Commercial Subrogation Specialist - Remote

Mobilitas Insurance; Chicago (IL); Remote; Full time

Job summary

Mobilitas Insurance is seeking a motivated and innovative Commercial Subrogation Specialist to join their remote team. Responsibilities include handling various subrogation claims, negotiating settlements, and ensuring compliance with regulatory standards. This role requires strong analytical skills and effective communication to manage complex claims. Join us to push the boundaries of commercial insurance with a dynamic and inclusive team.

Benefits

401(k) with company match

Performance bonus

Work from home flexibility

Qualifications

• 2-3 years of automotive claims liability experience.
• General knowledge of Department of Insurance regulations.
• Must hold Adjuster license for applicable states.

Responsibilities

• Handles a variety of subrogation claims and negotiates settlements.
• Investigates and adjusts auto or property damage claims.
• Evaluates claims and closes files in all systems.

Skills

Customer service

Negotiation

Analytical skills

Problem-solving

Communication

Education

High School Diploma/GED

Adjuster license

Job description

Commercial Subrogation Specialist - Remote

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Commercial Subrogation Specialist - Remote

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We're Mobilitas, a commercial insurance company created by CSAA Insurance Group. Our mission is to reinvent commercial insurance in the mobility space by providing technologically advanced solutions for today’s way of doing business. At Mobilitas, we believe in what's possible and we use our inventive skills to meet the demands of modern mobility with tailored solutions. We’re looking for motivated, innovative individuals who think big, move fast and are dedicated to creating a company from the ground up, without the constraints of a traditional insurance company. We’re excited to push the boundaries of commercial insurance and are looking for enthusiastic team members to help us reimagine insurance. We are actively hiring for a Commercial Subrogation Specialist!

Your Role

This position consists of low to medium complexity claims handling and is responsible for investigating, researching, and concluding subrogation recovery for automobile, commercial losses, and specialized services. In this role you will handle various types of personal and commercial subrogation claims with a primary focus on more complicated recoveries.

Under general direction, you will handle an inventory consisting of automotive damage, disputed liability, government entity, coverage limits, and commercial subrogation and cross-jurisdictional claims. The specialist will initiate and hear arbitration between companies on disputed liability and/or damage claims. Within their authority, the subrogation specialist will negotiate and conclude recovery settlements while maintaining strict regulatory compliance.

Handles any commercial product types including but not limited to auto, fleet, general liability, last mile delivery, inland marine, and excess & surplus. Will handle claims in any geographic venue. Handles claims involving many vehicle types that may include but is not limited to auto, motorcycles, scooters, recreational vehicles, autonomous driving vehicles, autonomous delivery vehicles, remote-controlled delivery vehicles, watercrafts, and trucks.

Your work

• Answers and assists in all incoming subrogation calls. Investigates, evaluates, negotiates, and adjusts/settles to conclusion auto or property damage claims and out-of-state losses within a specific draft authority, typically $12,500 or less. This involves non-complex and complex liability claims and claims not requiring outside field adjustment.
• Handles a variety of subrogation claims such as total losses; verified/government claims; Uninsured Motorist claims; limit claims due to liability cover for adverse carriers; and partial recoveries. Also handles any and all types of arbitration filings, excluding Medical and Personal Injury claims except in Kentucky. Responsible for confirming file closure in all systems (i.e., CAS, E-Hub, etc.).
• Responsible for filing E-Subro Hub or inter-company arbitrations on minor claims as required.
• Responsible for determining appropriate collection method (i.e., outside agency or CSAA Subrogation Law Department).
• Responsibilities may include processing/allocating liability deductible and/or self-insured retention recovery from insureds back to individual claim files.
  
  

Required Experience, Education And Skills

• 2-3 years of automotive claims liability experience
• General knowledge of Department of Insurance regulations
• Must hold an Adjuster licensed for all applicable states or obtain license(s) within 90 days of filling position as a condition of employment
• High School (HS)/GED or 1 year customer service experience in a virtual environment leveraging internet, phone, and chat features industry
• Strong customer service and negotiation skills
• Proficient analytical, problem-solving, prioritization and organizational skills
• Basic math and computer skills
• Strong oral and written communication skills
• Ability to type 50 wpm
• Ability to work in a team environment
• Ability to take direction and act accordingly
• Critical thinking and strong logic and reasoning skills
  
  

What would make us excited about you?

• College Degree
• 3+ years of automotive claims liability experience
• Advanced knowledge of Department of Insurance regulations and compliance requirements
• General understanding of different lines of coverage
• Actively shapes our company culture (e.g., participating in employee resource groups, volunteering, etc.)
• Lives into cultural norms (e.g., willing to have cameras when it matters helping onboard new team members, building relationships, etc.)
• Travels as needed for role, including divisional / team meetings and other in-person meetings
• Fulfills business needs, which may include investing extra time, helping other teams, etc
  
  

Mobilitas Careers

At Mobilitas, we’re proudly devoted to protecting our customers, our employees, our communities, and the world at large. We are on a climate journey to continue to do better for our people, our business, and our planet. Taking bold action and leading by example. We are citizens for a changing world, and we continually change to meet it.

Join us if you…

• BELIEVE in a mission focused on building a community of service, rooted in inclusion and belonging.
• COMMIT to being there for our customers and employees.
• CREATE a sense of purpose that serves the greater good through innovation.
  
  

Recognition We offer a total compensation package, performance bonus, 401(k) with a company match, and so much more! Read more about what we offer and what it is like to be a part of our dynamic team at careers.mobilitasinsurance.com

In most cases, you will have the opportunity to choose your preferred working location from the following options when you join us remote, hybrid, or in-person. Submit your application to be considered. We communicate via email, so check your inbox and/or your spam folder to ensure you don’t miss important updates from us.

If a reasonable accommodation is needed to participate in the job application or interview process, please contact [e-mail]

As part of our values, we are committed to supporting inclusion and diversity. We actively celebrate colleagues’ different abilities, sexual orientation, ethnicity, and gender. Everyone is welcome and supported in their development at all stages in their journey with us.

We are always recruiting, retaining, and promoting a diverse mix of colleagues who are representative of the U.S. workforce. The diversity of our team fosters a broad range of ideas and enables us to design and deliver a wide array of products to meet customers’ evolving needs.

Mobilitas is an equal opportunity employer.

If you apply and are selected to continue in the recruiting process, we will schedule a preliminary call with you to discuss the role and will disclose during that call the available salary/hourly rate range based on your location. Factors used to determine the actual salary offered may include location, experience, or education.

Must have authorization to work indefinitely in the US

Please note we are hiring for this role remote anywhere in the United States with the following exceptions Hawaii and Alaska.

The national average hourly rate for this position is $30.03-$33.37. However, we have a location-based compensation structure. Our salary ranges vary and are calculated based on work location. The starting pay range for this position across all the states we hire in is $27.05-$40.10. This role also includes an opportunity for a company-wide annual discretionary bonus, through our Annual Incentive Plan (AIP), of up to 7% of eligible pay.

This job posting will be unposted on Sat, 28 Jun 2025.

Colorado Specific Job Range

$65,790.00 - $73,100.00

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Insurance

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