Commercial Relationship Manager

gpac; Baltimore (MD); On-site; USD 110,000 - 130,000; Full time

Job summary

A leading search firm is seeking a Commercial Loan Officer to support lenders in underwriting requests for credit extensions to commercial clients. The role involves detailed financial analysis, compliance, and documentation, with a requirement for 8+ years of experience and an existing book of business.

Qualifications

• Must have 8+ years experience in a bank as a Commercial lender.
• Must have a book of business.
• Ability to analyze financial statements and agency reports.

Responsibilities

• Analyze financial data and prepare reports on borrowing accounts.
• Make recommendations on loan approvals.
• Perform annual credit reviews and ensure compliance with policies.

Skills

Financial analysis

Credit analysis

Data interpretation

Job description

3 days ago Be among the first 25 applicants

This range is provided by gpac. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$110,000.00/yr - $130,000.00/yr

Commercial Loan Officer Qualifications

POSITION SUMMARY: The Commercial Loan Officer will support the lenders in underwriting requests for credit extensions to new and existing commercial clients. They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank's credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

Primary Responsibilities

• Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
• Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
• Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
• Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
• Suggests a loan grade after conducting a thorough credit analysis and documentation review.
• Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
• Provides assigned reports.
• Performs annual review of loan relationships.
• Must have 8+ years experience in a bank as a Commercial lender. MUST HAVE BOOK OF BUSINESS
  
  

For additional information on this opportunity, please contact Connor Martin directly at 309.272.3087. Resumes may be confidentially sent to [e-mail].

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking

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