Commercial & Specialized Industries Analyst – Asset Based Lending – Analyst

JPMorgan Chase & Co.; Dallas (TX); On-site; USD 70,000 - 95,000; Full time

Job summary

JPMorgan Chase & Co. in Dallas invites self-motivated graduates to join the Commercial & Specialized Industries (C&SI) Analyst program.

This 2.5-year program offers hands-on experience across banking, treasury, and underwriting, with exposure to strategic projects and collaborative teams. The role focuses on developing financial modeling, credit memo preparation, and client-facing marketing materials while gaining insight into Asset Based Lending and JP Morgan products.

Qualifications

• Bachelor’s Degree with Graduation Date December 2025.
• Authorized to work permanently in the U.S.
• Strong communication and problem-solving skills.

Responsibilities

• Work on financial models to support financing transactions.
• Assist in completing credit approval memos.
• Prepare marketing materials for client meetings.
• Learn to identify treasury product solutions for long-term planning.
• Develop understanding of JPMorganChase products and services.
• Conduct client and prospect research to support business development.

Skills

Communication

Problem solving

Attention to detail

Teamwork

Education

Bachelor’s Degree

Master’s program within 2 years

Job description

The Commercial & Specialized Industries (C&SI) group at JPMorgan Chase serves companies with annual revenue of $20 million to $2 billion, as well as municipalities and not-for-profits. We offer both traditional banking and investment banking products, delivering customized solutions through our nationwide network and global resources. As an Analyst, you’ll join a 2.5-year program designed to give you hands‑on experience across banking, treasury, and underwriting, along with strategic project work. The program will help you develop financial and client‑facing skills to build your career in financial services. You’ll be part of a collaborative team where your unique perspective helps shape innovative solutions for our clients.

About Asset Based Lending (ABL):

Asset Based Lending (ABL) is a form of financing that provides asset‑based loans to a wide range of companies, particularly those with asset‑rich balance sheets and working capital needs. ABL supports businesses across diverse industries such as Consumer & Retail, Industrials, Metals & Mining, Oil & Gas, and Tech/Media/Telecom, etc. ABL offers full‑service solutions including originations, syndications, portfolio management, collateral monitoring, and loan servicing for both syndicated and sole‑lender transactions. The role of an ABL analyst involves gaining experience in credit underwriting, financial modeling, and client engagement, while supporting the negotiation of legal documentation and the development of marketing materials.

Job responsibilities

• Working on financial models to support financing transactions
• Assisting in the completion of credit approval memos
• Preparing marketing materials for use in client meetings (covering topics such as financing alternatives, working capital optimization, and industry analysis)
• Learning how to identify treasury product solutions to benefit clients’ long‑term planning
• Developing an understanding of the full breadth of J.P. Morgan products and service offerings
• Conducting client and prospect research to support business development efforts

Required qualifications, capabilities, and skills

• Exceptional verbal and written communication skills
• Excellent problem solving and critical thinking skills
• Strong attention to detail
• Ability to thrive in a fast‑paced, collaborative work environment
• Bachelor’s Degree with a Graduation Date of December 2025
• If pursuing a masters, it must be 2 years within receiving your bachelor’s and with a Graduation Date of December 2025
• Candidates must be authorized to work permanently in the U.S.

Preferred qualifications, capabilities, and skills

• Coursework in business, finance, or accounting a plus
• Minimum cumulative GPA of 3.2 on a 4.0 scale is preferred

FEDERAL DEPOSIT INSURANCE ACT:

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment‑based immigration sponsorship for this program. Likewise, JPMorganChase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)