Commercial Real Estate Relationship Manager

Texas-Capital-Bank; Dallas (TX); On-site; USD 120,000 - 180,000; Full time

Benefits offered by this job

Health insurance

401K match

Paid time off

Job summary

Texas Capital Bank in Dallas seeks an experienced Relationship Manager with Commercial Real Estate banking expertise to drive new relationships, loan fundings, deposits, PxV, and card spend across industries.

The role carries a client portfolio with production goals and requires delivering comprehensive financial solutions and best-in-class client experiences. A 10+ year finance background and strong Salesforce/Office skills are preferred.

Qualifications

• Bachelor’s degree in Business Administration/finance, accounting, or related field preferred.
• Minimum 10 years of commercial banking experience preferred, including credit analysis/portfolio management or business development and transaction experience with CRE.
• Advanced knowledge of banking products and services, with financial acumen to assess client needs.
• Formal Credit Training or underwhriting experience required.
• Self-starter with drive to exceed calling metrics and production goals.
• Strong communication and teamwork in a fast-paced environment.
• Proficient with Salesforce and MS Office tools.

Responsibilities

• Focus on client coverage through disciplined calling and understanding client financial objectives and strategies.
• Partner across the firm to deliver the whole bank and manage deals from inception to close.
• Develop knowledge of banking products, markets, regulations, and CRE trends affecting clients.
• Identify and mitigate regulatory, reputational, operational, and credit risks.
• Utilize reports and systems to actively manage pipeline and sales production.

Skills

Relationship management

Sales/BD

Communication skills

Financial analysis

Client-focused

Team collaboration

Salesforce proficiency

MS Office proficiency

Education

Bachelor’s degree in Business Administration/finance, accounting, or related field

Formal Credit Training

Tools

Salesforce

MS Office (Outlook, Excel, Word, PowerPoint)

Job description

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big firms at a scale that works for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long-lasting relationships. Texas Capital provides a variety of benefits to colleagues, including health insurance coverage, wellness program, fertility and family building aids, life and disability insurance, retirement savings plans with a generous 401K match, paid leave programs, paid holidays, and paid time off (PTO). Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named Best Regional Bank in 2024 by Bankrate and was named to The Dallas Morning News’ Dallas-Fort Worth metroplex Top Workplaces 2023 and GoBankingRate’s 2023 list of Best Regional Banks. For more information about joining our team, please visit us at www.texascapitalbank.com.

Brief Overview of Position

The Relationship Manager will have experience within the Commercial Real Estate Banking line of business and enable the company’s financial results by driving new relationships, new loan fundings, new deposits, PxV, and Commercial Card spend. Depending on the market, this role will report directly to the Market or Team Leader. This role carries a portfolio of clients and sales production goals and is accountable to deliver comprehensive financial solutions and best-in-class experiences to clients and prospects across a broad array of industries.

Responsibilities

• Focuses on the client - Ensures appropriate client coverage through disciplined calling efforts, understanding of client strategic and financial objectives, identification and execution of optimal client solutions, and ensuring best in class client experiences.
• Partners across the firm – Delivers the whole bank through effective partner engagement to identify client opportunities and oversee/manage deals from inception to close.
• Knows the business – Actively pursues the latest information and builds knowledge base related to financial/banking products, financial markets, relevant regulations, as well as business trends, including businesses which are thriving in the Real Estate market.
• Manages Risk - Manages risk/return and drives quality for new and/or existing clients. Actively identifies and mitigates different types of risk, such as regulatory, reputational, operational and credit risks.
• Manages performance - Utilizes reports, data, and systems to actively self-manage pipeline and sales production.

Qualifications

• Bachelor’s degree in Business Administration/finance, accounting, or related field preferred.
• Minimum 10 years of commercial banking experience preferred, including prior experience in credit analysis and/or portfolio management or business development and transaction experience with a focus on CRE clients.
• Advanced knowledge of banking suite of products and services, industry trends, as well as financial acumen to assess and deliver on prospect/client need.
• Formal Credit Training (Commercial Credit Certification, or from another bank) or commensurate underwriting experience required.
• Self-starter and persistent.
• Possesses a natural disposition to stride to exceed calling metrics and production goals.
• Effective team player with ability to work across business partner groups in a fast-paced, highly collaborative environment.
• Operates with a sense of urgency balanced with adherence to the firm’s risk appetite.
• Exceptional writing, interpersonal and communication skills, both verbal and written to communicate with clients, all levels of employees, management, internal partners, and clients.
• Strong organizational and time management skills with ability to manage multiple priorities.
• Ability to identify and solve problems/issues and timely escalation of known risks and issues.
• High interest in, outreach to, and involvement in the communities where we live and work.
• Strong knowledge and application using Salesforce and MS Office products including Outlook, Excel, Word, and PowerPoint.

The duties listed above are the essential functions, or fundamental duties within the job classification. The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.

Texas Capital is built to help businesses and their leaders. Our depth of knowledge and expertise allows us to bring the best of the big banks at a scale that makes sense for our clients, with highly experienced bankers who truly invest in people’s success — today and tomorrow. While we are rooted in core financial products, we are differentiated by our approach. Our bankers are seasoned financial experts who possess deep experience across a multitude of industries. Equally important, they bring commitment — investing the time and resources to understand our clients’ immediate needs, identify market opportunities and meet long-term objectives. At Texas Capital, we do more than build business success. We build long lasting relationships. Headquartered in Dallas with offices in Austin, Fort Worth, Houston, Richardson, Plano and San Antonio, Texas Capital was recently named the #1 most trusted bank in the country on Newsweek’s inaugural list of America’s Most Trusted Companies