Commercial Real Estate Risk Officer - Assistant Vice President

Crefc; New York (NY); Hybrid; USD 100,000 - 153,000; Full time

Benefits offered by this job

Hybrid work model

Generous vacation

Personal and volunteer days

Employee Resource Groups

Wellbeing and retirement benefits

Job summary

Deutsche Bank in New York City seeks an Assistant Vice President to serve as Commercial Real Estate Risk Officer. The role focuses on managing CRE credit risk for on-balance sheet transactions, setting and monitoring counterparty limits, and negotiating loan terms for varied CRE projects.

The position requires interaction with senior management, internal auditors, and risk committees, with a hybrid work model and competitive benefits. Salary ranges from $100,000 to $153,000 in NYC.

Qualifications

• Extensive commercial real estate credit experience.
• Balance sheet lending experience.
• Ability to analyze/review highly structured loans.
• Experience working with internal and external auditors.

Responsibilities

• Analyze and recommend credit approvals/declines or new loan terms for CRE transactions.
• Act as the primary intermediary between business units, department heads and credit committees.
• Monitor portfolio and market developments in CRE and related sectors.
• Prepare credit reports and due diligence documentation to support Deutsche Bank's strategies.
• Support impairment analyses and structure transactions for risk/return optimization.
• Maintain data integrity in IT systems and coordinate with auditors/regulators.

Skills

CRE credit experience

Balance sheet lending

Structured loan analysis

Auditor coordination

Job description

Job Title Commercial Real Estate Risk Officer

Corporate Title Assistant Vice President

Location New York, NY

Overview

The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. In particular, Risk Officer is responsible for handling approvals for all real estate related transactions, retained on balance sheet. Additional tasks include setting and monitoring counterparty credit limits, negotiating term sheets, reviewing due diligence and underwriting and interfacing with senior management and Business personnel. You will be expected to analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties. Risk Officer will act as the primary intermediary between the Business units, department heads and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors, Experience leading/managing internal and external audit coordination required.

What We Offer You

• A diverse and inclusive environment that embraces change, innovation, and collaboration
• A hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer days
• Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
• Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
• Educational resources, matching gift and volunteer programs

What You’ll Do

• Analyze and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition / rehabilitation properties
• Act as the primary intermediary between the Business units, department heads and credit committees
• Monitor portfolio and financial/market developments within commercial real estate and related sectors as needed to enhance response capability and corporate knowledge. Analyze/Asses and make recommendations for approval for the balance sheet portfolio, including construction loans and transitional loans
• Interact with internal Business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's Business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and procedures
• Monitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes
• Maintain data integrity for all names / transactions in Information Technology (IT) systems and assist and at times lead CRM - CRE's interactions with internal / external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)

Skills You’ll Need

• Extensive commercial real estate credit experience
• Balance sheet lending experience
• Ability to analyze/review highly structured loans
• Experience working with internal and external auditors

Skills That Will Help You Excel

• Highly motivated with ability to work independently
• Excellent verbal and written skills
• Ability to multi-task
• Structured lending experience

Expectations

It is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.

Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.

The salary range for this position in New York City is $100,000 to $153,000. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.

Deutsche Bank Benefits

At Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!

Learn more about your life at Deutsche Bank through the eyes of our current employees https://careers.db.com/life

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