Evergreen Credit Officer CRE VP

Deutsche Bank AG; New York (NY); Hybrid; USD 125,000 - 223,000; Full time

Benefits offered by this job

Hybrid work model

Health benefits

Retirement plan

Parental leave

Volunteer program

Job summary

Deutsche Bank AG in New York seeks a Vice President to serve as Commercial Real Estate Risk Officer, driving risk approvals for real estate transactions and interacting with senior management. The role requires deep CRE credit experience, balance-sheet lending expertise, and the ability to analyze complex loans, including interactions with audits and regulatory interfaces.

A hybrid work model is offered. The position emphasizes coordination with business units, credit committees, and risk

Qualifications

• Extensive commercial real estate credit experience.
• Balance sheet lending experience.
• Ability to analyze highly structured loans.
• Experience coordinating with internal/external auditors.
• Proven ability to leverage AI tools to enhance productivity.

Responsibilities

• Analyze and recommend credit approvals/declines for CRE transactions.
• Interact with business units and credit committees to prepare reports and term sheets.
• Monitor CRE portfolio and market developments; provide impairment analyses as needed.
• Lead and train junior team members; interface with auditors and regulators.

Skills

CRE credit experience

Balance sheet lending

Loan analysis

Auditor coordination

AI tools usage

Job description

Job Description:Job Title Commercial Real Estate Risk OfficerCorporate Title Vice PresidentLocation New York, NYOverviewThe Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. In particular, Risk Officer is responsible for handling approvals for all real estate related transactions, retained on balance sheet. Additional tasks include setting and monitoring counterparty credit limits, negotiating term sheets, reviewing due diligence and underwriting and interfacing with senior management and Business personnel. You will be expected to analyze and recommend approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground-up construction, conversions and acquisition/rehabilitation properties. Risk Officer will act as the primary intermediary between the Business units, department heads and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors, Experience leading/managing internal and external audit coordination required.What We Offer YouA diverse and inclusive environment that embraces change, innovation, and collaborationA hybrid working model, allowing for in-office / work from home flexibility, generous vacation, personal and volunteer daysEmployee Resource Groups support an inclusive workplace for everyone and promote community engagementCompetitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefitsEducational resources, matching gift and volunteer programsWhat You’ll DoAnalyze and recommend credit approval/declines, or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground-up construction, conversions and acquisition / rehabilitation propertiesAct as the primary intermediary between the Business units, department heads and credit committeesMonitor portfolio and financial/market developments within commercial real estate and related sectors as needed to enhance response capability and corporate knowledge. Analyze/Asses and make recommendations for approval for the balance sheet portfolio, including construction loans and transitional loansInteract with internal Business unit personnel to prepare credit reports and due diligence documentation that support Deutsche Bank's Business strategies while operating within the constraints of Deutsche Bank’s risk appetite for commercial real estate in a manner consistent with its policies and proceduresMonitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomesMaintain data integrity for all names / transactions in Information Technology (IT) systems and assist and at times lead CRM - CRE's interactions with internal / external auditors and regulatory authorities and other Deutsche Bank infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)How You’ll LeadProvide guidance and support to junior team membersTrain new team members on commercial real estate fundamentals; andInterface with auditors by providing succinct analysis and responses to queries, as well as conducting presentations when requiredSkills You’ll NeedExtensive commercial real estate credit experienceBalance sheet lending experienceAbility to analyze/review highly structured loansExperience working with internal and external auditorsProven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment to ensure responsible and ethical use of data and AI outputsSkills That Will Help You ExcelHighly motivated VP with ability to work independentlyExcellent verbal and written skillsAbility to multi-taskStructured lending experienceExpectationsIt is the Bank’s expectation that employees hired into this role will work in the New York City office in accordance with the Bank’s hybrid working model.Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.The salary range for this position in New York City is $125,000 to $222,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or any other type of remuneration.Deutsche Bank BenefitsAt Deutsche Bank, we recognize that our benefit programs have a profound impact on our colleagues. That’s why we are focused on providing benefits and perks that enable our colleagues to live authentically and be their whole selves, at every stage of life. We provide access to physical, emotional, and financial wellness benefits that allow our colleagues to stay financially secure and strike balance between work and home. Click here to learn more!Learn more about your life at Deutsche Bank through the eyes of our current employees https://careers.db.com/lifeThe California Consumer Privacy Act outlines how companies can use personal information. If you are interested in receiving a copy of Deutsche Bank’s California Privacy Notice please email [e-mail] .#LI-HYBRIDWe strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.We welcome applications from all people and promote a positive, fair and inclusive work environment.Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected by law. Click these links to view Deutsche Bank’s Equal Opportunity Policy Statement and the following notices: EEOC Know Your Rights ; Employee Rights and Responsibilities under the Family and Medical Leave Act ; and Employee Polygraph Protection Act .