Commercial Relationship Officer

Popular Bank; Florida; Hybrid; USD 90,000 - 130,000; Full time

Job summary

Popular Bank in Miami Lakes, FL seeks a seasoned Commercial Lender to grow a transportable book of business, focusing on deposits and loans while delivering high-quality service to commercial customers and corporate accounts.

The role requires building and maintaining relationships, interviewing clients, analyzing financial structures, and preparing loan documentation for approval. A minimum 7 years in commercial credit and strong sales skills are essential.

Qualifications

• Bachelor's degree preferred; high school diploma required.
• Minimum of 7 years of experience in commercial credit with an established portfolio.
• Effective sales ability and persuasiveness.

Responsibilities

• Develop a commercial customer portfolio with emphasis on deposits and loans.
• Visit clients regularly to assess financial structures and recommend bank products.
• Prepare loan reports for supervisor review and approval; document client calls.
• Analyze financial statements, collateral, and loan applications; provide recommendations.
• Follow up on overdraft accounts for supervisor final approval.
• Build strong relationships with clients and uncover needs to educate them on suitable bank services.

Skills

Sales ability

Persuasiveness

Relationship building

Education

Bachelor's degree in Business or related field

High School Diploma or equivalent

Job description

Position Title: Commercial Relationship Officer

Date: Oct 20, 2026

Location: Miami Lakes, FL, US, 33016

Company: Popular Bank

Middle Market South Florida

We are currently looking for a seasoned COMMERCIAL LENDER with a transportable book of business to join our Commercial Banking team. In this position you will generate business relationships and be responsible for the development and maintenance of credit and non-credit relationships with commercial customers, corporate accounts and potential customers while rendering quality service in accordance with bank goals to attain growth, profitability and customer satisfaction.

In this position, you will:

• Be responsible for developing a commercial customer portfolio and managing customer relationships of this portfolio. This created portfolio should have a heavy emphasis on deposits as well as loans.
• Visit with clients and prospective clients regularly, interview and analyze the financial structure of customers and prospects and recommend products or applicable services.
• Prepare loan reports for revision and approval of immediate supervisors and all written reports on calls made to existing and prospective accounts.
• Analyze financial statements, revise collateral, documents and processes commercial loan application and make recommendations regarding credit request, refers to your immediate supervisor.
• Follow up on assigned commercial accounts that are overdraft and refer them to his supervisor for final approval.
• Review and analyze commercial loan reports, direct liability, non-performing, new loans and payment.
• Build effective relationships and trust with clients and potential clients by listening to and uncovering their needs and educating them about the bank products and services that are most appropriate for their situation.

To be considered, you will need:

• High School Diploma or equivalent required; Bachelor’s Degree in Business or related field preferred.
• Minimum of 7 years of experience in commercial credit with an established portfolio of Commercial customers.
• Effective sales ability and persuasiveness.

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.

Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time.

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

If you have a disability or need more information about requesting an accommodation, please contact us at [e-mail]. This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer, including Disability/Vets

Popular is a Drug Free Workplace

Learn more about us at www.popular.com and keep updated with our latest job postings at www.jobs.popular.com.

If you are a California resident, please click here to learn more about your privacy rights.

Nearest Major Market: Miami

Job Segment: Business Development, Sales

Equal employment opportunity, including veterans and individuals with disabilities.