Commercial Relationship Manager II

First Financial Bank NA; Lexington (KY); On-site; USD 85,000 - 115,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

401(k) match

Employee Stock Ownership Program (ESOP

Paid time off

Tuition assistance

Job summary

First Financial Bank NA is seeking a Commercial Relationship Manager II in Lexington, KY. You will grow a commercial loan portfolio, manage client relationships, and structure loans while ensuring regulatory compliance.

The role emphasizes strategic business development and cross-selling opportunities. The ideal candidate has 5–10 years in commercial lending, strong communication skills, and a proven ability to develop new deposit relationships.

Qualifications

• Bachelor’s degree preferred in business, finance, economics, or accounting.
• 5–10 years of experience in commercial lending, audit, loan review, or finance.
• Commercial & Industrial loan experience preferred.
• Proven ability to build relationships and grow accounts.

Responsibilities

• Develop a strategic pipeline of commercial relationship leads and generate new business through referrals and networking.
• Originate loans by structuring, underwriting, and closing commercial loans.
• Develop deposits by expanding client operating accounts with new and existing customers.
• Cross-sell other banking products and services to help clients achieve business goals.
• Build and cultivate long-term client relationships through ongoing communication and financial solutions.

Skills

Relationship building

Sales & business development

Prospecting

Communication skills

Financial analysis

Education

Bachelor’s degree in business/finance

Job description

If you are unable to complete this application due to a disability, contact this employer to ask for an accommodation or an alternative application process.

Commercial Relationship Manager II

Lexington LPO KY, Lexington, KY, US

3 days ago Requisition ID: 2805

Commercial Relationship Manager II Location: Lexington, KY (On-Site)

Status: Full-Time, Salary Exempt Officer

Why Join First Financial Bank?

If you are a results-driven professional with a passion for building relationships and managing commercial lending, our Commercial Relationship Manager II role may be the next step in your banking career. In this role, you will play a key part in growing a commercial loan portfolio, managing client relationships, structuring commercial loans, and identifying growth opportunities. This position offers a strong foundation for career advancement in commercial banking while contributing to the success of local businesses. If you thrive in a client-focused, strategic role, we invite you to join our team.

What You’ll Do

• Sales & Business Development: Develop a strategic pipeline of qualified commercial relationship leads and generate new business through developed leads, client referrals, and networking.
• Originate Loans: Work with clients to structure, underwrite, and close commercial loans while ensuring compliance with regulatory guidelines.
• Develop Deposits: Deepen client relationships and connectivity to the bank by developing deposit operating accounts from new and existing customers.
• Identify Growth Opportunities: Cross-sell other banking products and services to help clients achieve their business goals.
• Manage Relationships: Build and cultivate long-term customer relationships through ongoing communication and financial solutions.
• Evaluate Loan Quality: Review financial data, assess collateral, and determine appropriate loan structures.
• Conduct Market Research: Stay up to date on industry trends, competitor offerings, and economic changes that impact commercial clients.
• Monitor Loan Portfolio: Track and maintain appropriate risk ratings on all relationships in your portfolio.
• Ensure Compliance: Follow all regulatory lending guidelines and internal policies to manage risk effectively.

What We’re Looking For

• Bachelor’s degree in business administration, finance, economics, or accounting is preferred.
• Minimum 5-10 years of experience in commercial lending, audit, loan review, or finance.
• Commercial & Industrial loan experience preferred.
• Proven ability to build relationships, develop referral sources, and grow new account relationships.
• Strong sales skills with experience in prospecting and customer outreach.
• Excellent problem-solving and interpersonal skills.
• Strong written and verbal communication skills.
• Ability to work in a time-sensitive environment with a flexible schedule.
• Ability to remain in a stationary position for up to 75% of an eight (8) hour workday.
• Ability to review information and details at close range (within a few feet).
• Ability to travel to client locations and other work sites as needed.

What We Offer

• Competitive Pay & Benefits: Medical, dental, vision, and employer-paid life and disability insurance.
• Financial Perks: 401(k) match, Employee Stock Ownership Program (ESOP), and banking benefits.
• Work-Life Balance: Paid time off, including 11 Federal Reserve bank holidays.
• Growth Opportunities: Tuition assistance and professional development programs.
• A Supportive Culture: Integrity, collaboration, innovation, and respect are at the heart of what we do.

Who We Are

First Financial Bank is a dynamic financial institution with over $6+ billion in assets and a proud history dating back to 1834. With more than 75 banking centers across five states , we are committed to empowering our clients, fostering personal growth, and building community.

Joining First Financial Bank means becoming part of a legacy where your work directly contributes to the stability and growth of the communities we serve. Here, you are more than an employee; you are an essential member of a team dedicated to living out the values of "One First" every day. Be part of a bank that values your contributions and invests in your future!

First Financial Bank is an Equal Opportunity Employer. All applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, genetic information, national origin, disability, military and/or veteran status, cross-bases issues, or any other Federal or State legally protected classes.