance placements.

Education

Bachelor’s degree preferred

AU, AINS and/or CPCU desired

Job description

Full job description

Position Summary

The primary job function of the Commercial Underwriter II (Commercial Multi-Peril) is to support Commercial CMP by analyzing commercial lines of business and evaluating the degree of risk for medium sized to large accounts. Requires strong teamwork, collaboration, customer service and problem solving skills, and is results oriented.

Essential Job Functions

• Evaluates, accepts, rejects or modifies new and renewal accounts within the established underwriting guidelines. Handle and make rapid decisions and problem solving on commercial risks.
• Reviews and evaluates property inspections and makes the necessary recommendations for risk improvement. Review property valuation reports, fire brush reports and other related underwriting reports to determine acceptability and needs to modify account.
• Reviews and processes endorsements and cancellations within limits of authority and according to established guidelines.
• Accompanies Marketing and meets with existing and potential agents to develop relationships and generate additional business.
• Communicates effectively with colleagues in underwriting and all support areas in order to meet the insurance needs of customers.
• Evaluates and processes reinsurance placements.

Education

• Bachelor’s degree preferred
• AU, AINS and/or CPCU desired

Experience

2-4 years of Underwriting experience or equivalent combination of education/experience

Why choose a career at Mercury?

At Mercury, we have been guided by our purpose to help people reduce risk and overcome unexpected events for more than 60 years. We are one team with a common goal to help others. Everyone needs insurance and we can’t imagine a world without it.

Our team will encourage you to grow, make time to have fun, and work together to make great things happen. We embrace the strengths and values of each team member. We believe in having diverse perspectives where everyone is included, to serve customers from all walks of life.

We care about our people, and we mean it. We reward our talented professionals with a competitive salary, bonus potential, and a variety of benefits to help our team members reach their health, retirement, and professional goals.

Learn more about us here: https://www.mercuryinsurance.com/about/careers

Benefits

• Competitive compensation
• Flexibility to work from anywhere in the United States for most positions
• Paid time off (vacation time, sick time, 9 paid company holidays, volunteer hours)
• Incentive bonus programs (potential for holiday bonus, referral bonus, and performance-based bonus)
• Medical, dental, vision, life, and pet insurance
• 401(k) retirement savings plan with company match
• Engaging work environment
• Promotional opportunities
• Education assistance
• Professional and personal development opportunities
• Company recognition program
• Health and wellbeing resources, including free mental wellbeing therapy/coaching sessions, child and eldercare resources, and more

Mercury Insurance is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by federal, state, or local law.

Behaviors Preferred

• Thought Provoking: Capable of making others think deeply on a subject
• Detail Oriented: Capable of carrying out a given task with all details necessary to get the task done well

Motivations Preferred

• Ability to Make an Impact: Inspired to perform well by the ability to contribute to the success of a project or the organization

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