Commercial Trucking Underwriter I

Insurica; Fort Lauderdale (FL); On-site; USD 60,000 - 90,000; Full time

Job summary

Insurica is seeking an Underwriter I to manage an assigned book of business, driving profitability and growth through careful underwriting, timely submissions, and effective relationship management with clients and carriers.

You will support a team by documenting files, training new underwriting staff, and maintaining compliance with regulations while traveling occasionally to broker and prospect locations.

Qualifications

• 1-3 years of commercial underwriting (casualty risk) preferred.
• Bachelor’s Degree or equivalent in related work experience.
• Insurance-related certifications/designations (CIC, INS, CPCU, AU) preferred.

Responsibilities

• Underwrite risks for assigned producers or team within guidelines and authority.
• Review, quote, and bind new submissions and renewal business within standards.
• Meet premium production objectives by writing profitable business.

Skills

Underwriting casualty risk

Analytical thinking

Negotiation skills

Communication

Travel willingness (10%)

Education

Bachelor's degree or equivalent

Tools

Microsoft Office (Excel, Access, Word, Outlook, Teams)

Agency management systems

Job description

Summary

The Underwriter I position is responsible for profitability, growth, and retention of assigned book of business, in support of company goals and objectives, by managing account activities and following sound practices (marketing/soliciting/underwriting/production) and service standards on their assigned book/team of new and renewal business.

Essential Functions

• Underwrite risks for assigned producers, and/or assigned team or jurisdiction, within established guidelines and within personal authority level
• Review, quote, and bind new submissions and renewal business within company standards and systems
• Meet all current, pre-established, premium production objectives by writing profitable business within the established company standards and systems
• Market First Light products to brokers, prospects, and insureds, including travel to producer/prospect locations
• Serve as an active participant of the underwriting team to meet objectives, as well as identify and resolve teamwork issues
• Accurately document files with account analysis, underwriting, and financial documentation, within established standards
• Build and effectively maintain successful relationships with clients and carriers
• Assist in training all new underwriting personnel, including participation in training sections
• Review all activities relating to the public, customers and companies to avoid issues involving potential errors and omissions
• Participate in seminars and other training to maintain required licenses and for knowledge and skill development

Additional Responsibilities

This job description is intended to describe the level of work required of the person performing the position. Essential functions are outlined; however, other duties may be assigned, as needs arise, or as required to support the essential functions. Specific performance objectives may be developed each year to measure the performance of the tasks and functions listed in this job description.

Telecommuting opportunities vary by location, department, and business need and are subject to change, as needed. Each manager will provide details on any telecommuting opportunities, as well as scheduling, within their department.

Qualifications

• 1-3 Years of previous commercial underwriting (casualty risk) preferred
• Bachelor’s Degree or the equivalent in related work experience
• Insurance-related certifications/designations (CIC, INS, CPCU, AU) preferred

Knowledge, Skills, And Abilities

• Analytical and detail-oriented, with excellent organizational and planning skills and the ability to manage and complete multiple tasks within established deadlines
• Effective negotiation and critical thinking skills
• Proven and demonstrated commitment to a results-driven performance
• Ability to function effectively within established regulations, guidelines, and procedures, and make decisions accordingly
• Ability to understand and carry out complex instructions, as well as prepare and maintain complex records and files
• Effectively operate with a commitment to quality, integrity, and ethical functions
• Ability to build and maintain successful relationships
• Strong computer skills, with a focus on the Microsoft Office suite of products (Excel, Access, Word, Outlook, Teams, etc.) as well as effectively utilize the agency management systems
• Ability to travel, occasionally overnight, approximately 10%
• Ability to work within a fast-paced, changing priority environment
• Self-motivated, with the initiative to prioritize and be self-directed
• Regular and punctual attendance is required
• Ability to communicate effectively, both verbally and in writing
• Excellent interpersonal skills, with the ability to interact effectively with both colleagues and managers, across all levels
• Ability to promote and maintain a team environment, willing to find accommodating solutions for our customers, companies, and the Agency
• Ability to successfully adhere to company policies and procedures, as well as maintain strict confidentiality

Working Conditions And Reasonable Accommodations

• Fast-paced, multi-tasking, office environment with periodic high disruption and changing priorities
• Ability to perform approximately 80% sedentary work, exerting up to 10 pounds of force occasionally, and negligible force frequently
• Ability to lift up to 20 pounds occasionally
• Requires operation of a computer workstation, including keyboard and video display
• All requirements may be modified to reasonably accommodate physical or mental impairment