Commercial Services Loan Specialist

Mid Oregon Credit Union; East Bend (NC); Ibrido; USD 75.000 - 110.000; Tempo pieno

Vantaggi offerti da questo lavoro

Medical

Dental

Vision

Disability insurance

401k with matching

Paid vacation/Sick/Float holiday

Paid volunteer hours

Descrizione del lavoro

Mid Oregon Credit Union in East Bend, OR is seeking a Commercial Services Loan Specialist to assist the Commercial Services Loan Manager in servicing business loans. You will process and verify loan applications, prepare documents, communicate with vendors, and answer questions from members, business owners, and vendors.

Ideal candidates have 3–5 years of commercial lending experience, including underwriting and loan documentation. Familiarity with Symitar is a plus.

Competenze

• Three to five years of similar or related experience.
• Experience with Commercial Business Lending, underwriting, and loan documentation.
• Experience with business loan processing including receipt and organization of loan file, ordering third party reports and setup/maintenance in systems.

Mansioni

• Assist the Commercial Services Loan Manager in servicing business loans.
• Process and verify business loan applications, including preparation of documents.
• Communicate with vendors, and field questions from members, business owners, and vendors.

Conoscenze

Commercial lending

Credit analysis

Financial analysis

Underwriting

Regulatory compliance

Customer service

Communication

Portfolio management

Formazione

Two-year degree

Strumenti

Symitar

Descrizione del lavoro

Description

POSITION:

Commercial Services Loan Specialist

PRIMARY FUNCTION:

Assist the Commercial Services Loan Manager in the servicing of Mid Oregon's business loans. Responsible for the processing and verification of business loan applications including preparation of documents, communication with vendors, and fielding questions from members, business owners, and vendors.

This position is eligible for the hybrid work program.

EXPERIENCE:

Three years to five years of similar or related experience. Experience with Commercial Business Lending, underwriting, and loan documentation. Experience with business loan processing including receipt and organization of loan file, ordering third party reports and setup/maintenance in systems.

REQUIRED SKILLS:

Demonstrates expertise in commercial lending, credit analysis, financial statement review, loan origination, and portfolio management. Applies sound risk management, regulatory compliance, and credit monitoring practices to protect the bank and its clients. Communicates effectively with clients, partners, and internal teams to provide strategic guidance and exceptional customer service. Analyzes market trends, client needs, and financial data to recommend solutions that support business growth and profitability. Manages multiple priorities with strong organizational skills, attention to detail, professionalism, and accountability. Collaborates across departments to deliver seamless client experiences and achieve business objectives.

Preferred Qualification:

Loan processing, commercial lending, and Symitar experience.

EDUCATION:

(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.

BENEFITS:

Medical, Dental, Vision, Life/Disability/AD&D, EAP, Aflac, 401k with Matching, Paid Vacation/Sick/Float Holiday, Paid Volunteer Hours.

WORK LOCATION:

East Bend Branch

Requirements

Physical Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

Speaking on the telephone approximately 25% percent of workday. May need to shovel snow occasionally outside the office to clear sidewalks, etc.

Continuous sitting, standing, talking, and listening for extended periods of time, use of hands in repetitive tasks such as typing and writing, speaking, and hearing for interaction with members and coworkers, clarity of vision at 20 inches or less for processing of member transactions and computer usage, and memory demands in recalling Credit Union policies, services, and state and federal regulations.

Occasional lifting up to 35 pounds to move supplies or office equipment, bending, squatting, or kneeling to reach supplies on ground level, reaching above shoulder level to reach supplies overhead.

Work Environment

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Employees work in an office environment with average noise levels impacted by computers, printers, scanners, phones, and other surrounding conversations. The credit union is located in Central Oregon and weather during the winter may impact travel. Seasonal fires may impact air quality.

AAP/EEO Statement

Mid Oregon Credit Union is committed to building a diverse and inclusive organization, provide equal employment opportunities to all employees and applicants for employment, and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time. Mid Oregon Credit Union believes that each employee makes a significant contribution to our success. This position description is designed to outline primary duties, qualifications, and job scope, but not limit our employees nor the organization to just the work identified. It is our expectation that each employee will offer their services wherever and whenever necessary to ensure the success of the company.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.

______________________________________ ________________________

Printed Employee Name Date

______________________________________

Employee Signature