Commercial Relationship Manager 3

United Way of Greenville County; Baton Rouge (LA); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive pay

Paid time off

14 holidays annually

Medical, Dental, Vision Insurance

401(k) with matching

Tuition Reimbursement

Employee Assistance Program

Career development opportunities

Gym Discounts

Verizon Wireless Discounts

Tickets At Work Discounts

Job summary

Fidelity Bank in Baton Rouge, LA seeks a Commercial Relationship Manager 3 to develop and manage a commercial loan portfolio and client relationships. You will evaluate loans, structure deals, and provide consultative banking services to clients while maintaining compliance and high integrity.

The role requires extensive banking experience, strong analytical skills, and the ability to travel across the footprint. It offers a competitive benefits package and career development opportunities.

Qualifications

• Bachelor's degree in a related business field or 4 years of related experience.
• 10+ years of experience managing commercial banking relationships including loan production.
• Extensive underwriting, loan structure, deposits knowledge.
• Strong understanding of credit and finance principles.
• Ability to travel across the company footprint.
• Proficiency in Microsoft Office Suite.

Responsibilities

• Develop and maintain commercial loan relationships in a loan portfolio.
• Establish involvement in local civic organizations with leadership roles.
• Develop relationships that present loan and deposit opportunities.
• Process commercial loans and screen loan requests.
• Perform financial analyses to support credit decisions.
• Negotiate credit terms and collateral specifications.
• Represent the bank at civic and community functions.

Skills

Commercial banking

Loan portfolio management

Financial analysis

Credit underwriting

Interpersonal skills

Travel ability

Microsoft Office

Regulatory compliance

Client relationship

Communication

Education

Bachelor's degree in business

4+ years related experience

Job description

Our goal at Fidelity is to create a better future by acting with accountability and integrity alongside our customers and within our communities. Since 1908, we have built a legacy upon simple, enduring values and an unwavering commitment to the communities we serve. We pride ourselves on being part of a community-focused and team-oriented work culture where we invest in our associates to ensure success within the company.

Fidelity Bank, headquartered in New Orleans, Louisiana, believes in making a difference by living our mission of "Here for Good" to help families and businesses thrive in the communities we serve.

Fidelity promotes a culture of work/life balance for all associates. We offer a competitive total rewards package for eligible associates including:

• Competitive pay based on the position, qualifications, relevant experience, and skillset
• Paid Time Off
• Up to 14 paid holidays annually
• Comprehensive Medical, Dental, and Vision Insurance
• Employer Funded Health Savings Account
• 401(k) with matching contributions
• Wellness Program to reduce health insurance premiums
• Free or discounted banking services
• Basic Life Insurance and AD&D
• Tuition Reimbursement Plan
• Associate Referral Program
• Employee Assistance Fund (subject to IRS guidelines)
• Employee Assistance Program
• Opportunities for training and career development
• Gym Discounts, Verizon Wireless Discounts, Tickets At Work Discounts

Retail branch locations are closed on Saturdays!

The benefits listing is for informational purposes. Additional details regarding compensation and benefits will be provided during the application process. Fidelity reserves the right to modify, amend, or terminate any and all benefits at any time.

Do you want to make a difference? If so, this opportunity may be the right choice for you! Fidelity Bank is looking for competitive, self-reliant, energetic individuals that are driven to succeed.

Position Summary:

The Commercial Relationship Manager 3 is responsible for developing commercialbusinessrelationships. The incumbent will e valuate,structure,andrecommendapprovalofcommercialloansin accordance with the B ank's objectives. Providesaconsultative bankingapproachtoclientsand prospects and managesa loan portfolio.

This position is exempt under the Fair Labor Standards Act and is not eligible for overtime pay.

Required Qualifications, Competencies, and Skills:

• Bachelor's degree in a related business field or 4 years of related experience
• 10+ years of experience managing commercial banking relationships to include loan production and other financial services
• Extensive understanding of technical aspects of business underwriting, loan structure, and deposits
• Extensive understanding of credit and finance
• Knowledge of economic and accounting principles and practices, the financial markets, banking, analysis and reporting of financial data
• Ability to maintain confidentiality, maintain high integrity and adhere to the institution’s privacy policies, regulations and procedures
• Ability to travel across the company footprint
• Proficient in Microsoft Office Suite to include Word, Excel, Outlook, PowerPoint, Teams
• Developed cognitive skills to include Analytical, Problem Solving, Judgement, Organization & Planning, Innovation
• Developed intrapersonal skills to include Follow-Through, Optimism, Tenacity, Resourcefulness, Ambition
• Developed interpersonal skills to include Communication: Listening, Speaking, and Writing, Resilience & Balance, Client Focus, Influence, Collaboration
• Developed technology skills to include Knowledge Management
• Developed leadership skills to include Developing Followers, Achieving Results, Relationship Management, Implementing the Vision, Strategic Thinking, Leading & Managing Change, Business Acumen
• Developed sales skills to include Preparation, Connecting, Knowledge, Presence, Sales Drive, Prospecting, Opportunity Pipeline Management

Preferred Qualifications, Competencies, and Skills:

• Previous supervisory experience

Essential Duties and Responsibilities:

• Develop and maintain commercial loan relationships in a loan portfolio
• Establish and maintain involvement in local civic and community organizations with a preference on leadership roles
• Develop and maintain relationships that present commercial loan and deposit opportunities
• Process commercial loans and analyze and screen loan requests for all types of loans
• Gather related financial and general business information, perform financial analyses needed to make credit decisions and communicate with prospects and customers to close opportunities
• Analyze the credit history of applicants and determines their loan repayment capabilities
• Negotiate credit terms, such as costs, loan repayment structure and collateral specifications
• Develop and maintain interest rate structure to be consistent with financial institution policies and procedures and to be competitive with current market rates
• Evaluate potential customer loan requests and make loan recommendations to management
• Package loans and recommend loan terms and conditions with support from the Credit Department
• Develop broader knowledge base of commercial and other products and services, including loan policy, documentation, structuring and regulatory requirements
• Responsible for managing problem loans within a portfolio
• Responsible for clearing documentation and financial exceptions
• Continue developing and growing network of referral sources for new business
• Facilitate business development activities such as calling on prospects and being present within the community
• Make retention and business development calls on existing and potential new clients
• Manage commercial lending portfolio independently with support from Market President
• Represent the financial institution at various civic and community functions
• Work on projects and committees as needed
• Consistently exemplify our Core Values of Integrity, Community, Dependability, Excellence, Longevity, and Accountability
• Comply with regulatory rules and regulations evidenced through successful completion of training and demonstrated ability
• Perform other duties and/or special projects as appointed by management

Physical Requirements: primarily sitting with some standing, walking, lifting and bending

Fidelity Bank is an Equal Opportunity Employer/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, pregnancy, genetic information, disability, status as a protected veteran, or any other protected category under applicable federal, state, and local laws. Fidelity promotes a drug free workplace.

If you require an accommodation to submit your application for an open position, please send an email request to [e-mail] or call 985-612-2764. All information provided will be kept confidential and will only be used to the extent required to provide the needed reasonable accommodation.

This position is located in Baton Rouge, LA, 70808.