Commercial & Specialized Industries Analyst – Asset Based Lending – Analyst

Testing Site - JPMC; Atlanta (GA); On-site; USD 65,000 - 90,000; Full time

Job summary

JPMorgan Chase invites a high-potential Analyst to join a 2.5-year program designed to give hands-on experience across banking, treasury, and underwriting. You’ll develop financial and client-facing skills as part of a collaborative team, contributing to strategic projects and learning from senior professionals.

The program emphasizes financial modeling, credit underwriting, and marketing materials to support client meetings, with an emphasis on professional growth and leadership potential

Qualifications

• Exceptional verbal and written communication skills.
• Excellent problem solving and critical thinking skills.
• Strong attention to detail.
• Ability to thrive in a fast-paced, collaborative work environment.
• Bachelor’s Degree with Graduation Date of December 2025 – June 2026.
• If pursuing a masters, it must be 2 years within receiving your bachelor’s and with a Graduation Date of December 2025 – June 2026.
• Candidates must be authorized to work permanently in the U.S.

Responsibilities

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos
• Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
• Learning how to identify treasury product solutions to benefit clients’ long‑term planning
• Developing an understanding of the full breadth of J.P. Morgan products and service offerings
• Conducting client and prospect research to support business development efforts

Skills

Verbal & written communication

Problem solving

Attention to detail

Team collaboration

Education

Bachelor’s Degree with Graduation Date Dec 2025–Jun 2026

Job description

The Commercial & Specialized Industries (C&SI) group at JPMorgan Chase serves companies with annual revenue of $20 million to $2 billion, as well as municipalities and not-for-profits. We offer both traditional banking and investment banking products, delivering customized solutions through our nationwide network and global resources. As an Analyst, you’ll join a 2.5-year program designed to give you hands‑on experience across banking, treasury, and underwriting, along with strategic project work. The program will help you develop financial and client‑facing skills to build your career in financial services. You’ll be part of a collaborative team where your unique perspective helps shape innovative solutions for our clients.

About Asset Based Lending (ABL):

Asset Based Lending (ABL) is a form of financing that provides asset-based loans to a wide range of companies, particularly those with asset-rich balance sheets and working capital needs. ABL supports businesses across diverse industries such as Consumer & Retail, Industrials, Metals & Mining, Oil & Gas, and Tech/Media/Telecom, etc. ABL offers full-service solutions including originations, syndications, portfolio management, collateral monitoring, and loan servicing for both syndicated and sole‑lender transactions. The role of an ABL analyst involves gaining experience in credit underwriting, financial modeling, and client engagement, while supporting the negotiation of legal documentation and the development of marketing materials.

Job responsibilities

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos
• Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
• Learning how to identify treasury product solutions to benefit clients’ long‑term planning
• Developing an understanding of the full breadth of J.P. Morgan products and service offerings
• Conducting client and prospect research to support business development efforts

Required qualifications, capabilities, and skills

• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a fast‑paced, collaborative work environment
• Bachelor’s Degree with a Graduation Date of December 2025 – June 2026.
• If pursuing a masters, it must be 2 years within receiving your bachelor’s and with a Graduation Date of December 2025 – June 2026.
• Candidates must be authorized to work permanently in the U.S.

Preferred qualifications, capabilities, and skills

• Coursework in business, finance, or accounting a plus
• Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred

About the Team

Commercial Banking is focused on helping our clients succeed and making a positive difference in our communities. We provide credit and financing, treasury and payment services, international banking and real estate services to clients including corporations, municipalities, institutions, real estate investors and owners, and nonprofit organizations.

Commercial & Specialized Industries (C&SI) teams provide credit, cash management, capital markets and corporate finance advisory solutions to corporations, municipalities and

FEDERAL DEPOSIT INSURANCE ACT:

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorganChase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)